Komori
Premium Group (7199) · RiskMitigated

Credit Risk Exposure Related to Syndicated Loan Transactions

First written in FY2018-Q3. 21 of 26 entries say "Worsened", first in FY2018. Latest entry: FY2026.

26entries
9years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseWorsenedFY2018 – FY2025-H12018: 420182019: 420192020: 220202021: 320212022: 320222023: 320232024: 320242025: 120252026: 32026
Same theme, other companies
Financial guarantees and credit exposure associated with partner loan transactionsA theme 1 companies write about · 1 as a headwind · 0 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026MitigatedAnnual report

    「During the current consolidated fiscal year, the rate moved past its peak and began to trend downward as the delays were gradually resolved.」

    The resolution of collection delays caused by a core system failure reduced credit risk-related allowance for doubtful accounts and the burden of financial guarantee contracts. Financial guarantee contracts decreased from ¥81,245 million to ¥56,913 million.
  2. FY2026-H1MitigatedAnnual report

    「This was mainly due to a ¥19,593 million increase in borrowings, decreases of ¥17,730 million in financial guarantee contracts and ¥2,121 million in other financial liabilities, among other factors.」

    The balance of financial guarantee contracts decreased by ¥17,730 million from ¥81,245 million to ¥63,515 million, reducing the balance underlying credit risk exposure related to partnered loans and other transactions.
  3. FY2025-H1WorsenedAnnual report

    「Total liabilities at the end of the current interim consolidated fiscal period increased by ¥6,526 million from the end of the previous consolidated fiscal year to ¥116,449 million. This was mainly due to increases of ¥4,469 million in financial guarantee contracts and ¥1,836 million in other financial liabilities, among other factors.」

    Financial guarantee contracts related to the expansion of the credit business increased by ¥4,469 million, increasing the balance underlying credit risk exposure related to partnered loans and other transactions.
  4. FY2024WorsenedAnnual report

    「This was mainly due to increases of ¥10,651 million in borrowings and ¥8,908 million in financial guarantee contracts, among other factors.」

    As the credit business expanded, financial guarantee contracts increased by ¥8,908 million, increasing the balance underlying credit risk exposure related to partnered loans and other transactions.
  5. FY2024-Q3WorsenedAnnual report

    「Total liabilities at the end of the third quarter of the current consolidated fiscal year increased by ¥18,316 million from the end of the previous consolidated fiscal year to ¥106,395 million. This was mainly due to an ¥11,340 million increase in borrowings as the credit business expanded and a ¥6,772 million increase in financial guarantee contracts.」

    Financial guarantee contracts increased by ¥6,772 million as the credit business expanded, increasing the balance underlying credit risk exposure related to partnered loans and other transactions. quantified is true, materialized is false.
  6. FY2024-Q2WorsenedAnnual report

    「Total liabilities at the end of the second quarter of the current consolidated fiscal year increased by ¥6,013 million from the end of the previous consolidated fiscal year to ¥94,091 million. This was mainly due to a ¥5,419 million increase in financial guarantee contracts as the credit business expanded and a ¥681 million increase in unearned revenue from breakdown warranty contracts.」

    Financial guarantee contracts increased by ¥5,419 million as the credit business expanded, increasing the balance underlying credit risk exposure related to partnered loans and other transactions. quantified is true, materialized is false.
  7. FY2024-Q1WorsenedAnnual report

    「Total liabilities at the end of the first quarter of the current consolidated fiscal year increased by ¥1,499 million from the end of the previous consolidated fiscal year to ¥89,577 million. This was mainly due to a ¥2,650 million increase in financial guarantee contracts as the credit business expanded and a ¥325 million increase in unearned revenue from breakdown warranty contracts.」

    Financial guarantee contracts increased by ¥2,650 million as the credit business expanded, increasing the balance underlying credit risk exposure related to partnered loans and other transactions.
  8. FY2023-Q3WorsenedAnnual report

    「Total liabilities at the end of the third quarter of the current consolidated fiscal year increased by ¥4,737 million from the end of the previous consolidated fiscal year to ¥76,724 million. This was mainly due to a ¥4,610 million increase in financial guarantee contracts as the credit business expanded and a ¥738 million increase in borrowings.」

    Financial guarantee contracts increased by ¥4,610 million as the credit business expanded, increasing the balance underlying credit risk exposure related to partnered loans and other transactions.
  9. FY2023-Q2WorsenedAnnual report

    「Total liabilities at the end of the second quarter of the current consolidated fiscal year increased by ¥3,236 million from the end of the previous consolidated fiscal year to ¥75,223 million. This was mainly due to a ¥3,277 million increase in financial guarantee contracts as the credit business expanded and a ¥270 million increase in other liabilities.」

    Financial guarantee contracts increased by ¥3,277 million as the credit business expanded, increasing the balance underlying credit risk exposure related to partnered loans and other transactions.
  10. FY2023-Q1WorsenedAnnual report

    「Total liabilities at the end of the first quarter of the current consolidated fiscal year increased by ¥216 million from the end of the previous consolidated fiscal year to ¥72,203 million. This was mainly due to a ¥1,654 million increase in financial guarantee contracts as the credit business expanded.」

    Financial guarantee contracts increased by ¥1,654 million as the credit business expanded, increasing the balance underlying credit risk exposure.
  11. FY2022-Q3WorsenedAnnual report

