Risk of Difficulty Securing Specialist Personnel and Mass Outflows
First written in FY2017. 3 of 6 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 34 of 109 companies on the "Worse" side.
- FY2026WorsenedAnnual report
「A decline in execution capabilities needed to implement the strategy because the Group cannot optimally allocate or reallocate human resources, due to shortages of required personnel or excess personnel resulting from the advancement of AI utilisation, among other factors」
In addition to the risks of difficulty securing and losing specialist personnel, the disclosure identifies excess personnel resulting from the use of AI and the inability to reallocate human resources as new pathways and top risks. - FY2020WorsenedAnnual report
「To respond to digitalisation and IT adoption and provide customers with advanced solutions, we need to secure personnel with a higher level of expertise and compliance awareness than before.」
The disclosure indicates that the level of expertise required has risen as a result of responding to digital and IT developments and providing advanced solutions. - FY2019-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
There are no material changes to the risk of difficulty securing and significant outflow of specialist personnel. - FY2018RestatedAnnual report
「If the Group has difficulty recruiting or securing personnel, or experiences a significant outflow of personnel, this may adversely affect its business operations, performance and financial condition.」
The disclosure continues to address the risks of difficulty recruiting and securing specialist personnel and a significant outflow of personnel. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
There are no material changes to the risk of difficulty securing and significant outflow of specialist personnel. - FY2017First statedAnnual report
「If the Group has difficulty recruiting or securing personnel, or experiences a significant outflow of personnel, this may adversely affect its business operations, performance and financial condition.」
The disclosure describes the risks of difficulty recruiting and securing personnel with the advanced expertise required for banking operations, as well as the risk of a significant outflow of personnel.