Komori
T

The Yamanashi Chuo Bank,Ltd.

8360BanksSmall cap
1,340JPY-12.4%
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Price history
¥1,340Latest+750.3%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

The Group provides financial services, including leasing and credit card services, centered on its banking business as a regional financial institution based in Yamanashi Prefecture. The Group consists of the Bank and 6 consolidated subsidiaries. It responds to regional financial needs through deposit-taking, lending, securities trading and investment, domestic and foreign exchange, bond trustee services, over-the-counter sales of government bonds and other products, and consulting services. The banking business is divided into the Banking and Other segments. Its affiliates include 山梨中央保証株式会社, 山梨中銀リース株式会社, 山梨中銀ディーシーカード株式会社, 山梨中銀経営コンサルティング株式会社, やまなし未来インベストメント株式会社 and やまなし地域デザイン株式会社. As a regional financial institution focused on deposits and lending, the Group works to promote prosperity and economic development in the communities it serves. Under its medium-term management plan, “Value Creation Company—1st Stage (April 2025 to March 2028),” the Group aims to promote regional growth, productivity improvements, human capital development and contributions to local communities in an integrated manner. It has also established human capital and social impact indicators as KPIs in addition to financial metrics.

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Key numbersShowing 8 of 17
PER
9.24How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
0.18How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
2.0%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥44bnShare price × number of shares. The value of the entire company.
Equity ratio
5.1%The proportion of assets funded by money that does not have to be repaid.
Revenue growth (3 years)
20.0%The average annual growth in sales over the past three years.
Forward P/E
3.51Forward P/E based on estimated earnings for the next fiscal year.
What to watch next
Disclosure and adoption of the benefits of the generative AI system “YCB-AsIst,” including greater operational efficiency and improved quality
2026 (already implemented)Impact MediumLikelihood Medium
Launch of MiRuCO2, expanding services related to environmental information disclosure and TCFD/TNFD compliance
Scheduled for April 2026Impact MediumLikelihood Medium
Progress in alliance synergies, including the degree of realization following the expansion of the Shizuoka-Yamanashi to Mt. Fuji-Alps Alliance
Progress disclosures in earnings releases and reports from FY2026 onwardImpact MediumLikelihood Low
Progress in preparing for the initial application of the lease accounting standard, beginning at the start of the fiscal year ending March 2028
Details of the accounting response to be finalized during 2027-2028Impact LowLikelihood Medium
What to watch next
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Who owns itTop holders total 34.6%
Listed holders 34.6%Everyone else 65.4%
The Master Trust Bank of Japan, Ltd. (Trust Account)12.18%
Yamanashi Chuo Bank Employee Stock Ownership Association4.24%
株式会社日本カストディ銀行 (Trust Account)3.14%
明治安田生命保険相互会社3.10%
BBH FOR BBHTSIL NEUBERGER BERMAN INVESTMENT FUNDS PLC-NEUBERGER BERMAN JAPAN EQUITY ENGAGEMENT FUND2.30%
Teikyo University Educational Institution2.01%
GOLDMAN SACHS INTERNATIONAL2.01%
GOVERNMENT OF NORWAY (Standing proxy: Citibank, N.A., Tokyo Branch)1.98%
2 other listed holders3.64%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd. (Trust Account)12.18
Yamanashi Chuo Bank Employee Stock Ownership Association4.24
株式会社日本カストディ銀行 (Trust Account)3.14
明治安田生命保険相互会社3.10
BBH FOR BBHTSIL NEUBERGER BERMAN INVESTMENT FUNDS PLC-NEUBERGER BERMAN JAPAN EQUITY ENGAGEMENT FUND2.30
Teikyo University Educational Institution2.01
GOLDMAN SACHS INTERNATIONAL2.01
GOVERNMENT OF NORWAY (Standing proxy: Citibank, N.A., Tokyo Branch)1.98
2 other listed holders3.64
This company's documents
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