Earnings Presentation Materials for the Fiscal Year Ending March 2026 | Premium Group Co.,Ltd. (7199) timely disclosure

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Contents of this document

Earnings presentationFiscal year ending March 202612 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Net Sales¥44,042 million+21.0%

Operating profit¥8,398 million+23.2%

Ordinary income¥8,619 million +25.8%profit before tax

Net income¥6,069 million +30.5%profit attributable to owners of the parent

Results for the three months of the current quarter

Operating revenue

¥12,676 million+41.2%

Operating profit

¥2,736 million+239.6%

Pretax profit

¥2,721 million+238.6%

Profit for the period attributable to owners of the parent

¥2,008 million+271.9%

Full-year earnings forecast

Operating revenue

¥51,000 million

Pretax profit

¥10,600 million

Profit for the period attributable to owners of the parent

¥6,900 million

Basic earnings per share

¥178.74

What the company explained in this material

Self-assessment against the planThe company's self-assessment against its own plan.

Above plan

Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.

Write-off of software¥-613 million
Increase in financial expenses¥550 million
Increase in taxes and dues¥305 million

Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.

Risks including foreign exchange rates, tax and other systems, and market demand are mentioned, but numerical assumptions are not disclosed

New initiatives

Formulation of the new medium-term management plan, Change & Prove 2030
Development of the sales organization in connection with the organizational restructuring
Development of a new core system during the period of the new medium-term management plan
Planned disclosure of membership fee revenue and churn rate

Key KPIsA metric the company considers important as a management benchmark.

Used vehicle registrations (quarterly)150 10,000 units
Year on year against the same period last year+0.7%
Used vehicle registrations (cumulative)546 10,000 units
Year on year against the same period last year+0.4%
Credit transaction volume (cumulative)¥3,554 hundred million
Year on year against the same period last year+0.3%
Breakdown warranty transaction volume (cumulative)¥87.9 hundred million
Year on year against the same period last year+16.8%
Number of Car Premier Dealer members4,918 companies
Year on year against the same period last year+1,450.0%
Number of Car Premier Garage members1,025 Location
Year on year against the same period last year+167.0%
AI underwriting decision rate35.7 %
Year on year against the same period last year-1.4%

Segment results

Finance Business

Operating revenue

¥24,801 million+23.1%

Operating profit

¥4,735 million+3.6%

Pretax profit

¥4,651 million+2.8%

Breakdown Warranty business

Operating revenue

¥8,010 million+14.7%

Operating profit

¥1,334 million+18.9%

Pretax profit

¥1,511 million+23.2%

Auto Mobility Services business

Operating revenue

¥11,066 million+19.6%

Operating profit

¥2,243 million+91.1%

Pretax profit

¥2,228 million+91.8%

Medium-term management plan targets

Plan nameChange & Prove 2030

Target fiscal yearFiscal year ending March 2030

Operating revenue

¥840 hundred million

Pretax profit

¥210 hundred million

Profit for the period

¥140 hundred million

PER

22 times

Market capitalization

¥3,000 hundred million

Comparison with actual resultsTargets of +91% for operating revenue, +144% for profit before tax and +133% for profit for the year versus fiscal 2026

