Strengthening market investment and reinforcing the management foundation
First written in FY2017. 8 of 10 entries say "Advanced", first in FY2019. Latest entry: FY2026.
0 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「To improve operational efficiency and creativity, we introduced a "generative AI chat service" in August 2025 in a secure closed environment adapted to the Bank's internal environment.」
Strengthening the management foundation progressed into specific operational and customer-channel reforms, including generative AI, electronic contracts, support for preparing internal approval documents, and expansion of the app and tablet services. - FY2025-H1AdvancedAnnual report
「Under the "expansion of non-financial fields," we are further strengthening various consulting services addressing the diverse and increasingly complex challenges faced by customers and the community, while also expanding into new business areas by establishing a consulting company (a local subsidiary in Vietnam) and an investment specialist company. Under "sophistication of financial services," we are developing a framework to provide customers with ongoing support through finance, including by establishing a new Solution Finance Department that consolidates solution-related finance functions previously dispersed within the Bank.」
The expansion of non-financial fields and sophistication of financial services was given concrete form through the establishment of a local subsidiary in Vietnam, an investment specialist company and the Solution Finance Department. - FY2024AdvancedAnnual report
「In November 2023, Takamatsu Higashi Sales Department, which was newly constructed, obtained ZEB (net-zero energy building) certification.」
Strengthening the management foundation and investing in decarbonization progressed into specific measures, including a new branch that obtained ZEB certification, a banking app and tablet-based processing. - FY2023AdvancedAnnual report
「As part of our future management strategy, we plan to invest actively in promoting digital transformation through enhanced non-face-to-face channels and the digitalization of branches and operations, as well as in energy-saving measures aimed at achieving a decarbonized, circular society, including the introduction of EVs and the conversion of business properties to LED lighting.」
Strengthening the management foundation was given concrete form through investments in non-face-to-face channels, the digitalization of branches and operations, EVs and LED lighting. - FY2022AdvancedAnnual report
「We are improving the earning power of headquarters, including by strengthening initiatives in structured finance, which supports growth by supplying funds to a broad range of industries and businesses.」
Strengthening market operations and the management foundation was given concrete form through structured finance, a review of the fee structure, a banking app and branch consolidation. - FY2021AdvancedAnnual report
「We worked to strengthen the earning power of branches and headquarters by introducing new fees, pursuing structured finance to diversify fund management, and strengthening market operations capabilities through portfolio restructuring.」
Strengthening market operations and the management foundation was given concrete form through new fees, structured finance and portfolio restructuring. - FY2021-Q1AdvancedAnnual report
「We will improve earning power by increasing fee income and strengthening our market operations capabilities, while establishing a competitive advantage by pursuing low-cost management through channel reforms, expense reductions and improved administrative efficiency.」
Fee income, market operations, channel reforms, expense reductions and administrative efficiency were identified as specific measures to improve earning power and establish a competitive advantage. - FY2019AdvancedAnnual report
「In response to changes in the environment, we are working to operate at low cost by strengthening non-face-to-face channels and reviewing the branch network, while also using IT to improve operational efficiency and reduce expenses.」
Specific measures to strengthen market operations and the management foundation were identified, including non-face-to-face channels, the branch network, the use of IT and expense reductions. - FY2018RestatedAnnual report
「We will also strengthen market operations and enhance our management foundation to establish the sustainability of the Bank on a firm footing.」
Reconfirms strengthening market operations and enhancing the management foundation as initiatives aimed at sustainability. - FY2017First statedAnnual report
「We will also strengthen market operations and enhance our management foundation to establish the sustainability of the Bank on a firm footing.」
Separate from sales capabilities and the business foundation, market operations and the management foundation are identified as initiatives for sustainability.