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Resona Holdings (8308) · InitiativeAdvancedLatest Financial Results Presentation (2026-07-31): "First stated"

Growth, Revitalization and Succession Solutions and Total Life Solutions

First written in FY2016. 16 of 23 entries say "Advanced", first in FY2019-Q1. Latest entry: 2026-07-31.

23entries
11years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2016 – FY2018AdvancedFY2021 – FY2023-Q3AdvancedFY2025-H1 – 2026-07-312016: 120162017: 020172018: 320182019: 320192020: 220202021: 320212022: 320222023: 220232024: 220242025: 020252026: 42026
Same theme, other companies
Expansion of Three-Pronged Consulting Capabilities for Companies, Individuals, and Local CommunitiesA theme 31 companies write about · 0 as a headwind · 37 as a tailwind

The whole theme swung hardest in 2021: 5 of 25 companies on the "Worse" side.

2 other companies' latest entry also says "First stated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 31 companies compared. The sentences above are computed from all 31.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「The retail division’s gross operating profit increased ¥54.3 billion from the previous fiscal year to ¥410.5 billion. The corporate division’s gross operating profit increased ¥27.5 billion year on year to ¥485.4 billion, as payment-related and other operations remained solid.」

    The revenue scale of businesses including asset-building, payments and solutions for retail and corporate customers expanded.
  2. 2026-05-12AdvancedFinancial Results Presentation

    「Payment-related business (+¥3.2 billion year on year) and AUM (+¥2.3 billion) drove the overall result」

    The company specifically reported progress in earnings from payment and asset-building services related to solutions for individuals and corporations.
  3. FY2025-H1AdvancedAnnual report

    「Combined trust fees and net fees and commissions, fee income increased ¥6.4 billion from the first half of the previous fiscal year to ¥112.3 billion, as fee income from asset-building, payment-related, corporate solutions and real estate-related operations remained solid.」

    Revenue from asset-building, payment-related, corporate solutions and real estate operations related to corporate and retail solutions grew, generating fee income of ¥112.3 billion.
  4. FY2024-Q3Decline in solutions-related revenue and quarterly reversalAnnual report

    「Fee income from payment-related operations increased, but fee income from asset-building and loan operations declined, reducing net fees and commissions by ¥1.5 billion from the first nine months of the previous fiscal year to ¥133.8 billion. However, it returned to growth on a quarterly basis in the third quarter.」

    Within solutions-related revenue, payment-related revenue increased, while asset-building and loan operations declined. Cumulative net fees and commissions totaled ¥133.8 billion, but returned to growth on a quarterly basis.
  5. FY2024-Q1Mixed trends in solutions-related revenueAnnual report

    「Fee income from payment-related operations increased, but fee income from succession-related and asset-building operations declined, reducing net fees and commissions by ¥2.6 billion from the first quarter of the previous fiscal year to ¥47.3 billion.」

    Revenue from succession and asset-building operations related to corporate and retail solutions declined, while payment-related operations increased.
  6. FY2023-Q3AdvancedAnnual report

    「Driven by net fees and commissions from succession-related operations, among others, the corporate division’s gross operating profit increased ¥6.8 billion from the first nine months of the previous fiscal year to ¥208.1 billion. Net operating profit after credit costs increased ¥22.5 billion to ¥98.0 billion, partly because credit costs declined from the first nine months of the previous fiscal year.」

    Succession-related solutions for corporate customers drove the corporate division’s gross operating profit and net operating profit after credit costs to ¥208.1 billion and ¥98.0 billion, respectively.
  7. FY2023-Q2AdvancedAnnual report

    「Driven by net fees and commissions from succession-related operations, among others, the corporate division’s gross operating profit increased ¥5.2 billion from the first half of the previous fiscal year to ¥141.3 billion. Net operating profit after credit costs increased ¥10.0 billion to ¥60.8 billion, partly because credit costs declined from the first half of the previous fiscal year.」

    Succession-related operations and other services for corporate customers drove the corporate division’s gross operating profit and net operating profit after credit costs to ¥141.3 billion and ¥60.8 billion, respectively.
  8. FY2023-Q1AdvancedAnnual report

    「Driven by fee income from succession-related operations, including real estate and M&A, net fees and commissions increased ¥4.2 billion from the first quarter of the previous fiscal year to ¥49.9 billion.」

    It disclosed net fees and commissions of ¥49.9 billion from solutions for corporate and retail customers, including succession-related operations, an increase of ¥4.2 billion year on year.
  9. FY2022-Q3AdvancedAnnual report

    「Driven by asset-building support operations, including investment funds and fund wraps, and succession-related operations, including real estate and M&A, net fees and commissions increased ¥12.1 billion from the first nine months of the previous fiscal year to ¥134.5 billion.」

    Revenue from asset-building, succession, real estate and M&A-related solutions grew, increasing net fees and commissions to ¥134.5 billion.
  10. FY2022-Q2AdvancedAnnual report

    「Driven by asset-building support operations, including investment fund sales, and succession-related operations, including real estate and M&A, net fees and commissions increased ¥11.1 billion from the first half of the previous fiscal year to ¥95.3 billion.」

