Komori
The Hyakujushi Bank (8386) · RiskWorsened

Balance of risk-monitored loans

First written in FY2017-Q1. 22 of 35 entries say "Worsened", first in FY2018-Q1. Latest entry: FY2026.

35entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseWorsenedFY2019-Q1 – FY2021MitigatedFY2023 – FY2025-H12016: 220162017: 420172018: 420182019: 420192020: 320202021: 420212022: 420222023: 420232024: 320242025: 120252026: 22026
Same theme, other companies
Credit and Non-Performing Loan Risk in Bank LendingA theme 54 companies write about · 74 as a headwind · 5 as a tailwind

The Hyakujushi Bank moved to the "Worse" side of this theme in 2018, 2 years before the typical company in this theme (2020).

The whole theme swung hardest in 2020: 24 of 45 companies on the "Worse" side.

20 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 54 companies compared. The sentences above are computed from all 54.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Disclosed claims under the Financial Revitalization Law, excluding normal claims, and risk-monitored loans at the end of the current consolidated fiscal year increased by ¥2.8 billion from the end of the previous consolidated fiscal year to ¥50.5 billion. The ratio to total credit exposure also rose by 0.01 percentage points from the end of the previous consolidated fiscal year to 1.35%.」

    Disclosed claims and risk-monitored loans increased from ¥47,670 million to ¥50,552 million, while the amount of hazardous claims increased by ¥63.6 billion.
  2. 2026-05-12WorsenedEarnings

    「Subtotal (B) 50,552 △ 150 2,882 50,129 47,670」

    The consolidated subtotal of disclosed claims under the Financial Reconstruction Act increased from the end of the previous fiscal year.
  3. FY2026-H1WorsenedAnnual report

    「Subtotal: ¥47,670 million; ¥50,702 million.」

    The subtotal of disclosed claims under the Banking Act and other legislation increased from ¥47,670 million at the end of the previous fiscal year to ¥50,702 million. In the current interim period, the balances of risk-monitored loans and disclosed claims increased.
  4. FY2025-H1MitigatedAnnual report

    「Bankrupt and reorganization claims and similar claims: ¥5,079 million; hazardous claims: ¥23,599 million; claims requiring management: ¥20,050 million; subtotal: ¥48,729 million.」

    The subtotal of disclosed claims and risk-monitored loans decreased from ¥52,246 million at the end of the previous fiscal year to ¥48,729 million.
  5. FY2024MitigatedAnnual report

    「Disclosed claims under the Financial Revitalization Law, excluding normal claims, and risk-monitored loans at the end of the current consolidated fiscal year decreased by ¥9.0 billion from the end of the previous consolidated fiscal year to ¥52.2 billion.」

    Disclosed claims and risk-monitored loans decreased from ¥61.2 billion to ¥52.2 billion, while their ratio to total credit exposure declined from 1.79% to 1.50%.
  6. FY2024-Q3MitigatedAnnual report

    「Subtotal ¥61,293 million ¥54,752 million」

    The subtotal of disclosed claims, excluding normal claims, and risk-monitored loans decreased from ¥61,293 million at the end of the previous fiscal year to ¥54,752 million.
  7. FY2024-Q2MitigatedAnnual report

    「Bankrupt and reorganization claims and similar claims: ¥5,746 million; hazardous claims: ¥28,501 million; claims requiring management: ¥22,512 million; subtotal: ¥56,759 million.」

    The subtotal of disclosed claims and risk-monitored loans decreased from ¥61,293 million at the end of the previous fiscal year to ¥56,759 million.
  8. FY2024-Q1MitigatedAnnual report

    「Subtotal ¥61,293 million ¥56,590 million」

    The subtotal of disclosed claims, excluding normal claims, and risk-monitored loans decreased from ¥61,293 million at the end of the previous fiscal year to ¥56,590 million.
  9. FY2023MitigatedAnnual report

    「Disclosed claims under the Financial Revitalization Law, excluding normal claims, and risk-monitored loans at the end of the current consolidated fiscal year decreased by ¥1.1 billion from the end of the previous consolidated fiscal year to ¥61.2 billion. With respect to non-performing loans, we are providing appropriate and sufficient coverage through collateral and allowance for loan losses while actively supporting our customers' business management.」

    Disclosed claims, excluding normal claims, and risk-monitored loans decreased to ¥61.2 billion, while their ratio to total credit exposure declined from 1.94% to 1.79%.
  10. FY2023-Q3WorsenedAnnual report

