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Premium Group (7199) · TargetReframedLatest Governance (2026-10-14): "Advanced"

Sustainable Growth in Business Scale and Earnings and a New Growth Model

First written in FY2018-Q3. 24 of 40 entries say "Restated". Latest entry: 2026-10-14.

40entries
9years
16from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2019-Q1 – FY2020-Q2RestatedFY2020 – FY2024-Q3ReframedFY20242018: 420182019: 420192020: 320202021: 320212022: 320222023: 320232024: 220242025: 120252026: 172026
Same theme, other companies
Execution of a New, Highly Profitable Business ModelA theme 19 companies write about · 0 as a headwind · 19 as a tailwind

The whole theme swung hardest in 2023: 2 of 11 companies on the "Worse" side.

2 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 19 companies compared. The sentences above are computed from all 19.
Full recordFilings, disclosures and news, newest first
  1. FY2026ReframedAnnual report

    「Building on the CarPremium business model established under the previous medium-term management plan, the Group has adopted as its basic policy transforming from a financial company into a “platform company.” It will accelerate the structural transformation toward a highly profitable model centered on “membership fees,” which are not affected by interest-rate trends, and “breakdown warranties,” a recurring-revenue business. By leveraging its expanded network, the Group will complete an “auto mobility ecosystem” that provides users with the highest level of peace of mind and mobility businesses with infrastructure essential to their operations, thereby transforming into the “one-and-only CarPremium economic sphere.”」

    The growth model is being reorganized from the former concept of a “ONE&ONLY auto mobility company” toward transforming into a platform company based on the CarPremium business model and completing an auto mobility ecosystem.
  2. FY2026-H1RestatedAnnual report

    「By providing its main business partners, including auto dealers and auto repair shops, with an integrated range of auto mobility services that can support them across various stages of the vehicle lifecycle, in addition to credit and breakdown warranties, the company is expanding its customer touchpoints, accelerating business and earnings growth, and pursuing various initiatives to create a new growth model.」

    The company continues to pursue expansion of its customer touchpoints, business and earnings, and a new growth model through integrated auto mobility services.
  3. FY2024ReframedAnnual report

    「Under the three-year medium-term management plan through the fiscal year ending March 2026, the Group has adopted as its basic policy transforming into a “ONE&ONLY auto mobility company.” In addition to continuing to expand its core finance, breakdown warranty and auto mobility services businesses, the Group aims to establish the CarPremium business model, build integrated touchpoints with member businesses and individuals, and create an economic sphere in the used-car sector that includes Japan’s only finance business.」

    The previous focus on sustainable growth and a new growth model has been reorganized into a new medium-term management plan centered on becoming a “ONE&ONLY auto mobility company” and building an economic sphere in the used-car sector.
  4. FY2024-Q3RestatedAnnual report

    「By providing its main business partners, including auto dealers and auto repair shops, with an integrated range of auto mobility services that can support them across various stages of the vehicle lifecycle, in addition to credit and breakdown warranties, the company is expanding its customer touchpoints, accelerating business and earnings growth, and pursuing various initiatives to create a new growth model.」

    The direction of expanding points of contact through the provision of a range of automotive mobility services, and pursuing growth in business scale and earnings and a new growth model continues.
  5. FY2024-Q2RestatedAnnual report

    「By providing its main business partners, including auto dealers and auto repair shops, with an integrated range of auto mobility services that can support them across various stages of the vehicle lifecycle, in addition to credit and breakdown warranties, the company is expanding its customer touchpoints, accelerating business and earnings growth, and pursuing various initiatives to create a new growth model.」

    The company continues to pursue expansion of its customer touchpoints, business and earnings, and a new growth model through the integrated provision of auto mobility services to dealers and repair shops.
  6. FY2024-Q1RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The company continues to pursue growth in its customer touchpoints through the integrated provision of auto mobility services, expansion of its business and earnings, and the creation of a new growth model.
  7. FY2023-Q3RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of expanding points of contact through the provision of a range of automotive mobility services, and pursuing growth in business scale and earnings and a new growth model continues.
  8. FY2023-Q2RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of expanding points of contact through the provision of a range of automotive mobility services, and pursuing growth in business scale and earnings and a new growth model continues.
  9. FY2023-Q1RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of providing a range of automotive mobility services, expanding points of contact, and pursuing growth in business scale and earnings and a new growth model continues.
  10. FY2022-Q3RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of expanding points of contact and business scale and earnings, and pursuing a new growth model through the provision of a range of automotive mobility services to retailers and repair shops continues.
  11. FY2022-Q2RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of pursuing growth in business scale and earnings and a new growth model through the provision of a range of automotive mobility services to retailers and repair shops continues.
  12. FY2022-Q1RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers and automobile repair shops, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of pursuing growth in business scale and earnings and a new growth model through the provision of a range of automotive mobility services to retailers and repair shops continues.
  13. FY2021-Q3RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of expanding points of contact through the provision of a range of services, including automotive mobility services, and pursuing growth in business scale and earnings and a new growth model continues.
  14. FY2021-Q2RestatedAnnual report

