Komori
Resona Holdings (8308) · TargetAdvanced

Consolidated expense ratio in the 50% range

First written in FY2017. 2 of 15 entries say "Reframed", first in FY2020. Latest entry: 2026-07-31.

15entries
10years
2from disclosures
Share on X
How it moved
ProgressHeldSoftenedWorseOtherFY2019-Q2 – FY2020-Q2OtherFY2021 – FY2023-Q2ReframedFY2025-H12017: 120172018: 320182019: 320192020: 120202021: 220212022: 120222023: 020232024: 120242025: 020252026: 32026
Same theme, other companies
Operational Efficiency Improvement Target Based on Core Gross Business Profit OHRA theme 9 companies write about · 0 as a headwind · 9 as a tailwind

3 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-07-31AdvancedResults briefing materials

    「Expense ratio: 55.9% (down 2.7 percentage points year on year)」

    The expense ratio declined year on year while investment in IT and human capital progressed.
  2. FY2026AdvancedAnnual report

    「The consolidated expense ratio decreased by 6.6 percentage points year on year to 57.5%.」

    The consolidated expense ratio fell from 64.2% in the previous fiscal year to 57.5%, below the FY2025 plan of approximately 59%.
  3. 2026-05-12RaisedResults briefing materials

    「Fiscal year ending March 2027 (target): approximately 55%」

    The company presented lower expense-ratio targets of approximately 55% for the fiscal year ending March 2027 and the 40% range for the fiscal year ending March 2029.
  4. FY2025-H1ReframedAnnual report

    「Consolidated expense ratio　65.7%　63.9%　Low 60% range」

    The target for the consolidated expense ratio has been shifted from the previous FY2022 target of approximately 60% to a FY2025 target in the low 60% range. The current interim result was 63.9%, down 1.7 percentage points from the previous interim period.
  5. FY2023-Q2Deterioration in interim resultsAnnual report

    「Consolidated expense ratio: 69.5%, up 5.6 percentage points from the previous interim consolidated accounting period; medium-term management plan target (FY2022): approximately 60%」

    The consolidated expense ratio was 69.5%, up from 63.9% in the previous interim period. The company disclosed the variance from the FY2022 target of approximately 60%.
  6. FY2022-Q2Disclosure of interim targets and resultsAnnual report

    「The consolidated expense ratio decreased by 1.0 percentage point from the previous interim consolidated accounting period to 63.9%.」

    The consolidated expense ratio fell 1.0 percentage point year on year to 63.9%, and the company disclosed interim results against the FY2022 target of approximately 60%.
  7. FY2021Disclosure of interim targets and resultsAnnual report

    「Consolidated expense ratio 65.0% Low 60% range Approximately 60%」

    The company disclosed FY2020 results of 65.0%, a FY2021 target in the low 60% range, and a FY2022 target of approximately 60%.
  8. FY2020ReframedAnnual report

    「FY2022 consolidated expense ratio: approximately 60%」

    The target of a consolidated expense ratio of approximately 60% has been carried over from the previous target for the fiscal year ending March 2020 as the FY2022 target under the new plan. The actual ratio for the fiscal year was 63.3%.
  9. FY2020-Q2Disclosure of interim resultsAnnual report

    「Consolidated expense ratio 62.6% 62.8% Approximately 60%」

    With a FY2019 target of approximately 60%, the consolidated expense ratio for the current interim period was 62.8%, up 0.2 percentage point from the previous interim period.
  10. FY2019Disclosure of the annual shortfall against the targetAnnual report

    「The consolidated expense ratio increased by 3.5 percentage points from the previous consolidated fiscal year to 65.2%.」

    Against the target of approximately 60%, the consolidated expense ratio for the fiscal year was 65.2%. The target itself has been maintained.
  11. FY2019-Q3RestatedAnnual report

    「・Consolidated expense ratio　　　　　　　　 :　　Approximately 60%」

    The revised target of a consolidated expense ratio of approximately 60% for the fiscal year ending March 2020 has been maintained.
  12. FY2019-Q2Disclosure of interim resultsAnnual report

    「Consolidated expense ratio　61.1%　62.6%」

    Against a target of approximately 60% for the fiscal year ending March 2020, the consolidated expense ratio for the current interim consolidated accounting period was 62.6%.
  13. FY2019-Q1SoftenedAnnual report

    「・Consolidated expense ratio　　　　　　　　 :　　Approximately 60%」

    The target for the consolidated expense ratio for the fiscal year ending March 2020 has been revised from the previous target in the 50% range to approximately 60%.
  14. FY2018Disclosure of results falling short of targetsAnnual report

    「The consolidated expense ratio increased by 0.5 percentage point from the previous consolidated fiscal year to 61.7%.」

    While maintaining the target of a consolidated expense ratio in the 50% range for the fiscal year ending March 2020, the company disclosed that the actual ratio for the fiscal year was 61.7%.
  15. FY2017First statedAnnual report

    「Consolidated expense ratio: 50% range」

    A target of a consolidated expense ratio in the 50% range has been set for the fiscal year ending March 2020.
Moved together

"Common Equity Tier 1 Ratio of at Least 8% and ROE of at Least 10%" moved the same way as this thread, in the same document, in 4 of its 15 moves.

433333★123456
  1. ★This thread
  2. 1Common Equity Tier 1 Ratio of at Least 8% and ROE of at Least 10%4×
  3. 2Shareholder returns and improved capital efficiency through share repurchases3×
  4. 3Creating New Revenue Opportunities3×
  5. 4Growth, Revitalization and Succession Solutions and Total Life Solutions3×
  6. 5Reduction of Cross-Shareholdings3×
  7. 6Strengthening the Soundness of Foreign Bond and Other Portfolios3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Resona Holdings yet. It last moved in the Results briefing materials of 2026-07-31: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Consolidated expense ratio in the 50% range | Resona Holdings, Inc. (8308) | Komori