Capital Adequacy Regulations and the Risk of Prompt Corrective Action
First written in FY2017. 14 of 17 entries say "Worsened", first in FY2018. Latest entry: FY2026.
The Yamanashi Chuo Bank moved to the "Worse" side of this theme in 2018, the same year as the typical company in this theme.
The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.
8 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2026 was 9.84%, above the 4% required under domestic standards. If the ratio falls below that standard, the Financial Services Agency may issue various orders, including the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio decreased from 10.21% in the previous fiscal year to 9.84%, but remained above the 4% domestic standard. - 2026-05-14WorsenedEarnings
「The non-consolidated ratio decreased by 0.30 percentage points year on year to 9.39%, while the consolidated ratio decreased by 0.37 percentage points to 9.84%.」
The consolidated capital ratio under domestic standards declined from 10.21% to 9.84%, but remained above the required level of 4%. - FY2026-H1MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 9.95 10.14」
The consolidated capital adequacy ratio increased from 9.95% in the same period of the previous year to 10.14% at the end of the interim period, remaining above the 4% required under domestic standards. - FY2025MitigatedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2025 was 10.21%, above the 4% required under domestic standards」
The consolidated capital adequacy ratio increased from 10.05% in the previous fiscal year to 10.21%, remaining above the required level of 4%. - FY2025-H1WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 10.21 9.95」
The consolidated capital adequacy ratio decreased from 10.21% in the same period of the previous year to 9.95%. However, it remained above the 4% required under domestic standards. - FY2024WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2024 was 10.05%, above the 4% required under domestic standards. If the ratio falls below that standard, the Financial Services Agency may issue various orders, including the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio decreased from 10.72% in the previous fiscal year to 10.05%, but remained above the 4% required under domestic standards. - FY2023WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2023 was 10.72%, above the 4% required under domestic standards. If the ratio falls below that standard, the Financial Services Agency may issue various orders, including the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio decreased from 11.71% in the previous fiscal year to 10.72%. However, it remained above the 4% required under domestic standards. - FY2023-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 12.56 11.24」
The consolidated capital adequacy ratio decreased from 12.56% at the end of September 2021 to 11.24% at the end of September 2022. However, it remained above the 4% required under domestic standards. - FY2022WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2022 was 11.71%, above the 4% required under domestic standards. If the ratio falls below that standard, early corrective action will be initiated and the Financial Services Agency may order the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio decreased from 12.78% in the previous fiscal year to 11.71%, but remained above the 4% required under domestic standards. - FY2022-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 13.35 12.56」
The consolidated capital adequacy ratio under capital adequacy regulations decreased from 13.35% to 12.56%. - FY2021WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2021 was 12.78%, above the 4% required under domestic standards. If the ratio falls below that standard, early corrective action will be initiated and the Financial Services Agency may order the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio decreased from 13.22% in the previous fiscal year to 12.78%, but remained above the 4% required under domestic standards. - FY2021-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 13.50 13.35」
The consolidated capital adequacy ratio under domestic standards decreased from 13.50% at the end of September 2019 to 13.35% at the end of September 2020. However, it remained above the 4% required under domestic standards. - FY2020-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 14.13 13.50」
The consolidated capital adequacy ratio under domestic standards decreased from 14.13% in the same period of the previous year to 13.50%. However, it remained above the 4% required under domestic standards. - FY2019WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2019 was 13.80%, above the 4% required under domestic standards. If the ratio falls below that standard, early corrective action will be initiated and the Financial Services Agency may order the suspension of all or part of the Bank's operations.」
Although the consolidated capital adequacy ratio exceeded the 4% domestic standard, it decreased from 14.14% in the previous fiscal year to 13.80%. - FY2019-Q2WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 30 September 2017 15.65 30 September 2018 14.13」
Although the consolidated capital adequacy ratio exceeded the required level under domestic standards, it decreased from 15.65% in the same period of the previous year to 14.13%. - FY2018WorsenedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2018 was 14.14%, above the 4% required under domestic standards. If the ratio falls below that standard, early corrective action will be initiated and the Financial Services Agency may order the suspension of all or part of the Bank's operations.」
The consolidated capital adequacy ratio was 14.14%, above the 4% domestic standard, but decreased from 16.82% in the previous fiscal year. - FY2017First statedAnnual report
「The consolidated capital adequacy ratio for the fiscal year ended March 2017 was 16.82%, above the 4% required under domestic standards. If the ratio falls below that standard, early corrective action will be initiated and the Financial Services Agency may order the suspension of all or part of the Bank's operations.」
The disclosure compares the consolidated capital adequacy ratio of 16.82% with the 4% domestic standard and explains early corrective action as a risk if the ratio falls below the standard.