Results for this period
Full year1 April 2025–31 March 2026ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Growth in credit and breakdown warranty transaction volume driven by an increase in Car Premier Club membership, growth in in-house warranties, lower costs, deeper member services, the elimination of system failure response costs, and expense reductions through the promotion of DX
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥44,042 million (YoY +21.0%) |
| Operating profit | ¥8,398 million (YoY +23.2%) |
| Ordinary income | ¥8,619 million (YoY +25.8%) |
| Profit attributable to owners of the parent | ¥6,069 million (YoY +30.5%) |
| Net income per share | ¥157.22 |
| Equity ratio | End of the current fiscal period 12.7 / End of previous period 10.2 |
| Total assets | ¥198,965 million |
| Net assets | ¥25,295 million |
| Cash flows from operating activities | ¥-21,283 million |
| Cash flows from investing activities | ¥-1,931 million |
| Cash flows from financing activities | ¥32,148 million |
| Cash and cash equivalents at end of period | ¥26,099 million |
| Full-year earnings forecast | Net Sales ¥51,000 million (YoY +15.8%) / Operating profit Not disclosed / Ordinary income ¥10,600 million (YoY +23.0%) / Net income ¥6,900 million (YoY +13.6%) |
| Annual Dividend Forecast | ¥40 → ¥64（+60.0%） |
| Payout ratio | 35.2 |
| Segment revenue | Finance Business ¥24,801 million (YoY +23.1%), Breakdown Warranty business ¥8,010 million (YoY +14.7%), Auto Mobility Services business ¥11,066 million (YoY +19.6%) |
| Segment profit | Finance Business ¥4,735 million (YoY +3.6%), Breakdown Warranty business ¥1,334 million (YoY +18.9%), Auto Mobility Services business ¥2,243 million (YoY +91.1%) |
| Depreciation and amortization | ¥2,151 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 40,710,663 |
| Treasury Shares at Period-End | 1,825,234 |
| Factors Behind Changes in Business Performance | Growth in credit and breakdown warranty transaction volume driven by an increase in Car Premier Club membership, growth in in-house warranties, lower costs, deeper member services, the elimination of system failure response costs, and expense reductions through the promotion of DX |
Items this document does not state (7)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Credit transaction volume and breakdown warranty transaction volume increased against a backdrop of growth in paid Car Premier Club membership. In the breakdown warranty business, the expansion of in-house warranties, the promotion of vehicle intake through the maintenance network, and the use of used parts contributed to lower costs. In the automotive mobility services business, deeper member services contributed to results. Profit was also lifted by the elimination of costs related to system failure response and expense reductions through the promotion of DX.