Resona Holdings, Inc.

The company’s business, as described in this report, comprises a diverse range of financial-related businesses centered on financial services such as banking and trust banking within the Resona Group. The Group has 30 domestic and 3 overseas consolidated subsidiaries, and 6 equity-method affiliates, all of which are included within the scope of the Company’s consolidated financial statements. In addition to banking and trust banking, the Group provides financial services including credit card services, venture capital, factoring, investment management, investment advisory and agency services, and leasing. The key points of the medium-term management plan are identified as growth in core businesses, creation of next-generation growth drivers, structural reform of the management platform, and acceleration of capital circulation, with the stated aim of establishing an earnings structure less susceptible to external conditions. Under its sustainability initiatives, the Group seeks to make the future better through finance and related services. An overview of the current fiscal year’s results and financial position is provided in detail in the attached notes to the financial statements and other materials.