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The Yamanashi Chuo Bank (8360) · RiskWorsened

Potential funding exposure from undrawn lending commitments

First written in FY2017-Q2. 9 of 19 entries say "Mitigated", first in FY2017. Latest entry: FY2026.

19entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseWorsenedFY2018-Q2 – FY2019MitigatedFY2023-Q2 – FY20252016: 12017: 220172018: 220182019: 220192020: 220202021: 220212022: 220222023: 120232024: 220242025: 220252026: 12026
Same theme, other companies
Undrawn Balances of Loan Commitments and Funding Provision ExposureA theme 20 companies write about · 19 as a headwind · 0 as a tailwind

The Yamanashi Chuo Bank moved to the "Worse" side of this theme in 2026, 6 years after the typical company in this theme (2020).

The whole theme swung hardest in 2017: 4 of 10 companies on the "Worse" side.

7 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 20 companies compared. The sentences above are computed from all 20.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Undrawn loan commitments　¥433,613 million　¥453,913 million」

    Undrawn loan commitments increased from ¥433.613 billion at the end of the previous fiscal year to ¥453.913 billion, expanding potential funding-supply exposure.
  2. FY2026-H1WorsenedAnnual report

    「Undrawn loan commitments　¥433,613 million　¥445,048 million」

    Undrawn loan commitments increased from ¥433.613 billion at 31 March 2025 to ¥445.048 billion at 30 September 2025, expanding potential funding-supply exposure.
  3. FY2025MitigatedAnnual report

    「Undrawn loan commitments　¥444,440 million　¥433,613 million」

    Undrawn loan commitments decreased from ¥444.440 billion at the end of the previous fiscal year to ¥433.613 billion.
  4. FY2025-H1MitigatedAnnual report

    「Undrawn loan commitments　¥444,440 million　¥428,335 million」

    Undrawn loan commitments decreased from ¥444,440 million at 31 March 2024 to ¥428,335 million at 30 September 2024.
  5. FY2024MitigatedAnnual report

    「Undrawn loan commitments　¥448,582 million　¥444,440 million」

    Undrawn loan commitments decreased from ¥448,582 million at the end of the previous fiscal year to ¥444,440 million.
  6. FY2023MitigatedAnnual report

    「Undrawn loan commitments　¥529,974 million　¥448,582 million」

    Undrawn loan commitments decreased from ¥529.974 billion at the end of the previous fiscal year to ¥448.582 billion.
  7. FY2023-Q2MitigatedAnnual report

    「Undrawn loan commitments　¥529,974 million　¥459,281 million」

    Undrawn loan commitments decreased from ¥529,974 million at 31 March 2022 to ¥459,281 million at 30 September 2022.
  8. FY2022WorsenedAnnual report

    「Undrawn loan commitments　¥367,306 million　¥529,974 million」

    Undrawn loan commitments increased from ¥367.306 billion at the end of the previous fiscal year to ¥529.974 billion, expanding potential funding-supply exposure.
  9. FY2022-Q2WorsenedAnnual report

    「Undrawn loan commitments　¥367,306 million　¥520,096 million」

    Undrawn loan commitments increased from ¥367,306 million at 31 March 2021 to ¥520,096 million at 30 September 2021, expanding potential funding-supply exposure.
  10. FY2021MitigatedAnnual report

    「Undrawn loan commitments　¥394,450 million　¥367,306 million」

    Undrawn loan commitments decreased from ¥394.450 billion at the end of the previous fiscal year to ¥367.306 billion.
  11. FY2021-Q2WorsenedAnnual report

    「Undrawn loan commitments　¥394,450 million　¥401,066 million」

    Undrawn loan commitments increased from ¥394,450 million at 31 March 2020 to ¥401,066 million at 30 September 2020, expanding potential funding-supply exposure.
  12. FY2020MitigatedAnnual report

    「Undrawn loan commitments　¥395,064 million　¥394,450 million」

    Undrawn loan commitments decreased from ¥395.064 billion at the end of the previous fiscal year to ¥394.450 billion.
  13. FY2020-Q2MitigatedAnnual report

    「Undrawn loan commitments　¥395,064 million　¥391,301 million」

    Undrawn loan commitments decreased from ¥395,064 million at 31 March 2019 to ¥391,301 million.
  14. FY2019WorsenedAnnual report

    「Undrawn loan commitments　¥385,751 million　¥395,064 million」

    Undrawn loan commitments increased from ¥385.751 billion at the end of the previous fiscal year to ¥395.064 billion.
  15. FY2019-Q2WorsenedAnnual report

    「Undrawn loan commitments　¥385,751 million　¥394,121 million」

    Undrawn loan commitments increased from ¥385,751 million at 31 March 2018 to ¥394,121 million, expanding potential funding-supply exposure.
  16. FY2018WorsenedAnnual report

    「Undrawn loan commitments　¥367,794 million　¥385,751 million」

    Undrawn loan commitments increased from ¥367,794 million at the end of the previous fiscal year to ¥385,751 million, expanding potential funding-supply exposure.
  17. FY2018-Q2WorsenedAnnual report

    「Undrawn loan commitments　¥367,794 million　¥384,543 million」

    Undrawn loan commitments increased from ¥367,794 million at the fiscal year-end to ¥384,543 million, expanding potential funding-supply exposure.
  18. FY2017MitigatedAnnual report

    「Undrawn loan commitments decreased from ¥377,362 million to ¥367,794 million.」

    Undrawn loan commitments decreased from ¥377,362 million at the end of the previous period to ¥367,794 million.
  19. FY2017-Q2First statedAnnual report

    「Undrawn loan commitments were as follows: 31 March 2016 ¥377,362 million; 30 September 2016 ¥377,511 million」

    The company discloses undrawn loan commitments under overdraft agreements and commitment line agreements, and describes management measures including refusing loans or reducing credit limits in response to financial conditions and other factors, requiring collateral, and regularly monitoring customers' business conditions.
Moved together

"Outstanding Balances and Valuation Gains or Losses on Foreign Exchange-Related Derivative Transactions" moved the same way as this thread, in the same document, in 12 of its 19 moves.

1288876★123456
  1. ★This thread
  2. 1Outstanding Balances and Valuation Gains or Losses on Foreign Exchange-Related Derivative Transactions12×
  3. 2Decline in Outstanding Loans8×
  4. 3Expanding Lending to Mid-Sized and Smaller Businesses and Strengthening Personal Loans8×
  5. 4Capital Adequacy Regulations and the Risk of Prompt Corrective Action8×
  6. 5Payment of dividends on common shares7×
  7. 6Enhancing Products and Services to Meet Customers' Diversifying Asset Management Needs6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Potential funding exposure from undrawn lending commitments | The Yamanashi Chuo Bank,Ltd. (8360) | Komori