    Revenue from asset-building, succession, real estate and M&A-related solutions for retail and corporate customers expanded, generating net fees and commissions of ¥95.3 billion.
  11. FY2022-Q1AdvancedAnnual report

    「Driven by asset-building support and payment-related operations, net fees and commissions increased ¥6.2 billion from the first quarter of the previous fiscal year to ¥45.6 billion.」

    Revenue from asset-building support and payment-related operations related to corporate and retail solutions grew, resulting in net fees and commissions of ¥45.6 billion, an increase of ¥6.2 billion year on year.
  12. FY2021AdvancedAnnual report

    「Impact on the fiscal year ending March 2021 (results) (Corporate) ・Higher revenue from lending-related solutions, including loans and loan-related commitment lines, due to increased demand for funds ・Lower real estate and M&A-related revenue due to restrictions on face-to-face sales」

    For corporate solutions, it disclosed higher lending-related revenue accompanying increased demand for funds and lower real estate and M&A revenue due to restrictions on face-to-face sales.
  13. FY2021-Q1Decline in solutions-related revenue due to restrictions on face-to-face salesAnnual report

    「The retail division’s gross operating profit decreased ¥6.2 billion from the first quarter of the previous fiscal year to ¥50.0 billion due in part to restrictions on face-to-face sales, while net operating profit after credit costs decreased ¥7.0 billion to ¥8.0 billion.」

    In the retail division, including retail solutions, gross operating profit decreased ¥6.2 billion and net operating profit after credit costs decreased ¥7.0 billion due in part to restrictions on face-to-face sales.
  14. FY2020AdvancedAnnual report

    「Asset and business succession, asset building (AUM), SME lending and international operations, retail loans, omnichannel, and payments」

    The former growth, revitalization and succession and comprehensive life solutions have been developed into priority business areas including asset succession, asset building, SME and international operations, retail loans and payments.
  15. FY2020-Q2Mixed trends in solutions-related revenueAnnual report

    「Net fees and commissions decreased ¥1.6 billion from the first half of the previous fiscal year to ¥88.7 billion. Fee income from corporate solutions and payment-related operations increased, but fee income from financial product sales, including investment funds and insurance, declined.」

    Fee income from corporate solutions and payment-related operations increased, while revenue from investment fund and insurance sales declined, resulting in mixed trends in solutions-related revenue.
  16. FY2019AdvancedAnnual report

    「The decline in net interest income from loans and deposits, due in part to the narrowing spread between lending and deposit yields, was partially offset by higher fee income from housing loan-related and general lending operations.」

    It shows that fee income from housing loans and general lending related to growth, revitalization, succession and comprehensive life solutions offset the decline in net interest income from loans and deposits.
  17. FY2019-Q3AdvancedAnnual report

    「The decline in net interest income resulting from the narrowing of the loan-deposit spread and other factors was partially offset by increased fee income from housing loan-related and corporate solutions-related businesses.」

    Revenue from corporate solutions and housing loan-related operations is cited as having offset the decline in net interest income.
  18. FY2019-Q2AdvancedAnnual report

    「Net fees and commissions increased ¥14.9 billion from the first half of the previous fiscal year to ¥90.3 billion. On an adjusted year-on-year basis, net fees and commissions increased ¥6.1 billion, driven by strong fee income from financial product sales, including fund wraps and insurance, and housing loan-related operations.」

    It disclosed specific results for the revenue base of its corporate and retail solutions, with net fees and commissions of ¥90.3 billion, an increase of ¥6.1 billion on an adjusted year-on-year basis.
  19. FY2019-Q1AdvancedAnnual report

    「The decline in net interest income resulting from the narrowing of the loan-deposit spread and other factors was offset by an increase in fee income from corporate solutions-related and loan-related businesses, securing approximately the same level as in the first quarter of the previous fiscal year on a like-for-like basis.」

    Revenue from corporate solutions and loan-related operations is cited as having offset the decline in net interest income.
  20. FY2018RestatedAnnual report

    「We will thoroughly pursue “growth, revitalization and succession solutions” and “comprehensive life solutions” that closely support customers at each stage of business growth and life.」

    Growth, revitalization and succession solutions for corporate customers and comprehensive life solutions for individual customers continue to be core elements of its business strategy.
  21. FY2016First statedAnnual report

    「In its strategic business areas, it will develop “growth, revitalization and succession solutions” and “comprehensive life solutions.”」

    The concept is to provide businesses with support for growth, revitalization and succession, and individuals with comprehensive support tailored to their life events.
Moved together

"Creating New Revenue Opportunities" moved the same way as this thread, in the same document, in 16 of its 22 moves.

1616141094★123456
  1. ★This thread
  2. 1Creating New Revenue Opportunities16×
  3. 2Reduction of Cross-Shareholdings16×
  4. 3Shift from dependence on deposit and loan income to fee income and core operating revenue14×
  5. 4Strengthening the Soundness of Foreign Bond and Other Portfolios10×
  6. 5Shareholder returns and improved capital efficiency through share repurchases9×
  7. 6Improving the quality of the credit portfolio4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Resona Holdings yet. It last moved in the Financial Results Presentation of 2026-07-31: "First stated".
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Growth, Revitalization and Succession Solutions and Total Life Solutions | Resona Holdings, Inc. (8308) | Komori