Komori
The Yamanashi Chuo Bank (8360) · RiskReframed

Changes in financial functions driven by fintech and IT innovation

First written in FY2017. 2 of 3 entries say "Reframed", first in FY2018. Latest entry: FY2020.

3entries
4years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2017ReframedFY2018 – FY20202017: 120172018: 120182019: 020192020: 12020
Same theme, other companies
Deterioration in the Business Environment for Domestic Industries and Financial Institutions Due to Deflation, Changes in the Financial Environment and FintechA theme 24 companies write about · 25 as a headwind · 0 as a tailwind

The Yamanashi Chuo Bank moved to the "Worse" side of this theme in 2018, 2 years before the typical company in this theme (2020).

The whole theme swung hardest in 2020: 11 of 20 companies on the "Worse" side.

5 other companies' latest entry also says "Reframed".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 24 companies compared. The sentences above are computed from all 24.
Full recordFilings, disclosures and news, newest first
  1. FY2020ReframedAnnual report

    「Conventional financial functions and services are also undergoing major changes as digitalization progresses, bringing entry by companies from other industries and the expansion of a cashless society.」

    The risk assessment expanded from changes driven by fintech and digital technologies to structural changes in financial functions, including entry by companies from other industries and the shift to cashless payments.
  2. FY2018ReframedAnnual report

    「In the financial sector, securing stable earnings has become increasingly difficult under negative interest rate policy, while conventional financial functions and services are undergoing major changes as a result of innovative digital technologies.」

    The wording has been refined from changes driven by fintech and IT innovation to changes in financial functions and services driven by innovative digital technologies.
  3. FY2017First statedAnnual report

    「Conventional financial functions and services are undergoing major changes as a result of IT innovation symbolized by fintech (FinTech).」

    The risk of changes to conventional financial functions and services due to IT innovation, including fintech, is identified.
Moved together

"Risk of Fluctuations in Interest Rates, Securities Prices and Foreign Exchange Rates" moved the same way as this thread, in the same document, in 2 of its 3 moves.

22★12
  1. ★This thread
  2. 1Risk of Fluctuations in Interest Rates, Securities Prices and Foreign Exchange Rates2×
  3. 2Concern over the contraction of Yamanashi Prefecture’s economy due to population decline2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Yamanashi Chuo Bank yet.
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.