Market Size / Share

New-car sales volume

Quarterly year-on-year-5.4 %

Used vehicle registrations

Quarterly year-on-year0.7 %

Number of stores and locations

Car Premier Dealer

End of period4,918 companies

Change during the period1,450 companies

Car Premier Garage

End of period1,025 Location

Change during the period167 Location

Number of employees

Number of Employees899 people

Record dateEnd of March 2026

Annual Dividend

Fiscal year ending March 2026

¥54

Forecast for the fiscal year ending March 2027

¥64

Payout ratio

Forecast for the fiscal year ending March 202735.2 %

Contents of this document
Item	Details
Document type	Earnings presentation
Fiscal Period Covered	Fiscal year ending March 2026
Net Sales	¥44,042 million (YoY +21.0%)
Operating profit	¥8,398 million (YoY +23.2%)
Ordinary income	¥8,619 million (profit before tax) (YoY +25.8%)
Net income	¥6,069 million (profit attributable to owners of the parent) (YoY +30.5%)
Results for the three months of the current quarter	Operating revenue ¥12,676 million (YoY +41.2%) / Operating profit ¥2,736 million (YoY +239.6%) / Pretax profit ¥2,721 million (YoY +238.6%) / Profit for the period attributable to owners of the parent ¥2,008 million (YoY +271.9%)
Full-year earnings forecast	Operating revenue ¥51,000 million / Pretax profit ¥10,600 million / Profit for the period attributable to owners of the parent ¥6,900 million / Basic earnings per share ¥178.74
Self-assessment against the plan	Above plan
Segment results	Finance Business Operating revenue ¥24,801 million (YoY +23.1%) / Operating profit ¥4,735 million (YoY +3.6%) / Pretax profit ¥4,651 million (YoY +2.8%) / Breakdown Warranty business Operating revenue ¥8,010 million (YoY +14.7%) / Operating profit ¥1,334 million (YoY +18.9%) / Pretax profit ¥1,511 million (YoY +23.2%) / Auto Mobility Services business Operating revenue ¥11,066 million (YoY +19.6%) / Operating profit ¥2,243 million (YoY +91.1%) / Pretax profit ¥2,228 million (YoY +91.8%)
Breakdown of Factors Affecting the Change	Factors Write-off of software / Amount ¥-613 million, Factors Increase in financial expenses / Amount ¥550 million, Factors Increase in taxes and dues / Amount ¥305 million
Key KPIs	Indicator name Used vehicle registrations (quarterly) / Value 150 10,000 units / Year on year against the same period last year 0.7 10,000 units, Indicator name Used vehicle registrations (cumulative) / Value 546 10,000 units / Year on year against the same period last year 0.4 10,000 units, Indicator name Credit transaction volume (cumulative) / Value ¥3,554 hundred million / Year on year against the same period last year ¥0.3 hundred million, Indicator name Breakdown warranty transaction volume (cumulative) / Value ¥87.9 hundred million / Year on year against the same period last year ¥16.8 hundred million, Indicator name Number of Car Premier Dealer members / Value 4,918 companies / Year on year against the same period last year 1,450 companies, Indicator name Number of Car Premier Garage members / Value 1,025 Location / Year on year against the same period last year 167 Location, Indicator name AI underwriting decision rate / Value 35.7 % / Year on year against the same period last year -1.4 %
Number of stores and locations	Car Premier Dealer End of period 4,918 companies / Change during the period 1,450 companies / Car Premier Garage End of period 1,025 Location / Change during the period 167 Location
Number of employees	Number of Employees 899 people / Record date End of March 2026
Assumptions Underlying the Business Outlook	Risks including foreign exchange rates, tax and other systems, and market demand are mentioned, but numerical assumptions are not disclosed
Medium-term management plan targets	Plan name Change & Prove 2030 / Target fiscal year Fiscal year ending March 2030 / Operating revenue ¥840 hundred million / Pretax profit ¥210 hundred million / Profit for the period ¥140 hundred million / PER 22 times / Market capitalization ¥3,000 hundred million / Comparison with actual results Targets of +91% for operating revenue, +144% for profit before tax and +133% for profit for the year versus fiscal 2026
Annual Dividend	Fiscal year ending March 2026 ¥54 / Forecast for the fiscal year ending March 2027 ¥64
Payout ratio	Forecast for the fiscal year ending March 2027 35.2 %
Market Size / Share	New-car sales volume Quarterly year-on-year -5.4 % / Used vehicle registrations Quarterly year-on-year 0.7 %
New initiatives	Formulation of the new medium-term management plan, Change & Prove 2030, Development of the sales organization in connection with the organizational restructuring, Development of a new core system during the period of the new medium-term management plan, Planned disclosure of membership fee revenue and churn rate

Items this document does not state (11)

Gross Profit MarginOperating profit marginSelling, general and administrative expensesProgress against full-year forecastUnit price and quantity metricsRisk amount incorporated into the outlookFinancial targetsAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Credit transaction volume recovered against a backdrop of growth in Car Premier Club members, while transaction volume for breakdown warranties continued to grow at a double-digit rate. In addition, costs incurred in response to the system disruption subsided, and the increase in operating expenses was lower than the increase in operating revenue.

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