Administrative, Systems, Legal, Reputational, Human and Physical Asset Risks
First written in FY2017. 1 of 4 entries say "Restated". Latest entry: FY2026.
The Yamanashi Chuo Bank moved to the "Worse" side of this theme in 2026, 2 years after the typical company in this theme (2024).
The whole theme swung hardest in 2026: 4 of 9 companies on the "Worse" side.
0 other companies' latest entry also says "Reframed".
- FY2026Third-party risk addedAnnual report
「⑦ Third-party risk If a third party with which the Bank has a relationship, such as a contractual counterparty, suffers a cyberattack or other incident resulting in an information leak, the operations of the Bank Group may be adversely affected.」
In addition to the existing operational, systems and cyber risks, the disclosure explicitly identifies the risk of cyberattacks and information leaks through third parties such as contractual counterparties. - FY2025MitigatedAnnual report
「A dedicated cybersecurity organization established within the Bank Group collects and disseminates cyber threat intelligence and investigates and responds when cyberattacks are detected, working to improve security levels across the Bank Group.」
Specific measures addressing systems and cyber risk were established, including the collection and dissemination of threat intelligence and investigation and response when attacks are detected by a dedicated organization. - FY2018RestatedAnnual report
「Malfunctions in computer systems, including system outages or incorrect operation, unauthorized use of computers, data tampering, information leaks, unauthorized access resulting from cyberattacks, computer virus infections and other incidents may adversely affect the reputation and performance of the Bank Group.」
Operational risks, including system failures, information leaks and cyberattacks, continue to be listed. - FY2017First statedAnnual report
「Losses may arise if officers and employees of the Bank Group fail to perform operations accurately or cause accidents, misconduct or other incidents. Malfunctions in computer systems, unauthorized use of computers, data tampering, information leaks, unauthorized access resulting from cyberattacks, computer virus infections and other incidents may adversely affect the reputation and performance of the Bank Group.」
The disclosure lists operational errors and misconduct, system failures, information leaks and cyberattacks, as well as legal, reputational, personnel and tangible asset risks.