Komori
P

Premium Group Co.,Ltd.

7199Financials (excluding banks)Small cap
2,251JPY+6.3%
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Price history
¥2,251Latest+92.9%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

Premium Group Co.,Ltd. is a holding company that manages Premier株式会社, which oversees the finance business; Premier Warranty Service株式会社, which oversees the breakdown warranty business; Premier Mobility Service株式会社, which oversees the auto mobility services business; and other companies. It was established on 25 May 2015 under the name 株式会社AZS一号 as a vehicle for accepting an investment from AZ-Star 1 Investment Limited Liability Partnership. On 19 June 2015, it acquired all shares of プレミアファイナンシャルサービス株式会社 (now プレミア株式会社), making it a wholly owned subsidiary. On 8 July 2015, it changed its corporate name to Premium Group Co.,Ltd. and remains so today. Its principal subsidiary, プレミア株式会社, was established on 31 July 2007 as a wholly owned second-tier subsidiary responsible for a new business of 株式会社ガリバーインターナショナル (now IDOM Inc., Chiyoda-ku, Tokyo; Representative Director and President: Hatori Yusuke (羽鳥由宇介)), which operated a used-car wholesale business. To strengthen its fundraising capabilities and expand its finance and breakdown warranty businesses, in July 2010 it became a wholly owned subsidiary of SBI Holdings,Inc., and in March 2013 it became a wholly owned subsidiary of a fund managed and operated by アイ・シグマ・キャピタル株式会社, a wholly owned subsidiary of Marubeni Corporation. It subsequently became a subsidiary of the Company in pursuit of further growth opportunities and remains so today. The Company also resolved at a meeting of its Board of Directors held on 23 January 2026 to have プレミアワランティサービス株式会社, プレミアモビリティサービス株式会社 and カープレミア株式会社 absorbed into プレミア株式会社 in an absorption-type merger, with 1 July 2026 as the effective date.

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Key numbersShowing 8 of 18
PER
48.9How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
3.33How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
6.8%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥85bnShare price × number of shares. The value of the entire company.
Equity ratio
13.1%The proportion of assets funded by money that does not have to be repaid.
Operating margin
20.7%The percentage of revenue remaining from the company’s core business.
Revenue growth (3 years)
18.9%The average annual growth in sales over the past three years.
What to watch next
Completion and launch of the カープレミア app, strengthening member engagement through the app
Around January 2025 (planned completion)Impact MediumLikelihood Medium
Completion of the core-system upgrade and renewal for breakdown warranties and credit, supporting operational stability and productivity gains
April 2026 (planned completion of the warranty core system); June 2027 (planned completion of credit core-system hardware)Impact MediumLikelihood Medium
Organizational restructuring through the group merger by absorption of プレミアワランティ, プレミアモビリティ and カープレミア into プレミア
1 July 2026Impact MediumLikelihood High
Development of specific offerings in EV-only areas, including EV-only breakdown warranties, EV-only credit and an EV servicing network, and disclosure of their contribution to revenue
From 2025 onward (continued monitoring of disclosures is required because these are new business areas)Impact HighLikelihood Low
What to watch next
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Who owns itTop holders total 39.8%
Listed holders 39.8%Everyone else 60.2%
The Master Trust Bank of Japan, Ltd.12.03%
Custody Bank of Japan, Ltd.8.64%
株式会社リクルート4.63%
GOVERNMENT OF NORWAY2.40%
STATE STREET BANK AND TRUST COMPANY2.40%
ITOCHU Corporation2.06%
Aozora Bank,Ltd.2.00%
Sompo Japan Insurance Inc.2.00%
2 other listed holders3.64%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd.12.03
Custody Bank of Japan, Ltd.8.64
株式会社リクルート4.63
GOVERNMENT OF NORWAY2.40
STATE STREET BANK AND TRUST COMPANY2.40
ITOCHU Corporation2.06
Aozora Bank,Ltd.2.00
Sompo Japan Insurance Inc.2.00
2 other listed holders3.64
This company's documents
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