Komori
T

The Hyakujushi Bank,Ltd.

8386BanksMid cap
2,853JPY-12.4%
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Price history
¥2,853Latest+745.3%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

The Hyakujushi Bank Group provides financial services centered on banking, as well as non-financial services such as consulting for local communities and customers, with Kagawa Prefecture and the wider Setouchi region as its principal operating base. Under Long-Term Vision 2030, the Group has identified regional economic revitalization, support for asset building in the era of 100-year lifespans, creating an environment where diverse talent can thrive, promoting financial-sector digital transformation, regional digitalization, addressing environmental issues, and building a sustainable management foundation as its material issues. It has launched the Medium-Term Management Plan, “That’s Why We Take on Challenges: Giving the Region’s Future a Tangible Form” (fiscal years 2026 to 2028). The new Medium-Term Management Plan establishes three sustainability indicators: well-being, management foundation, and regional impact, and promotes initiatives to enhance sustainability together with local communities. Key initiatives include providing integrated support for asset building and succession planning based on a comprehensive business alliance with Nomura Securities Co., Ltd.; establishing companies engaged in regional revitalization-related businesses, including 114地域みらいデザイン株式会社; establishing the 114GENNAI Innovation Fund; promoting digitalization, DX, and human resources development; and advancing health and productivity management and DE&I.

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Key numbersShowing 8 of 17
PER
52.88How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
0.84How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
1.6%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥327bnShare price × number of shares. The value of the entire company.
Equity ratio
6.6%The proportion of assets funded by money that does not have to be repaid.
Revenue growth (3 years)
26.5%The average annual growth in sales over the past three years.
Forward P/E
15.56Forward P/E based on estimated earnings for the next fiscal year.
What to watch next
Progress on specific measures under the Medium-Term Management Plan for fiscal 2026–fiscal 2028, including the promotion of financial DX and regional digitalization, and integrated support for asset formation and succession, based on the partnership with Nomura Securities
Fiscal 2026 through fiscal 2028Impact MediumLikelihood Medium
Expansion of non-financial operations: formation of deals and commencement of operations for 114地域みらいデザイン and the 114GENNAIイノベーションファンド, including verification of their contribution to revenue and earnings
FY2026 onwardImpact MediumLikelihood Low
Adoption of digital initiatives: growth in usage of the 114 Banking App, smart passbooks, and paperless services, together with improved cost efficiency from branch DX initiatives such as quick counters and tablets
FY2026 onwardImpact MediumLikelihood Medium
Regulatory and risk considerations: continued implementation of Basel III, progress toward climate-related disclosures under TCFD and decarbonization KPIs, including Scope 1–3, and the status of measures to prevent recurrence of incidents involving external dependencies such as data centers
Ongoing (quarterly to annual)Impact LowLikelihood Medium
What to watch next
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Who owns itTop holders total 29.4%
Listed holders 29.4%Everyone else 70.6%
The Master Trust Bank of Japan, Ltd. (Trust Account)8.89%
株式会社日本カストディ銀行 (Trust Account)5.90%
日本生命保険相互会社2.22%
TAIHEIYO CEMENT CORPORATION2.09%
Hyakujushi Bank Employee Stock Ownership Association2.04%
難波ホールディングス株式会社1.96%
NH Foods Ltd.1.78%
Sumitomo Life Insurance Company1.76%
2 other listed holders2.80%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd. (Trust Account)8.89
株式会社日本カストディ銀行 (Trust Account)5.90
日本生命保険相互会社2.22
TAIHEIYO CEMENT CORPORATION2.09
Hyakujushi Bank Employee Stock Ownership Association2.04
難波ホールディングス株式会社1.96
NH Foods Ltd.1.78
Sumitomo Life Insurance Company1.76
2 other listed holders2.80
This company's documents
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