Komori
The Hyakujushi Bank (8386) · RiskMitigated

Risk of falling below regulatory capital requirements

First written in FY2017. 7 of 11 entries say "Mitigated", first in FY2020-Q2. Latest entry: 2026-08-05.

11entries
10years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseOtherFY2017 – FY2019MitigatedFY2020-Q2 – 2026-08-052017: 120172018: 220182019: 220192020: 020202021: 120212022: 020222023: 020232024: 120242025: 120252026: 32026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 45 companies write about · 38 as a headwind · 13 as a tailwind

The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.

23 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 45 companies compared. The sentences above are computed from all 45.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-05MitigatedEarnings

    「The consolidated capital adequacy ratio under domestic standards as of the end of June 2026 increased by 0.21 percentage points from the end of the previous fiscal year to 10.62%.」

    The consolidated capital adequacy ratio under domestic standards rose from 10.41% at the end of the previous fiscal year to 10.62%.
  2. FY2026MitigatedAnnual report

    「The consolidated capital adequacy ratio (domestic standard) increased by 1.08 percentage points from the end of the previous consolidated fiscal year to 10.41%.」

    The consolidated capital adequacy ratio was 10.41%, remaining well above the required level of 4% under the domestic standard. The method for calculating credit risk was changed to FIRB.
  3. 2026-05-12MitigatedEarnings

    「The consolidated capital adequacy ratio at the end of the consolidated fiscal year under review increased by 1.08 percentage points from the end of the previous consolidated fiscal year to 10.41%.」

    The consolidated capital adequacy ratio increased. The disclosure also stated that the method for calculating credit risk-weighted assets had been changed from the standardized approach to the foundation internal ratings-based approach.
  4. FY2026-H1MitigatedAnnual report

    「Consolidated capital adequacy ratio (domestic standard) 9.42」

    The consolidated capital adequacy ratio under the domestic standard was 9.42%, up from 9.12% at the end of the previous fiscal year.
  5. FY2024MitigatedAnnual report

    「The consolidated capital adequacy ratio (domestic standard) increased by 0.02 percentage points from the end of the previous consolidated fiscal year to 9.12%.」

    The Group has maintained a consolidated capital adequacy ratio of 9.12%, well above the required level of 4% under the domestic standard.
  6. FY2021MitigatedAnnual report

    「The Group's capital adequacy ratio currently exceeds the required capital adequacy ratio by a substantial margin, and the likelihood of receiving an order to suspend operations or take other measures is considered low.」

    The disclosure states that the Group has maintained a capital adequacy ratio well above the required level of 4% under the domestic standard.
  7. FY2020-Q2Ratio increased but remained above the standardAnnual report

    「Consolidated capital adequacy ratio (domestic standard)             (Unit: ¥ million, %) 30 September 2019 1. Consolidated capital adequacy ratio (2/3) 9.13」

    The consolidated capital adequacy ratio (domestic standard) increased to 9.13% from 9.06% at the end of the previous fiscal year.
  8. FY2019Decline due to redemption of subordinated funding, while remaining above the standardAnnual report

    「The consolidated capital adequacy ratio (domestic standard) declined by 0.36 percentage points from the end of the previous consolidated fiscal year to 9.06%, as capital decreased following the early redemption of ¥10 billion in subordinated funding included in capital.」

    The ratio declined following the early redemption of ¥10 billion in subordinated funding, but remained above the domestic standard of 4%, at 9.06% on a consolidated basis and 8.66% on a non-consolidated basis.
  9. FY2019-Q2Capital adequacy ratio declined but remained above the domestic standardAnnual report

    「Consolidated capital adequacy ratio (domestic standard) 9.19 Non-consolidated capital adequacy ratio (domestic standard) 8.81」

    The capital adequacy ratio under the domestic standard was 9.19% on a consolidated basis and 8.81% on a non-consolidated basis. Although the ratios declined from the end of the previous fiscal year, they remained above the domestic standard.
  10. FY2018Capital adequacy ratio declined but remained above the domestic standardAnnual report

    「As of the end of March 2018, the Bank's capital adequacy ratio exceeded the domestic standard, at 9.42% on a consolidated basis and 9.04% on a non-consolidated basis. We intend to further strengthen our capital base by enhancing and stabilizing our earnings capacity.」

    The disclosure states that the consolidated and non-consolidated capital adequacy ratios declined but remained above the domestic standard of 4%.
  11. FY2017First statedAnnual report

    「If the Group's capital adequacy ratio falls below the applicable standard, the Commissioner of the Financial Services Agency may order the suspension of all or part of its operations or take other measures to ensure the sound and appropriate conduct of banking operations. As of the end of March 2017, the Bank's capital adequacy ratio exceeded the domestic standard, at 9.53% on a consolidated basis and 9.19% on a non-consolidated basis.」

    The disclosure describes the risk of administrative orders if the ratio falls below the domestic standard of 4%, as well as the ratios as of the end of March 2017.
Moved together

"Dividend payments to shareholders" moved the same way as this thread, in the same document, in 4 of its 11 moves.

433333★123456
  1. ★This thread
  2. 1Dividend payments to shareholders4×
  3. 2Decline in valuation gains on securities and impairment losses3×
  4. 3Regional revitalization through customer dialogue, financial intermediation and consulting3×
  5. 4Guarantees for privately placed corporate bonds3×
  6. 5Strengthening market investment and reinforcing the management foundation3×
  7. 6Risk of declines in the share prices of cross-shareholdings3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Hyakujushi Bank yet. It last moved in the Earnings of 2026-08-05: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Risk of falling below regulatory capital requirements | The Hyakujushi Bank,Ltd. (8386) | Komori