Undrawn loan commitments and commitment lines
First written in FY2019-Q2. 7 of 13 entries say "Mitigated", first in FY2019. Latest entry: FY2026-H1.
The Hyakujushi Bank moved to the "Worse" side of this theme in 2020, 4 years before the typical company in this theme (2024).
The whole theme swung hardest in 2017: 4 of 10 companies on the "Worse" side.
9 other companies' latest entry also says "Mitigated".
- FY2026-H1MitigatedAnnual report
「Undrawn loan commitments: ¥1,030,480 million; ¥1,003,815 million; of which those with an original contractual term of one year or less (or subject to unconditional cancellation at any time): ¥938,393 million; ¥933,405 million」
Undrawn loan commitments decreased from ¥1,030,480 million at the end of the previous fiscal year to ¥1,003,815 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2025-H1MitigatedAnnual report
「Undrawn loan commitments: ¥1,008,134 million; ¥996,798 million; of which those with an original contractual term of one year or less (or subject to unconditional cancellation at any time): ¥928,079 million; ¥907,843 million」
Undrawn loan commitments decreased from ¥1,008,134 million at the end of the previous fiscal year to ¥996,798 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2024MitigatedAnnual report
「Undrawn loan commitments under these agreements amounted to ¥1,008,134 million.」
Undrawn loan commitments decreased from ¥1,040,754 million at the end of the previous fiscal year to ¥1,008,134 million. - FY2024-Q2MitigatedAnnual report
「Undrawn loan commitments: ¥1,040,754 million; ¥1,018,005 million; of which those with an original contractual term of one year or less (or subject to unconditional cancellation at any time): ¥945,905 million; ¥941,604 million」
Undrawn loan commitments decreased from ¥1,040,754 million at the end of the previous fiscal year to ¥1,018,005 million. The Bank continues to take management measures, including monitoring customers' business conditions, reviewing agreements and requiring collateral. - FY2023WorsenedAnnual report
「Undrawn loan commitments under these agreements were as follows: ¥1,009,060 million for the previous consolidated fiscal year and ¥1,040,754 million for the current consolidated fiscal year.」
Undrawn loan commitments increased from ¥1,009,060 million to ¥1,040,754 million. The Bank continues to monitor customers' business conditions, review agreements and take other management measures. - FY2023-Q2WorsenedAnnual report
「Undrawn loan commitments ¥1,009,060 million ¥1,011,342 million of which those with an original contractual term of one year or less (or subject to unconditional cancellation at any time) ¥919,092 million ¥932,297 million」
Undrawn loan commitments increased from ¥1,009,060 million at the end of the previous fiscal year to ¥1,011,342 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2022MitigatedAnnual report
「Undrawn loan commitments under these agreements amounted to ¥1,009,060 million.」
Undrawn loan commitments decreased from ¥1,017,138 million at the end of the previous fiscal year to ¥1,009,060 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2022-Q2WorsenedAnnual report
「Undrawn loan commitments ¥1,017,138 million ¥1,039,415 million of which those with an original contractual term of one year or less (or subject to unconditional cancellation at any time) ¥943,477 million ¥967,771 million」
Undrawn loan commitments increased from ¥1,017,138 million at the end of the previous fiscal year to ¥1,039,415 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2021WorsenedAnnual report
「Undrawn loan commitments under these agreements amounted to ¥1,017,138 million.」
Undrawn loan commitments increased from ¥923,414 million at the end of the previous fiscal year to ¥1,017,138 million. - FY2021-Q2WorsenedAnnual report
「Undrawn loan commitments: ¥923,414 million; ¥1,013,080 million; of which those with an original contractual term of one year or less or subject to unconditional cancellation at any time: ¥857,679 million; ¥946,953 million」
Undrawn loan commitments increased from ¥923,414 million at the end of the previous fiscal year to ¥1,013,080 million. The Bank continues to take management measures, including monitoring customers' business conditions, reviewing agreements and requiring collateral. - FY2020-Q2MitigatedAnnual report
「Undrawn loan commitments: ¥1,015,611 million; ¥962,896 million; of which those with an original contractual term of one year or less or subject to unconditional cancellation at any time: ¥952,242 million; ¥894,028 million」
Undrawn loan commitments decreased from ¥1,015,611 million at the end of the previous fiscal year to ¥962,896 million. The Bank continues to monitor customers' business conditions, review agreements and take measures to preserve credit protection. - FY2019MitigatedAnnual report
「Undrawn loan commitments under overdraft agreements and commitment line agreements for loans amounted to ¥1,015,611 million.」
Undrawn loan commitments decreased from ¥1,037,364 million in the previous fiscal year to ¥1,015,611 million. The Bank continues to monitor customers' business conditions, review agreements and take management measures, including requiring collateral. - FY2019-Q2First statedAnnual report
「Interim consolidated accounting period: undrawn loan commitments ¥1,072,079 million, of which ¥1,011,017 million had an original contractual term of one year or less or could be unconditionally cancelled at any time.」
For overdraft agreements and commitment line agreements for loans, the Bank discloses undrawn loan commitments and the portion with a short term or subject to unconditional cancellation. It also states that it will monitor customers' business conditions, review agreements and take measures to preserve credit protection after agreements are executed.