Financing and Liquidity Risk
First written in FY2016. 9 of 11 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 3 of 15 companies on the "Worse" side.
15 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「Because funding options for foreign currencies are limited for the Group, whose operations are primarily domestic, we conduct strict management with a focus on balancing foreign-currency investment and funding while continuously monitoring external conditions and the Group's funding position, and establish foreign-currency funding facilities with other financial institutions that can be used in emergencies.」
The Group continues to manage liquidity by monitoring conditions in light of limited foreign-currency funding options and using funding facilities. - FY2021RestatedAnnual report
「Because funding options for foreign currencies are limited for the Group, whose operations are primarily domestic, we conduct strict management with a focus on balancing foreign-currency investment and funding while continuously monitoring external conditions and the Group's funding position, and establish foreign-currency funding facilities with other financial institutions that can be used in emergencies.」
The Group continues to identify foreign-currency funding risk as one of its top risks and describes measures such as foreign-currency funding facilities. - FY2020Explicit identification and current management of foreign-currency funding riskAnnual report
「For foreign currencies, including US dollars, we seek to maintain stable funding operations and currently manage our funding so that the total amount of deposits and medium- to long-term market funding sufficiently exceeds the balance of loans that are difficult to monetize.」
In addition to conventional liquidity risk, the Group has classified instability in foreign-currency funding as an independent top risk and also describes its current funding capacity. - FY2019RestatedAnnual report
「We appropriately manage liquidity risk by setting limits on short-term market funding to prevent excessive reliance on market funding and short-term funding, and by monitoring liquidity risk indicators according to trends in deposits and loans and market funding conditions.」
The Group continues to manage funding and liquidity risks through market funding limits, liquidity indicators and the maintenance of liquid assets. - FY2019-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
The filing states that there have been no significant changes in funding or liquidity risk. - FY2018RestatedAnnual report
「If major concerns about the financial system arise in the future, or malicious rumors concerning the Group emerge, the Group may be forced to raise funds at substantially higher interest rates than usual, may find it difficult to secure the funds it needs from the market, or may experience deposit outflows substantially exceeding expectations, potentially disrupting its funding operations.」
The Group continues to disclose funding and liquidity risks and identifies limits on short-term market funding and monitoring of liquidity indicators as management measures. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
The filing states that there have been no significant changes in funding or liquidity risk. - FY2017-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
The filing states that there have been no significant changes in funding or liquidity risk. - FY2017-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no significant changes in matters relating to the business and accounting conditions described in this quarterly report that could materially affect investors' decisions, nor in the "Business and Other Risks" described in the securities report for the previous fiscal year.」
The filing states that there have been no significant changes in funding or liquidity risk. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
The filing states that there have been no significant changes in funding or liquidity risk. - FY2016First statedAnnual report
「If major concerns about the financial system arise in the future, or malicious rumors concerning the Group emerge, the Group may be forced to raise funds at substantially higher interest rates than usual or may find it difficult to secure the funds it needs from the market.」
Although it has a funding base centered on deposits, the Group identifies deterioration in liquidity resulting from market funding conditions and deposit outflows as a risk.