    「Total liabilities at the end of the third quarter of the current consolidated fiscal year increased by ¥2,163 million from the end of the previous consolidated fiscal year to ¥63,028 million. This was mainly due to a ¥3,518 million increase in financial guarantee contracts as the credit business expanded, a ¥1,023 million decrease in borrowings, and an ¥866 million decrease in other financial liabilities.」

    Financial guarantee contracts increased by ¥3,518 million from ¥25,079 million at the end of the previous consolidated fiscal year to ¥28,597 million as the credit business expanded, increasing the balance underlying credit risk exposure. quantified is true, materialized is false.
  12. FY2022-Q2WorsenedAnnual report

    「Financial guarantee contracts increased by ¥2,487 million as the credit business expanded.」

    Financial guarantee contracts increased by ¥2,487 million as the credit business expanded, with the balance rising from ¥25,079 million to ¥27,566 million.
  13. FY2022-Q1WorsenedAnnual report

    「Financial guarantee contracts increased by ¥1,160 million as the credit business expanded.」

    Financial guarantee contracts increased as the credit business expanded, increasing the contract balance underlying credit risk exposure related to partnered loans and other transactions. quantified is true, materialized is false.
  14. FY2021WorsenedAnnual report

    「The Group has contingent liabilities in connection with partnered loan transactions, with maximum exposures of ¥285,985 million and ¥321,086 million at the end of the previous and current consolidated fiscal years, respectively.」

    The maximum exposure from partnered loan transactions increased from ¥285,985 million to ¥321,086 million. quantified is true, materialized is false.
  15. FY2020WorsenedAnnual report

    「The Group has contingent liabilities in connection with partnered loan transactions, with maximum exposures of ¥222,355.1 million and ¥285,985,285 at the end of the previous and current consolidated fiscal years, respectively.」

    The maximum exposure from partnered loan transactions increased from ¥222,355.1 million at the end of the previous fiscal year to ¥285,985,285.
  16. FY2020-Q3WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥222,355,100 thousand at the end of the previous consolidated fiscal year and ¥273,658,858 thousand at the end of the third quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥222,355,100 thousand at the end of the previous consolidated fiscal year to ¥273,658,858 thousand.
  17. FY2020-Q2WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥222,355,100 thousand at the end of the previous consolidated fiscal year and ¥257,724,107 thousand at the end of the second quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥222,355,100 thousand at the end of the previous consolidated fiscal year to ¥257,724,107 thousand.
  18. FY2020-Q1WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥222,355,100 thousand at the end of the previous consolidated fiscal year and ¥237,812,973 thousand at the end of the first quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥222,355,100 thousand at the end of the previous consolidated fiscal year to ¥237,812,973 thousand.
  19. FY2019WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥185,350,887 thousand at the end of the previous consolidated fiscal year and ¥222,355,100 thousand at the end of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥185,350,887 thousand to ¥222,355,100 thousand.
  20. FY2019-Q3WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥185,350,887 thousand at the end of the previous consolidated fiscal year and ¥212,309,310 thousand at the end of the third quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥185,350,887 thousand at the end of the previous fiscal year to ¥212,309,310 thousand. quantified=true, materialized=false.
  21. FY2019-Q2WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥185,350,887 thousand at the end of the previous consolidated fiscal year and ¥204,087,342 thousand at the end of the second quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥185,350,887 thousand at the end of the previous fiscal year to ¥204,087,342 thousand.
  22. FY2019-Q1WorsenedAnnual report

    「Our Group accounts for affiliated loan transactions as financial guarantee contracts and has contingent liabilities related to these affiliated loans. Maximum exposure was ¥185,350,887 thousand at the end of the previous consolidated fiscal year and ¥196,037,418 thousand at the end of the first quarter of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from ¥185,350,887 thousand at the end of the previous fiscal year to ¥196,037,418 thousand.
  23. FY2018WorsenedAnnual report

    「Our Group has contingent liabilities related to affiliated loan transactions. Maximum exposure was ¥157,730,258 thousand at the end of the previous consolidated fiscal year and ¥185,350,887 thousand at the end of the current consolidated fiscal year, respectively.」

    Maximum exposure related to affiliated loan transactions increased from the end of the previous fiscal year.
  24. FY2018-Q3First statedAnnual report

    「The Company has contingent liabilities related to affiliated loan transactions. Maximum exposure was ¥157,730,258 thousand at the end of the previous consolidated fiscal year and ¥178,438,059 thousand at the end of the third quarter of the current consolidated fiscal year, respectively.」

    The maximum exposure of contingent liabilities related to affiliated loan transactions is disclosed numerically.
Moved together

"Interest-rate fluctuation risk from floating-rate borrowings" moved the same way as this thread, in the same document, in 9 of its 26 moves.

955444★123456
  1. ★This thread
  2. 1Interest-rate fluctuation risk from floating-rate borrowings9×
  3. 2Expanding Transaction Touchpoints through MULTI ACTIVE5×
  4. 3Stable, Ongoing Dividends and 40% Payout Ratio Guideline5×
  5. 4Sustainable Growth in Business Scale and Earnings and a New Growth Model4×
  6. 5Expansion of the membership organization for mobility operators through the Car Premier business4×
  7. 6Improving utilization through sales staffing, sales expertise and merchant relationships4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Credit Risk Exposure Related to Syndicated Loan Transactions | Premium Group Co.,Ltd. (7199) | Komori