Risk that the business strategy will fail to deliver the expected earnings
First written in FY2017. 3 of 4 entries say "Restated". Latest entry: FY2019-Q3.
The whole theme swung hardest in 2026: 9 of 10 companies on the "Worse" side.
12 other companies' latest entry also says "Restated".
- FY2019-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
The Company states that there have been no material changes regarding the risk that the business strategy will fail to generate the projected earnings. - FY2018RestatedAnnual report
「The Group may fail to generate earnings as initially projected, which may adversely affect the Group's operating results and financial condition.」
The Company continues to disclose the risk that lending expansion, loan spreads, fee income, expense reductions and synergies among Group companies will not progress as expected. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
The Company states that there have been no material changes regarding the risk that the business strategy will fail to generate the projected earnings. - FY2017First statedAnnual report
「The Group may fail to generate earnings as initially projected, which may adversely affect the Group's operating results and financial condition.」
The risks listed include the possibility that lending expansion, loan spreads, fee income, expense reductions and synergies among Group companies will not progress as expected.