    「We are expanding points of contact with our primary business partners, automobile retailers, by providing a combination of services including credit, breakdown warranties and automotive mobility services that can assist with various processes related to automobiles, accelerating growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The direction of expanding points of contact through the provision of a range of services, including automotive mobility services, and pursuing growth in business scale and earnings and a new growth model continues.
  15. FY2020RestatedAnnual report

    「Under the three-year medium-term management plan through the fiscal year ending March 2023, the Group presents as its basic policy a shift from an "auto credit company" to an "automotive mobility company,"」

    The shift in the growth model under the medium-term management plan disclosed in the previous quarter is reaffirmed as a full-year management issue.
  16. FY2020-Q3ReframedAnnual report

    「In preparation for the future development of its business, the Company formulated on 14 February 2020 a "Medium-Term Management Plan" with the fiscal year ending March 2023 as its final year. 1. Basic Policy of the Medium-Term Management Plan: "From an auto credit company to an automotive mobility company"」

    The previous expression of sustainable growth and a new growth model has been reorganized around the medium-term management plan ending in the fiscal year ending March 2023 and the shift to an automotive mobility company.
  17. FY2020-Q2RestatedAnnual report

    「Aiming to fulfill the mission of "① providing the world's people with the best finance and services and contributing to building a prosperous society, and ② developing fulfilled human resources who can always move forward and diligently build up processes," the Group is implementing the "MULTI ACTIVE" initiative, which expands points of contact with its primary business partners, automobile retailers, by providing a combination of services including credit, breakdown warranties, automobile maintenance and support for automobile procurement, and is accelerating sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The Group continues to present sustainable growth in business scale and earnings and realization of a new growth model through the MULTI ACTIVE initiative.
  18. FY2020-Q1RestatedAnnual report

    「We are implementing the "MULTI ACTIVE" initiative, accelerating sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The acceleration of sustainable growth and realization of a new growth model through the MULTI ACTIVE initiative continues to be presented.
  19. FY2019RestatedAnnual report

    「Amid this management environment, the Group's future growth strategy is to deepen its core businesses, expand peripheral businesses and create new businesses. Together with thorough implementation of low-cost operations and stronger organizational capabilities, the Group will seek to embody its mission and enhance corporate value over the medium to long term.」

    The growth strategy centered on three areas, core businesses, peripheral businesses and new businesses, continues.
  20. FY2019-Q3RestatedAnnual report

    「Aiming to fulfill the mission of "① providing the world's people with the best finance and services and contributing to building a prosperous society, and ② developing fulfilled human resources who can always move forward and diligently build up processes," the Group is implementing the "MULTI ACTIVE" initiative, which expands points of contact with its primary business partners, automobile retailers, by providing a combination of services including credit, warranties, automobile maintenance and brokerage sales of new vehicles, and is accelerating sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The Group presents the acceleration of sustainable growth and realization of a new growth model through the MULTI ACTIVE initiative in the same direction as in the previous filing.
  21. FY2019-Q2RestatedAnnual report

    「We are accelerating sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The Company presents the acceleration of sustainable growth and realization of a new growth model in the same direction as in the previous filing.
  22. FY2019-Q1RestatedAnnual report

    「We are accelerating efforts to promote sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    The policy of accelerating sustainable growth and realizing a new growth model is reproduced using the same wording as in the quarterly report before last.
  23. FY2018ReframedAnnual report

    「As our future growth strategy, we will deepen our core businesses, expand peripheral businesses and create new businesses. Together with thorough implementation of low-cost operations and stronger organizational capabilities, we will seek to embody our mission and enhance corporate value over the medium to long term.」

    The previous expression, "sustainable growth and a new growth model," has been developed into a specific growth strategy centered on three areas: core businesses, peripheral businesses and new businesses.
  24. FY2018-Q3First statedAnnual report

    「We are accelerating efforts to promote sustainable growth in business scale and earnings while pursuing various initiatives to realize a new growth model.」

    Accelerating sustainable growth and realizing a new growth model are presented as objectives.
Moved together

"Expansion of the membership organization for mobility operators through the Car Premier business" moved the same way as this thread, in the same document, in 4 of its 39 moves.

444332★123456
  1. ★This thread
  2. 1Expansion of the membership organization for mobility operators through the Car Premier business4×
  3. 2Expanding the warranty business through broader partnerships and cross-selling with credit services4×
  4. 3Credit Risk Exposure Related to Syndicated Loan Transactions4×
  5. 4Stable, Ongoing Dividends and 40% Payout Ratio Guideline3×
  6. 5Transformation into an automotive mobility company under the Medium-Term Management Plan and targets for the fiscal year ending March 20233×
  7. 6Core System and Network Outages and Cyber Risk2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Premium Group yet. It last moved in the Governance of 2026-10-14: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Sustainable Growth in Business Scale and Earnings and a New Growth Model | Premium Group Co.,Ltd. (7199) | Komori