Information Leakage and Financial Crime Risk
First written in FY2016. 8 of 13 entries say "Restated". Latest entry: 2026-10-16.
Resona Holdings moved to the "Worse" side of this theme in 2020.
0 other companies' latest entry also says "Mitigated".
- 2026-10-16Mitigatednewspicks.com
「Mizuho FG to discontinue identity verification using driver's licenses; Resona and Aozora Bank also considering move」
りそなが運転免許証を用いた本人確認を廃止する方針が報じられ、免許証画像の流出・悪用につながる情報漏えいへの対応が具体化した。 - FY2026WorsenedAnnual report
「Financial crime has become a social issue, as symbolised by anonymous, mobile criminal groups, creating a situation that requires urgent action to prevent customer harm.」
Regarding financial crime risk, it explicitly identifies the emergence of anonymous, mobile criminal groups as a social issue and the urgency of responses including stronger authentication and improved detection accuracy for unauthorised transactions. - FY2022-Q1WorsenedAnnual report
「In addition to the aforementioned money laundering and terrorist financing, financial crimes such as specialised fraud including bank-transfer scams, the opening of accounts for unauthorised use, payments using stolen passbooks or counterfeit or stolen cards, theft or impersonation involving IDs and passwords for credit cards, internet banking and various smartphone applications, and unauthorised withdrawals from bank accounts through payment service providers using unlawfully obtained account information have become increasingly sophisticated and complex in recent years.」
Regarding information leakage and financial crime risk, it specifies the relevant financial crimes, including specialised fraud, the opening of unauthorised accounts, unauthorised use of cards, internet banking and smartphone applications, and unauthorised withdrawals, and notes that these crimes are becoming more sophisticated and complex. - FY2021RestatedAnnual report
「With respect to the use of personal information, we strive to comply with laws and regulations, including the Act on the Protection of Personal Information, and handle such information only within the scope of the purposes of use published by the Company, except where permitted by laws and regulations, while exercising due care to ensure that its use does not disadvantage the providers of the personal information.」
In addition to preventing information leakage, it continues to maintain policies on legal compliance and avoidance of disadvantage in connection with the protection and use of personal information. - FY2020ReframedAnnual report
「With respect to the use of personal information, we strive to comply with laws and regulations, including the Act on the Protection of Personal Information, and handle such information only within the scope of the purposes of use published by the Company, except where permitted by laws and regulations, while exercising due care to ensure that its use does not disadvantage the providers of the personal information.」
In addition to preventing information leakage, it explicitly identifies the purposes of use, legal compliance and avoidance of disadvantage to providers as matters to be managed in connection with the use of personal information. - FY2019RestatedAnnual report
「If important information, including customer information, is leaked due to human error, internal misconduct or external crime, compensation or other measures may be required for affected customers, or the resulting decline or loss of the Group's reputation may adversely affect its business operations, performance and financial condition.」
It continues to implement its information management policy, employee training and system security measures. - FY2019-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
It states that there have been no material changes in the risks related to information leakage and financial crime. - FY2018RestatedAnnual report
「If important information, including customer information, is leaked due to human error, internal misconduct or external crime, compensation or other measures may be required for affected customers, or the resulting decline or loss of the Group's reputation may adversely affect its business operations, performance and financial condition.」
It continues to describe information leakage risk, as well as its information management policy, employee training and system security measures. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
It states that there have been no material changes in the risks related to information leakage and financial crime. - FY2017-Q3RestatedAnnual report
「During the cumulative third-quarter consolidated period, there were no material changes in matters described in this quarterly report concerning the status of the business, financial information and other matters that could materially affect investors' decisions, or in the business and other risks described in the annual securities report for the previous fiscal year.」
It states that there have been no material changes in the risks related to information leakage and financial crime. - FY2017-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no significant changes in matters relating to the business and accounting conditions described in this quarterly report that could materially affect investors' decisions, nor in the "Business and Other Risks" described in the securities report for the previous fiscal year.」
It states that there have been no material changes in the risks related to information leakage and financial crime. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no occurrences of matters that could materially affect investors’ investment decisions among the matters relating to the business and financial position described in this quarterly report, nor were there any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
It states that there have been no material changes in the risks related to information leakage and financial crime. - FY2016First statedAnnual report
「If important information, including customer information, is leaked due to human error, internal misconduct or external crime, compensation or other measures may be required for affected customers, and the Group's reputation may decline or be lost.」
It describes information management, system security, biometric authentication, one-time passwords and anti-money-laundering measures, among other items.