Komori
Financial Results Presentation7199Premium Group Co.,Ltd.Financials (excluding banks)

Financial Results Presentation Materials for the Second Quarter of the Fiscal Year Ending March 2026

Cumulative operating revenue for the second quarter of the fiscal year ending March 2026 increased, but operating profit, profit before tax and net profit were below the prior-year period due to one-off costs, including the parallel operation of the old and new systems. The company explained that system-related costs will decline substantially from the third quarter onward and that full-year results are expected to proceed broadly as planned.

Worth reading
82Important
Scored from 5 of 6 sections
Direction
Mixed performance
Direction inferred from the company’s description.
Scale
-12.2
Year-on-year change in operating profit (%)
Wording
Conditional
How definitive the wording is.

Contents of this document

Financial Results PresentationSecond quarter of the fiscal year ending March 20269 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥20,888 million+15.5%
Operating profit¥3,556 million-12.2%
Ordinary income¥3,730 million -8.5%profit before tax
Net income¥2,589 million -6.6%profit attributable to owners of the parent
Results for the three months of the current quarter
Operating revenue
¥10,592 million+12.5%
Operating profit
¥1,971 million-11.5%
Pretax profit
¥2,023 million-8.0%
Profit attributable to owners of the parent
¥1,375 million-8.2%
Full-year earnings forecast
Operating revenue
¥42,000 million
Pretax profit
¥9,000 million
Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。
Operating revenue49.7%
Pretax profit41.4%
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Generally in line with plan
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
  • システム対応費用
    通期目標¥1.66 billion
    2Q results¥1.35 billion
  • 外部委託費用
    通期目標¥260 million
    2Q results¥120 million
  • 諸費用売上の放棄
    2Q results2.7億円
  • Allowance for Doubtful Accounts
    通期目標▲7.1億円
    2Q results▲6.4億円
  • 税引前利益への影響額合計
    通期目標¥1.21 billion
    2Q results¥1.1 billion
New initiatives
  • 株式会社バイク王＆カンパニーとの合弁契約締結と次世代ビジネスモデルの開発・検証
  • 伊藤忠商事株式会社との協業に向けた専門チームの組成
  • 外部ベンダー2社への損害賠償請求
  • 次期中期経営計画の策定（2027年3月期～2030年3月期）
Key KPIsA metric the company considers important as a management benchmark.
  • 新車販売台数（累計）182 10,000 units+0.6%
  • Used vehicle registrations (cumulative)261 10,000 units+1.5%
  • Credit transaction volume (cumulative)¥1,812 hundred million+4.1%
  • Breakdown warranty transaction volume (cumulative)¥43.8 hundred million+18.7%
  • Number of Car Premier Dealer members3,990 companies
  • Number of Car Premier Garage members918 Location
  • AI underwriting decision rate37.3 %-0.9%
Segment results
Finance Business
Operating revenue
¥11,787 million+15.0%
Operating profit
¥1,998 million-33.9%
Pretax profit
¥1,967 million-34.7%
Breakdown Warranty business
Operating revenue
¥3,860 million+13.6%
Operating profit
¥599 million+26.0%
Pretax profit
¥686 million+31.5%
Auto Mobility Services business
Operating revenue
¥5,104 million+14.9%
Operating profit
¥839 million+44.1%
Pretax profit
¥839 million+46.1%
Medium-term management plan targets
Plan nameONE＆ONLY 2026
Target fiscal yearFiscal year ended March 2026
Operating revenue¥44.0 billion
Pretax profit¥10.2 billion
Profit for the period¥7 billion
ROE30% range
Market capitalization1,400～1,750億円
Financial targets
ROE30％台（2026年3月期目標）
Actual ROE34.7％（2023年3月期実績）
