Creating New Revenue Opportunities
First written in FY2016. 18 of 29 entries say "Advanced", first in FY2019-Q1. Latest entry: 2026-07-31.
8 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Driven by payment-related operations and AUM, fee income increased ¥2.5 billion year on year to ¥230.5 billion, setting a new record high for the fifth consecutive period.」
Regarding new revenue opportunities, payment-related operations and AUM drove fee income to ¥230.5 billion, a record high for the fifth consecutive period. - FY2025-H1AdvancedAnnual report
「Combined trust fees and net fees and commissions, fee income increased ¥6.4 billion from the first half of the previous fiscal year to ¥112.3 billion, as fee income from asset-building, payment-related, corporate solutions and real estate-related operations remained solid.」
Fee income from asset-building, payment-related, corporate solutions and real estate-related operations remained solid, increasing fee income by ¥6.4 billion year on year to ¥112.3 billion. - FY2024-Q3Decline in fee income and quarterly reversalAnnual report
「Fee income from payment-related operations increased, but fee income from asset-building and loan operations declined, reducing net fees and commissions by ¥1.5 billion from the first nine months of the previous fiscal year to ¥133.8 billion. However, it returned to growth on a quarterly basis in the third quarter.」
Payment-related income increased, while asset-building and loan operations declined, reducing cumulative net fees and commissions by ¥1.5 billion to ¥133.8 billion. However, it states that net fees and commissions returned to growth on a quarterly basis. - FY2024-Q1Breakdown of fee incomeAnnual report
「Fee income from payment-related operations increased, but fee income from succession-related and asset-building operations declined, reducing net fees and commissions by ¥2.6 billion from the first quarter of the previous fiscal year to ¥47.3 billion.」
Fee income from payment-related operations increased, while fee income from succession-related and asset-building operations declined, bringing net fees and commissions to ¥47.3 billion. - FY2023-Q3AdvancedAnnual report
「Driven by fee income from insurance sales, succession-related operations, including real estate and M&A, and payment-related operations, net fees and commissions increased ¥0.8 billion from the first nine months of the previous fiscal year to ¥135.3 billion.」
Regarding new revenue opportunities, insurance sales, succession-related operations and payment-related operations drove net fees and commissions up ¥0.8 billion year on year to ¥135.3 billion. - FY2023-Q2AdvancedAnnual report
「Driven by fee income from succession-related operations, including real estate and M&A, payment-related operations, including debit cards and EB, and insurance sales within asset-building support operations, net fees and commissions increased ¥2.6 billion from the first half of the previous fiscal year to ¥98.0 billion.」
Fee income from succession-related, payment-related and asset-building support operations increased net fees and commissions by ¥2.6 billion year on year to ¥98.0 billion. - FY2023-Q1AdvancedAnnual report
「Driven by fee income from succession-related operations, including real estate and M&A, net fees and commissions increased ¥4.2 billion from the first quarter of the previous fiscal year to ¥49.9 billion.」
Regarding new revenue opportunities, succession-related operations, including real estate and M&A, drove net fees and commissions up ¥4.2 billion year on year to ¥49.9 billion. - FY2022-Q3AdvancedAnnual report
「Driven by asset-building support operations, including investment funds and fund wraps, and succession-related operations, including real estate and M&A, net fees and commissions increased ¥12.1 billion from the first nine months of the previous fiscal year to ¥134.5 billion.」
Regarding new revenue opportunities, asset-building support and succession-related operations drove net fees and commissions up ¥12.1 billion year on year to ¥134.5 billion. - FY2022-Q2AdvancedAnnual report
「Driven by asset-building support operations, including investment fund sales, and succession-related operations, including real estate and M&A, net fees and commissions increased ¥11.1 billion from the first half of the previous fiscal year to ¥95.3 billion.」
Driven by asset-building support and succession-related operations, net fees and commissions increased ¥11.1 billion year on year to ¥95.3 billion. - FY2022-Q1AdvancedAnnual report
「Driven by asset-building support and payment-related operations, net fees and commissions increased ¥6.2 billion from the first quarter of the previous fiscal year to ¥45.6 billion.」
Regarding new revenue opportunities, asset-building support and payment-related operations drove net fees and commissions up ¥6.2 billion year on year to ¥45.6 billion. - FY2021AdvancedAnnual report
「Net fees and commissions decreased in fee income from real estate operations and insurance sales due to the impact of COVID-19 and other factors, but payment-related and corporate solutions operations remained solid, increasing ¥11 billion year on year to ¥172.2 billion.」
Fee income from payment-related and corporate solutions operations offset the decline in real estate and insurance sales, increasing net fees and commissions to ¥172.2 billion. - FY2021-Q1Decline in fee income due to restrictions on face-to-face salesAnnual report
「Net fees and commissions also declined by ¥3.8 billion from the first 3 quarters of the previous fiscal year due to restrictions on face-to-face sales and other factors.」
Net fees and commissions, which had been expanded as a new earnings opportunity, declined by ¥3.8 billion year on year to ¥39.4 billion due to restrictions on face-to-face sales and other factors associated with the spread of COVID-19. - FY2020AdvancedAnnual report