    「Subtotal ¥62,478 million ¥63,267 million」

    The subtotal of risk-monitored loans increased from ¥62,478 million at the end of the previous fiscal year to ¥63,267 million.
  11. FY2023-Q2WorsenedAnnual report

    「Subtotal ¥62,478 million ¥63,308 million」

    The subtotal of bankrupt and reorganization claims, hazardous claims, and claims requiring management under the Financial Revitalization Law increased from ¥62,478 million at the end of March 2022 to ¥63,308 million at the end of September 2022.
  12. FY2023-Q1WorsenedAnnual report

    「Subtotal ¥62,478 million ¥63,591 million」

    The total amount of risk-monitored loans increased from ¥62,478 million at the end of the previous consolidated fiscal year to ¥63,591 million.
  13. FY2022Balance increased; ratio to total credit exposure decreasedAnnual report

    「Risk-monitored loans at the end of the current consolidated fiscal year increased by ¥2.0 billion from the end of the previous consolidated fiscal year to ¥62.4 billion. With respect to non-performing loans, we are providing appropriate and sufficient coverage through collateral and allowance for loan losses while actively supporting our customers' business management.」

    Risk-monitored loans increased from ¥60.4 billion to ¥62.4 billion, while the ratio to total credit exposure declined from 1.96% to 1.94%.
  14. FY2022-Q3WorsenedAnnual report

    「Total amount ¥60,421 million ¥62,539 million」

    The total amount of risk-monitored loans increased from ¥60,421 million at the end of the previous fiscal year to ¥62,539 million.
  15. FY2022-Q2WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows. Previous consolidated fiscal year: ¥60,421 million Current interim consolidated accounting period: ¥60,827 million」

    The total amount of risk-monitored loans increased from ¥60,421 million at the end of the previous fiscal year to ¥60,827 million.
  16. FY2022-Q1MitigatedAnnual report

    「Total amount ¥60,421 million ¥60,112 million」

    The total amount of risk-monitored loans decreased from ¥60,421 million at the end of the previous fiscal year to ¥60,112 million.
  17. FY2021WorsenedAnnual report

    「Risk-monitored loans at the end of the current consolidated fiscal year increased by ¥4.7 billion from the end of the previous consolidated fiscal year to ¥60.4 billion.」

    Risk-monitored loans increased from ¥55,677 million to ¥60,421 million, while their ratio to outstanding loans rose from 1.95% to 1.99%.
  18. FY2021-Q3WorsenedAnnual report

    「Total amount: ¥55,677 million; ¥56,086 million.」

    The total amount of risk-monitored loans increased from ¥55,677 million at the end of the previous fiscal year to ¥56,086 million.
  19. FY2021-Q2WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows: ¥55,677 million for the previous consolidated fiscal year, and ¥57,132 million for the current interim consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥55,677 million at the end of the previous fiscal year to ¥57,132 million.
  20. FY2021-Q1WorsenedAnnual report

    「Total amount: ¥55,677 million; ¥56,427 million.」

    The total amount of risk-monitored loans increased from ¥55,677 million at the end of the previous fiscal year to ¥56,427 million.
  21. FY2020-Q3WorsenedAnnual report

    「Total amount: ¥52,366 million for the previous consolidated fiscal year, and ¥56,294 million for the current third quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥52,366 million at the end of the previous fiscal year to ¥56,294 million.
  22. FY2020-Q2WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows: ¥52,366 million for the previous consolidated fiscal year, and ¥55,445 million for the current interim consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥52,366 million at the end of the previous fiscal year to ¥55,445 million.
  23. FY2020-Q1WorsenedAnnual report

    「Total amount: ¥52,366 million for the previous consolidated fiscal year, and ¥54,764 million for the current first quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥52,366 million at the end of the previous fiscal year to ¥54,764 million.
  24. FY2019WorsenedAnnual report

    「Risk-monitored loans at the end of the current consolidated fiscal year increased by ¥2.9 billion from the end of the previous consolidated fiscal year to ¥52.3 billion.」

    Risk-monitored loans increased from ¥49.4 billion to ¥52.3 billion, while their ratio to outstanding loans rose from 1.74% to 1.85%.
  25. FY2019-Q3WorsenedAnnual report

    「Total amount: ¥49,420 million for the previous consolidated fiscal year, and ¥50,368 million for the current third quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥49,420 million at the end of the previous fiscal year to ¥50,368 million.
  26. FY2019-Q2WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows: ¥49,420 million for the previous consolidated fiscal year, and ¥49,947 million for the current interim consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥49,420 million at the end of the previous fiscal year to ¥49,947 million.
  27. FY2019-Q1WorsenedAnnual report