Market Size / Share
New-car sales volume
単Q98 10,000 units
Cumulative total182 10,000 units
Used vehicle registrations
単Q133 10,000 units
Cumulative total261 10,000 units
Number of employees
850 students
As ofEnd of September 2025
Contents of this document
ItemDetails
Document typeFinancial Results Presentation
Fiscal Period CoveredSecond quarter of the fiscal year ending March 2026
Net Sales¥20,888 million (YoY +15.5%)
Operating profit¥3,556 million (YoY -12.2%)
Ordinary income¥3,730 million (profit before tax) (YoY -8.5%)
Net income¥2,589 million (profit attributable to owners of the parent) (YoY -6.6%)
Results for the three months of the current quarterOperating revenue ¥10,592 million (YoY +12.5%) / Operating profit ¥1,971 million (YoY -11.5%) / Pretax profit ¥2,023 million (YoY -8.0%) / Profit attributable to owners of the parent ¥1,375 million (YoY -8.2%)
Full-year earnings forecastOperating revenue ¥42,000 million / Pretax profit ¥9,000 million
Progress against full-year forecastOperating revenue 49.7% / Pretax profit 41.4%
Self-assessment against the planGenerally in line with plan
Segment resultsFinance Business Operating revenue ¥11,787 million (YoY +15.0%) / Operating profit ¥1,998 million (YoY -33.9%) / Pretax profit ¥1,967 million (YoY -34.7%) / Breakdown Warranty business Operating revenue ¥3,860 million (YoY +13.6%) / Operating profit ¥599 million (YoY +26.0%) / Pretax profit ¥686 million (YoY +31.5%) / Auto Mobility Services business Operating revenue ¥5,104 million (YoY +14.9%) / Operating profit ¥839 million (YoY +44.1%) / Pretax profit ¥839 million (YoY +46.1%)
Breakdown of Factors Affecting the ChangeFactors システム対応費用 / 通期目標 ¥1.66 billion / 2Q results ¥1.35 billion, Factors 外部委託費用 / 通期目標 ¥260 million / 2Q results ¥120 million, Factors 諸費用売上の放棄 / 通期目標 Not disclosed / 2Q results 2.7億円, Factors Allowance for Doubtful Accounts / 通期目標 ▲7.1億円 / 2Q results ▲6.4億円, Factors 税引前利益への影響額合計 / 通期目標 ¥1.21 billion / 2Q results ¥1.1 billion
Key KPIs182 10,000 units (YoY +0.6%), 261 10,000 units (YoY +1.5%), ¥1,812 hundred million (YoY +4.1%), ¥43.8 hundred million (YoY +18.7%), 3,990 companies, 918 Location, 37.3 % (YoY -0.9%)
Number of employees850 students
Medium-term management plan targetsPlan name ONE＆ONLY 2026 / Target fiscal year Fiscal year ended March 2026 / Operating revenue ¥44.0 billion / Pretax profit ¥10.2 billion / Profit for the period ¥7 billion / ROE 30% range / Market capitalization 1,400～1,750億円
Financial targetsROE 30％台（2026年3月期目標） / Actual ROE 34.7％（2023年3月期実績）
Market Size / ShareNew-car sales volume 単Q 98 10,000 units / Cumulative total 182 10,000 units / Used vehicle registrations 単Q 133 10,000 units / Cumulative total 261 10,000 units
New initiatives株式会社バイク王＆カンパニーとの合弁契約締結と次世代ビジネスモデルの開発・検証, 伊藤忠商事株式会社との協業に向けた専門チームの組成, 外部ベンダー2社への損害賠償請求, 次期中期経営計画の策定（2027年3月期～2030年3月期）
Items this document does not state (13)
Gross Profit MarginOperating profit marginSelling, general and administrative expensesUnit price and quantity metricsNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

新旧システムの並行稼働およびシステム障害に伴うシステム対応費用、外部委託費用、諸費用売上の放棄などの一過性の影響により、営業利益・税引前利益が減少した。ファイナンス事業では新規受付停止、債権回収業務の強化、粗利益確保の優先も取扱高の伸び率低下要因として挙げられている。一方、故障保証事業とオートモビリティサービス事業は好調に推移した。

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Financial Results Presentation Materials for the Second Quarter of the Fiscal Year Ending March 2026 | Premium Group Co.,Ltd. (7199) timely disclosure | Komori