「For the fiscal year ending March 2021, the Group aims to increase its consolidated fee income ratio to approximately 30% by expanding its priority businesses related to payments and succession, as identified in the new medium-term management plan.」
For new earnings opportunities, the company identifies payments and succession-related services as priority areas and sets an interim target of a consolidated fee income ratio of approximately 30% for the following fiscal year. - FY2020-Q3Decline in third-quarter fee incomeAnnual report
「Net fees and commissions declined by ¥4.7 billion from the first 3 quarters of the previous fiscal year to ¥122.7 billion. Fee income from fund wrap sales and payment-related businesses increased, but this was more than offset by a decline in fee income from the sale of financial products, including investment trusts and insurance.」
While fee income from fund wrap sales and payment-related businesses increased, fee income from the sale of financial products, including investment trusts and insurance, declined, resulting in a ¥4.7 billion year-on-year decrease in net fees and commissions. - FY2020-Q2Decline in fee income in the interim periodAnnual report
「Net fees and commissions fell by ¥1.6 billion from the previous interim consolidated accounting period to ¥88.7 billion, mainly due to a decline in fee income from the sale of financial products, including investment trusts and insurance.」
Net fees and commissions, which had been expanded as a new earnings opportunity, declined by ¥1.6 billion year on year due to a decrease related to financial product sales. - FY2019AdvancedAnnual report
「The fee income ratio, combining trust fees and net fees and commissions, was 30.0%, and fee income reached a record high.」
For the creation of new earnings opportunities, the company disclosed annual results showing a fee income ratio of 30.0% and fee income at a record high. - FY2019-Q3AdvancedAnnual report
「The decline in net interest income resulting from the narrowing of the loan-deposit spread and other factors was partially offset by increased fee income from housing loan-related and corporate solutions-related businesses.」
The company demonstrates that the decline in net interest income resulting from the narrowing of the loan-deposit spread was partially offset by fee income from housing loan-related and corporate solutions-related businesses. - FY2019-Q2AdvancedAnnual report
「The decline in net interest income resulting from the narrowing of the loan-deposit spread and other factors was supplemented by increased fee income from the sale of financial products, including fund wraps and insurance, and from housing loan-related businesses. On a like-for-like basis, fee income from these businesses was strong, increasing by ¥6.1 billion year on year.」
The company demonstrates that the decline in net interest income resulting from the narrowing of the loan-deposit spread was supplemented by fee income from fund wraps, insurance and housing loan-related businesses, resulting in a ¥6.1 billion year-on-year increase on a like-for-like basis. - FY2019-Q1AdvancedAnnual report
「The decline in net interest income resulting from the narrowing of the loan-deposit spread and other factors was offset by an increase in fee income from corporate solutions-related and loan-related businesses, securing approximately the same level as in the first quarter of the previous fiscal year on a like-for-like basis.」
The company demonstrates that the decline in net interest income resulting from the narrowing of the loan-deposit spread was offset by fee income from corporate solutions and loan-related businesses. - FY2018RestatedAnnual report
「Creating “new earnings opportunities” by expanding functions closely related to banking operations」
The company reiterates the creation of new earnings opportunities through expanded functions closely related to banking operations as a measure under the Omni-Regional structure. - FY2017RestatedAnnual report
「Creating “new earnings opportunities” by expanding functions closely related to banking operations」
The company reiterates its policy of creating new earnings opportunities by expanding functions closely related to banking operations. - FY2017-Q3RestatedAnnual report
「The Group will pursue a business strategy based on the 2 basic scenarios of “deepening strategic business areas” and “taking on the challenge of creating new earnings opportunities”」
The company reiterates the deepening of strategic business areas and the creation of new earnings opportunities as the basic scenarios of its medium-term management plan. - FY2017-Q2RestatedAnnual report
「The Group will pursue a business strategy based on the 2 basic scenarios of “deepening strategic business areas” and “taking on the challenge of creating new earnings opportunities”」
The company reiterates the deepening of strategic business areas and the creation of new earnings opportunities as the basic scenarios of its medium-term management plan. - FY2017-Q1RestatedAnnual report
「The Group will pursue a business strategy based on the 2 basic scenarios of “deepening strategic business areas” and “taking on the challenge of creating new earnings opportunities”」
The company reiterates the deepening of strategic business areas and the creation of new earnings opportunities as the basic scenarios of its medium-term management plan. - FY2016First statedAnnual report
「The Group will pursue a business strategy based on the 2 basic scenarios of “deepening strategic business areas” and “taking on the challenge of creating new earnings opportunities”」
The company’s policy is to develop new customer value and sources of earnings beyond the extension of existing banking operations.