    「Of outstanding loans, risk-monitored loans were as follows: ¥49,420 million for the previous consolidated fiscal year, and ¥50,818 million for the current first quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥49,420 million at the end of the previous fiscal year to ¥50,818 million.
  28. FY2018MitigatedAnnual report

    「While proceeding with the appropriate and prompt resolution of non-performing loans, we also actively supported our customers in improving their business performance. As a result, risk-monitored loans stood at ¥49.4 billion at the end of the current consolidated fiscal year, a decrease of ¥1.8 billion from the end of the previous consolidated fiscal year. We will continue to make greater efforts to improve the soundness of our assets.」

    Risk-monitored loans stood at ¥49.4 billion, down ¥1.8 billion from the end of the previous fiscal year. Their ratio to outstanding loans also declined from 1.84% to 1.74%.
  29. FY2018-Q3WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows: ¥51,288 million for the previous consolidated fiscal year, and ¥52,719 million for the current third quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥51,288 million at the end of the previous fiscal year to ¥52,719 million. Restructured loans and past-due loans increased.
  30. FY2018-Q2WorsenedAnnual report

    「The total amounts of loans to borrowers in legal or factual bankruptcy, past-due loans, loans past due by 3 months or more, and restructured loans were as follows: ¥51,288 million for the previous consolidated fiscal year, and ¥52,013 million for the current interim consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥51,288 million at the end of the previous fiscal year to ¥52,013 million.
  31. FY2018-Q1WorsenedAnnual report

    「Of outstanding loans, risk-monitored loans were as follows: ¥51,288 million for the previous consolidated fiscal year, and ¥51,867 million for the current first quarter consolidated accounting period.」

    The total amount of risk-monitored loans increased from ¥51,288 million at the end of the previous fiscal year to ¥51,867 million.
  32. FY2017MitigatedAnnual report

    「Risk-monitored loans at the end of the current consolidated fiscal year stood at ¥51.2 billion, down ¥7.3 billion from the end of the previous consolidated fiscal year. We will continue to make further efforts to improve the soundness of our assets.」

    Risk-monitored loans decreased from ¥58.6 billion at the end of the previous consolidated fiscal year to ¥51.2 billion, while their ratio to outstanding loans declined from 2.13% to 1.84%.
  33. FY2017-Q3MitigatedAnnual report

    「The total amount of loans to borrowers in legal bankruptcy, past due loans, loans past due 3 months or more, and restructured loans was as follows: previous consolidated fiscal year: ¥58,608 million; current third-quarter consolidated accounting period: ¥54,055 million.」

    The total balance of risk-monitored loans decreased further from the end of the previous consolidated fiscal year.
  34. FY2017-Q2MitigatedAnnual report

    「The total amount of loans to borrowers in legal bankruptcy, past due loans, loans past due 3 months or more, and restructured loans was as follows: previous consolidated fiscal year: ¥58,608 million; current interim consolidated accounting period: ¥54,327 million.」

    The total balance of risk-monitored loans decreased from the end of the previous consolidated fiscal year.
  35. FY2017-Q1First statedAnnual report

    「Loans to borrowers in legal bankruptcy: ¥1,272 million; past due loans: ¥32,531 million; loans past due 3 months or more: ¥791 million; restructured loans: ¥24,163 million; total: ¥58,759 million」

    The balances of risk-monitored loans by category and in total, before deduction of the allowance for loan losses, are disclosed.
Moved together

"Guarantees for privately placed corporate bonds" moved the same way as this thread, in the same document, in 19 of its 35 moves.

19171715129★123456
  1. ★This thread
  2. 1Guarantees for privately placed corporate bonds19×
  3. 2Risk of rising non-performing loans and credit costs, and support for management improvement17×
  4. 3Impairment losses on fixed assets due to declining land prices and other factors17×
  5. 4Decline in valuation gains on securities and impairment losses15×
  6. 5Decline in Ordinary Income and Quarterly Net Income Attributable to Owners of the Parent12×
  7. 6Increase in Quarterly Comprehensive Income9×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Hyakujushi Bank yet. It last moved in the Earnings of 2026-05-12: "Worsened".
News
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Balance of risk-monitored loans | The Hyakujushi Bank,Ltd. (8386) | Komori