Agreements reached under this partnership
Capital and business alliance- 1
Initiatives to build a “regional value circulation BaaS and payments model” integrating mobility, daily living and financial services
- 2
Consideration and development of new banking services
- 3
Further enhancing the payment experience
- 4
Improving quality of life along railway lines through community development
These are items that the documents state the two companies will work on. The lines above and below represent arrangements between the two companies.
Aim to launch the new banking services around spring 2027
This indicates whether the companies will do more than work together, such as holding each other’s shares or seconding personnel (capital and business alliance).
The alliance is expected to contribute to improved performance at the 3 companies over the medium to long term, but its specific impact is currently under review.
| Item | Details |
|---|---|
| Name of alliance partner | Resona Holdings, Inc., Kansai Mirai Bank, Ltd. |
| Alliance partner's business activities | Banking and related businesses (the main text describes Kansai Mirai Bank as a bank) |
| Type of alliance | Capital and business alliance |
| Details of the alliance | Initiatives to build a “regional value circulation BaaS and payments model” integrating mobility, daily living and financial services, Consideration and development of new banking services, Further enhancing the payment experience, Improving quality of life along railway lines through community development |
| Number of shares acquired | 20,000,000 shares (voting-rights ownership ratio: 20.0%) |
| Acquisition price | ¥90 billion |
| Shareholding ratio | 0 shares (voting-rights ownership ratio: –%) → 20,000,000 shares (voting-rights ownership ratio: 20.0%)（20.0％） |
| Numerical targets under the alliance | Aim to launch the new banking services around spring 2027 |
| Contract Date | Dated 1 May 2026 (no explicit statement that an agreement was executed) |
| Alliance start date | 1 October 2026 (date of completion of the share transfer) |
| Share Acquisition Date and Payment Date | 1 October 2026 (share acquisition date) |
| Impact on Business Performance | The alliance is expected to contribute to improved performance at the 3 companies over the medium to long term, but its specific impact is currently under review. |
| Change in major shareholders | JR West: 0 shares (voting-rights ownership ratio: –%) → JR West: 20,000,000 shares (voting-rights ownership ratio: 20.0%)（20.0％） |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Because the prescribed conditions precedent were satisfied and the procedure for JR West to obtain approval as a major shareholder of a bank was completed. The stated purpose is to promote business collaboration aimed at revitalizing the regional economy through the acquisition of the shares.