Promoting asset soundness, stronger earnings power and operational rationalization
First written in FY2017. 6 of 11 entries say "Advanced", first in FY2019. Latest entry: FY2026.
The whole theme swung hardest in 2023: 2 of 7 companies on the "Worse" side.
0 other companies' latest entry also says "Achieved".
- FY2026AchievedAnnual report
「As a result, all management targets were achieved, as shown in the table below.」
In the final year of the previous medium-term management plan, net income attributable to owners of the parent was ¥18.8 billion, the consolidated equity ratio was 10.41% and the standalone OHR was 62.9%, achieving all three targets. - FY2024AdvancedAnnual report
「Although management indicators related to efficiency fell short of the targets for the final year of the medium-term management plan, fiscal 2025, due to the recognition of losses on bond sales and other items associated with improving the securities portfolio in fiscal 2023, we strengthened earnings under appropriate risk management and, as a result of restraining expenses and improving operational efficiency, management indicators related to profitability and financial soundness exceeded the targets for the final year of the medium-term management plan.」
Indicators of profitability and financial soundness exceeded the targets for the final year, while efficiency indicators fell short of their targets. - FY2023AdvancedAnnual report
「As a result of reducing expenses and improving operational efficiency, management indicators related to profitability and financial soundness exceeded the targets for the final year of the medium-term management plan.」
Under the initiatives to strengthen earnings power and streamline operations, consolidated net income of ¥9.1 billion and a consolidated equity ratio of 9.10% exceeded the targets for the final year. - FY2022AdvancedAnnual report
「We are working to enhance income from services and other fee-based transactions by expanding various services and reviewing our fee structure, including establishing appropriate fees commensurate with our contribution to customers and the workload involved.」
The policies of strengthening earnings power and streamlining operations were developed into a review of the fee structure, structured finance, branch integration, Quick Square and app development. - FY2021AdvancedAnnual report
「We worked to strengthen the earning power of branches and headquarters by introducing new fees, pursuing structured finance to diversify fund management, and strengthening market operations capabilities through portfolio restructuring.」
The policies of strengthening earnings power and streamlining operations were developed into new fees, diversified fund management, portfolio restructuring, branch reorganization and the use of non-face-to-face channels. - FY2021-Q1AdvancedAnnual report
「To achieve this, the Bank Group will support customers and local communities in resolving the various challenges they face. It will also improve earning power by increasing fee income and strengthening its market investment capabilities, while establishing a competitive advantage by pursuing low-cost management through channel reforms, expense reductions and administrative efficiency improvements.」
The conventional policies of improving asset quality, strengthening earnings power and streamlining operations have been developed into specific measures under the new plan: resolving customer issues, generating fee income, market operations, channel reform and low-cost management. - FY2020-Q3RestatedAnnual report
「Going forward, the Bank Group will continue working to improve asset soundness, ensure efficient funding and fund management, and strengthen and stabilize earning power centered on lending, securities and fee-based businesses. At the same time, it will further promote the streamlining of operations and administrative work and the reduction of expenses, thereby further strengthening its management foundation.」
Continues to pursue a stronger management foundation through asset soundness, funding and fund management, lending, securities and fee-based businesses, operational streamlining and expense reductions. - FY2019AdvancedAnnual report
「Going forward, the Bank Group will continue working to improve asset soundness, ensure efficient funding and fund management, and strengthen and stabilize earning power centered on lending, securities and fee-based businesses. At the same time, it will further promote the streamlining of operations and administrative work and the reduction of expenses to achieve low-cost management, thereby further strengthening its management foundation.」
In addition to its existing initiatives to improve asset soundness, strengthen earning power and streamline operations, it explicitly stated its aim of achieving low-cost management. - FY2019-Q1RestatedAnnual report
「Going forward, the Bank Group will continue working to improve asset soundness, ensure efficient funding and fund management, and strengthen and stabilize earning power centered on lending, securities and fee-based businesses. At the same time, it will further promote the streamlining of operations and administrative work and the reduction of expenses, thereby further strengthening its management foundation.」
Continues to pursue a stronger management foundation through asset soundness, funding and fund management, lending, securities and fee-based businesses, operational streamlining and expense reductions. - FY2018RestatedAnnual report
「Going forward, the Bank Group will continue working to improve asset soundness, ensure efficient funding and fund management, and strengthen and stabilize earning power centered on lending, securities and fee-based businesses. At the same time, it will further promote the streamlining of operations and administrative work and the reduction of expenses, thereby further strengthening its management foundation.」
Reaffirms asset soundness, funding and fund management, lending, securities and fee-based businesses, operational streamlining and expense reductions as means of strengthening the management foundation. - FY2017First statedAnnual report
「Going forward, the Bank will continue working to improve asset soundness, ensure efficient funding and fund management, and strengthen and stabilize earning power centered on lending, securities and fee-based businesses. At the same time, it will further promote the streamlining of operations and administrative work and the reduction of expenses, thereby further strengthening its management foundation.」
Lists asset soundness, funding and fund management, lending, securities and fee-based businesses, operational streamlining and expense reductions as means of strengthening earning power and the management foundation.