Worth reading
47Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
-12.2
Year-on-year change in operating profit (%)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)2025年4月1日〜2025年9月30日ConsolidatedIFRSNet Sales20,888¥ millionYear on year +15.5%Progress 49.7%
Operating profit3,556¥ millionYear on year -12.2%
Ordinary income3,730¥ millionYear on year -8.5%Progress 41.4%
Net income attributable to owners of the parent2,589¥ millionYear on year -6.6%Progress 42.4%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share67.75円
Financial position at period-end
Total assets188,943¥ million
of which net assets 22,892 ¥ millionEquity ratio 12.1%vs. prior year-end +1.9pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating-12,765
Investment-467
Financials+20,226
Net change+6,994
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥24,148 million
Segment revenue
Finance Business11,78756.8%
Breakdown Warranty business3,86018.6%
Auto Mobility Services business5,10424.6%
Segment profit
Finance Business1,99858.1%
Breakdown Warranty business59917.4%
Auto Mobility Services business83924.4%
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥42,000 million (YoY +15.4%)
Operating profitNot disclosed
Ordinary income¥9,000 million (YoY +31.4%)
Net income¥6,100 million (YoY +31.2%)
Annual Dividend Forecast¥40 → ¥54
Factors Behind Changes in Business Performance
ファイナンス事業は旧システムへの切り戻しに伴う新規受付停止、債権回収業務への優先対応、利上げの影響があった一方、カープレミアクラブ会員化とバックオフィス人員増強が寄与。故障保証事業はカープレミアクラブ会員化、OEM先の商品設定見直し、プロパー保証の伸長と原価低減が寄与。オートモビリティサービス事業はカープレミアムクラブ・サブスクの進捗、ソフトウェア販売の受注と納品のタイムラグ解消、在庫回転率改善とプライシング徹底が寄与。全社ではDX推進や原価低減による経費削減、システム対応費用等の増加抑制が寄与。
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 Not disclosed
Changes in the scope of consolidation0 additions and 0 exclusions (no significant changes to the scope of consolidation during the interim period)
Material subsequent events連結子会社のプレミア株式会社が、2025年10月29日にみずほ銀行と長期運転資金50億円の借入契約を締結。返済期限は2030年10月31日、固定金利、無担保。
Depreciation and amortization¥1,076 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable None / Subject person Not disclosed
Issued Shares at Period-End40,675,902
Treasury Shares at Period-End1,642,334
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2025年4月1日〜2025年9月30日 |
| Net Sales | ¥20,888 million (YoY +15.5%) |
| Operating profit | ¥3,556 million (YoY -12.2%) |
| Ordinary income | ¥3,730 million (YoY -8.5%) |
| Profit attributable to owners of the parent | ¥2,589 million (YoY -6.6%) |
| Net income per share | 67.75円 |
| Equity ratio | End of the current fiscal period 12.1 / End of previous period 10.2 |
| Total assets | ¥188,943 million |
| Net assets | ¥22,892 million |
| Cash flows from operating activities | ¥-12,765 million |
| Cash flows from investing activities | ¥-467 million |
| Cash flows from financing activities | ¥20,226 million |
| Cash and cash equivalents at end of period | ¥24,148 million |
| Full-year earnings forecast | Net Sales ¥42,000 million (YoY +15.4%) / Operating profit Not disclosed / Ordinary income ¥9,000 million (YoY +31.4%) / Net income ¥6,100 million (YoY +31.2%) |
| Annual Dividend Forecast | ¥40 → ¥54 |
| Segment revenue | Segment Finance Business / Net Sales ¥11,787 million / Year-on-year (%) ¥15 million, Segment Breakdown Warranty business / Net Sales ¥3,860 million / Year-on-year (%) ¥13.6 million, Segment Auto Mobility Services business / Net Sales ¥5,104 million / Year-on-year (%) ¥14.9 million |
| Segment profit | Segment Finance Business / Segment profit ¥1,998 million / Year-on-year (%) ¥-33.9 million, Segment Breakdown Warranty business / Segment profit ¥599 million / Year-on-year (%) ¥26 million, Segment Auto Mobility Services business / Segment profit ¥839 million / Year-on-year (%) ¥44.1 million |
| Depreciation and amortization | ¥1,076 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement Not disclosed |
| Changes in the scope of consolidation | 0 additions and 0 exclusions (no significant changes to the scope of consolidation during the interim period) |
| Material subsequent events | 連結子会社のプレミア株式会社が、2025年10月29日にみずほ銀行と長期運転資金50億円の借入契約を締結。返済期限は2030年10月31日、固定金利、無担保。 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable None / Subject person Not disclosed |
| Issued Shares at Period-End | 40,675,902 |
| Treasury Shares at Period-End | 1,642,334 |
| Factors Behind Changes in Business Performance | ファイナンス事業は旧システムへの切り戻しに伴う新規受付停止、債権回収業務への優先対応、利上げの影響があった一方、カープレミアクラブ会員化とバックオフィス人員増強が寄与。故障保証事業はカープレミアクラブ会員化、OEM先の商品設定見直し、プロパー保証の伸長と原価低減が寄与。オートモビリティサービス事業はカープレミアムクラブ・サブスクの進捗、ソフトウェア販売の受注と納品のタイムラグ解消、在庫回転率改善とプライシング徹底が寄与。全社ではDX推進や原価低減による経費削減、システム対応費用等の増加抑制が寄与。 |
Items this document does not state (8)
Operating MarginRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogImpairment lossBreakdown of extraordinary income (loss)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.ファイナンス事業では、旧システムへの切り戻しに伴う新規受付の停止、債権回収業務への優先対応、利上げの影響で取扱高の成長が鈍化した。故障保証事業ではカープレミアクラブ会員化やOEM先の商品設定見直し、プロパー保証の伸長と原価低減施策が寄与した。オートモビリティサービス事業では、カープレミアムクラブ・サブスクの進捗、ソフトウェア販売の受注と納品のタイムラグ解消、車両販売の在庫回転率改善とプライシング徹底が寄与した。また、DX推進や原価低減による経費削減施策、システム対応費用等の増加抑制も挙げている。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.