Solutions for Local Businesses Based on Business Viability Assessments
First written in FY2017. 9 of 11 entries say "Advanced", first in FY2018. Latest entry: FY2026.
The whole theme swung hardest in 2017: 1 of 11 companies on the "Worse" side.
12 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「For business operators in the prefecture, the Bank shared issues from a medium- to long-term perspective with the aim of expanding business scale and earnings, proposed support programs tailored to each customer, and provided optimal consulting to meet their increasingly diverse needs.」
Support for regional companies took concrete form through consulting centered on customer-specific support programs and the sharing of medium- to long-term issues. - 2026-05-22AdvancedGeneral Meetings of Shareholders
「As of the end of March 2026, 68 employees, an increase of 11 from the previous year, had been certified as consulting personnel.」
The number of certified consulting professionals increased by 11 year on year to 68. - FY2025AdvancedAnnual report
「In particular, the Bank strengthened its business succession support structure, with more than 100 employees, mainly branch managers, obtaining the “M&A Senior Expert” qualification.」
Support for business viability assessments and regional companies progressed to business succession support and M&A qualification acquisition by more than 100 employees, mainly branch managers. - FY2023AdvancedAnnual report
「In Yamanashi Prefecture, the Bank worked to provide consulting tailored to the various life stages of its customers, leveraging the expertise and network of its group.」
Consulting offerings were developed to cover all life stages, from start-up through rehabilitation support and business succession, including decarbonization, overseas expansion, and recruitment services. - FY2022AdvancedAnnual report
「The Bank leveraged the expertise and network of its group to provide various consulting services to customers at different life stages, including the start-up, growth, stable, and business rehabilitation stages. These services covered business succession, M&A, use of public support programs, SDGs, ICT and DX, business plan development, recruitment, healthcare, entrepreneurship and start-ups, overseas business expansion, support for local industries, development of personnel evaluation systems, BCP planning, and real estate.」
The scope of consulting was expanded to cover each life stage, including start-up, growth, and rehabilitation, with support provided for business succession, M&A, DX, human resources, overseas expansion, and other areas. - FY2021AdvancedAnnual report
「In December 2020, the Bank established the Structured Finance Office to address customers’ increasingly sophisticated and diverse needs, and fully launched lending operations combining various financial techniques, including project finance and LBO loans.」
In addition to business viability assessments and consulting, the Bank established the Structured Finance Office and fully launched project finance and LBO loan operations. - FY2020AdvancedAnnual report
「In October 2019, the Bank obtained authorization to operate a fee-charging employment placement business and began providing recruitment services. By addressing the common customer issue of labor shortages, it supported business continuity and expansion.」
The scope of business viability assessments and consulting was expanded to recruitment services, supporting the business continuity and expansion of customers facing labor shortages. - FY2019AdvancedAnnual report
「The Bank strengthened its business viability assessment initiatives by organizing and understanding customers’ business conditions, including their business models and management issues, through in-depth dialogue, and by providing detailed solution-based sales and management improvement support.」
Dialogue based on business viability assessments, solution-based sales, and management improvement support were implemented as annual initiatives. - FY2018AdvancedAnnual report
「The Bank strengthened efforts to provide optimal solutions through business viability assessments and to revitalize the regional economy. In entrepreneurship and start-up support, it provided assistance with developing business plans and supporting business growth and development after launch through initiatives including the Yamanashi Chuo Bank “Start-up and Second Start-up School” and the “Entrepreneurship Seminar for Women.” In the agriculture and food-related sectors, it held initiatives including the “Agribusiness School” and the “Yamanashi Food Matching Fair.”」
The provision of solutions based on business viability assessments was expanded into several specific initiatives, including start-up support, agriculture and food-related support, and support for developing sales channels. - FY2018-Q2RestatedAnnual report
「The Bank actively worked to expand lending to mid-sized and small and medium-sized enterprises through solution-based sales grounded in “business viability assessments,” as well as to strengthen personal loans.」
The initiative to expand lending to regional companies through solution-based sales based on business viability assessments was reiterated. - FY2017First statedAnnual report
「To provide more sophisticated solutions to corporate and sole proprietor customers, the Bank will assign approximately half of the 50 employees who have spent the past 5 years working at regional companies to head-office divisions, strengthening support for branches involved in business viability assessments.」
Approximately half of the 50 employees with experience working at regional companies were assigned to head-office divisions, strengthening branch support based on business viability assessments.