Komori
The Yamanashi Chuo Bank (8360) · InitiativeNet fees and commissions income and profit declined

Strengthening fee income by making fees and commissions income a core revenue stream

First written in FY2018. 17 of 26 entries say "Advanced", first in FY2019-Q2. Latest entry: FY2026.

26entries
9years
0from disclosures
Share on X
How it moved
ProgressHeldSoftenedWorseAdvancedFY2021-Q2 – FY2024OtherFY2025-H1 – FY20262018: 220182019: 420192020: 420202021: 320212022: 420222023: 320232024: 320242025: 220252026: 12026
Same theme, other companies
Expansion of fee revenue from asset management, real estate brokerage and other servicesA theme 16 companies write about · 0 as a headwind · 16 as a tailwind

2 other companies' latest entry also says "Other".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 16 companies compared. The sentences above are computed from all 16.
Full recordFilings, disclosures and news, newest first
  1. FY2026Net fees and commissions income and profit declinedAnnual report

    「For the consolidated fiscal year, net fees and commissions income declined by ¥510 million from the previous fiscal year to ¥11,426 million, mainly due to lower agency fee income from the sale of insurance and other products.」

    Net fees and commissions income declined from ¥11,937 million to ¥11,426 million, while net fees and commissions profit declined by ¥1,038 million from the previous fiscal year.
  2. FY2026-H1Net fees and commissions income and profit declinedAnnual report

    「For the six months ended the current interim period, net fees and commissions income declined by ¥51 million year on year to ¥5,884 million. Although fees for deposit-taking and lending services increased, securities-related business fees from the sale of investment trusts and other products and agency fees from the sale of insurance and other products declined.」

    Although fees for deposit-taking and lending services increased, net fees and commissions income declined by ¥51 million, and net fees and commissions also declined, due mainly to lower securities-related and insurance sales fees.
  3. FY2025Net fees and commissions income increased, while net fees and commissions profit declinedAnnual report

    「For the consolidated fiscal year, net fees and commissions income increased by ¥46 million from the previous fiscal year to ¥11,937 million. Although agency fees from the sale of insurance and other products declined, fees for deposit-taking and lending services and securities-related business fees from the sale of investment trusts and other products increased.」

    Net fees and commissions income increased by ¥46 million, but net fees and commissions profit declined by ¥183 million due to higher expenses.
  4. FY2025-H1Net fees and commissions income declined slightlyAnnual report

    「For the six months ended the current interim period, net fees and commissions income declined by ¥30 million year on year to ¥5,936 million. Although securities-related business fees from the sale of investment trusts and other products increased, agency fees from the sale of insurance and other products declined.」

    Although securities-related business fees increased, net fees and commissions income declined by ¥30 million year on year due to lower agency fees from insurance sales, among other factors.
  5. FY2024AdvancedAnnual report

    「Net fees and commissions profit (net fees and commissions) increased by ¥746 million from the previous fiscal year, mainly due to higher fee income from deposit-taking and lending services and higher agency fee income from the sale of insurance and other products.」

    Net fees and commissions profit increased by ¥746 million from the previous fiscal year due to higher fees for deposit-taking and lending services and insurance sales.
  6. FY2024-Q3AdvancedAnnual report

    「For the nine months ended the third quarter of the current fiscal year, net fees and commissions income increased by ¥920 million year on year to ¥8,918 million, mainly due to higher fees for deposit-taking and lending services and higher agency fees from the sale of insurance and other products.」

    Net fees and commissions income increased by ¥920 million year on year, mainly due to higher fees for deposit-taking and lending services and higher agency fees from insurance sales, among other factors.
  7. FY2024-Q1AdvancedAnnual report

    「For the three months ended the first quarter of the current fiscal year, net fees and commissions income increased by ¥536 million year on year to ¥3,019 million, mainly due to higher agency fees from the sale of insurance and other products and higher fees for deposit-taking and lending services.」

    Net fees and commissions income increased by ¥536 million year on year, driven by higher agency fees from insurance sales and higher fees for deposit-taking and lending services.
  8. FY2023AdvancedAnnual report

    「Net fees and commissions profit (net fees and commissions) increased by ¥321 million from the previous fiscal year, mainly due to higher agency fee income from the sale of insurance and other products.」

    Net fees and commissions profit increased by ¥321 million from the previous fiscal year to ¥8,546 million.
  9. FY2023-Q3AdvancedAnnual report

    「For the nine months ended the third quarter of the current fiscal year, net fees and commissions income increased by ¥337 million year on year to ¥7,997 million. Although securities-related business fees from the sale of investment trusts and other products declined, agency fees from the sale of insurance and other products increased.」

    Although securities-related fees from investment trust sales declined, net fees and commissions income increased by ¥337 million year on year due to higher agency fees from insurance and other product sales, among other factors.
  10. FY2023-Q2AdvancedAnnual report

    「For the six months ended the second quarter of the current fiscal year, net fees and commissions income increased by ¥36 million year on year to ¥5,183 million. Although securities-related business from investment trust sales declined, agency fees from the sale of insurance and other products increased.」

    Although securities-related business from investment trust sales declined, net fees and commissions income increased by ¥36 million year on year due to higher agency fees from insurance and other product sales, among other factors.
  11. FY2023-Q1AdvancedAnnual report

    「For the three months ended the first quarter of the current fiscal year, net fees and commissions income increased by ¥6 million year on year to ¥2,483 million, mainly due to higher fees for deposit-taking and lending services.」

    Net fees and commissions income increased by ¥6 million year on year, mainly due to higher fees for deposit-taking and lending services.
  12. FY2022AdvancedAnnual report

    「Net fees and commissions profit (net fees and commissions) increased by ¥1,263 million from the previous fiscal year, mainly due to higher fee income from deposit-taking and lending services and securities-related business fee income from the sale of investment trusts and other products.」

    Net fees and commissions profit increased by ¥1,263 million year on year, driven by higher fees for deposit-taking and lending services and higher fees from investment trust sales and other products.
  13. FY2022-Q3AdvancedAnnual report

    「For the nine months ended the third quarter of the current fiscal year, net fees and commissions income increased by ¥1,121 million year on year to ¥7,660 million, mainly due to higher securities-related business fees from the sale of investment trusts and other products and higher agency fees from the sale of insurance and other products.」

    Net fees and commissions income increased by ¥1,121 million year on year to ¥7,660 million, mainly due to higher securities-related business fees from investment trusts and other products and higher agency fees from insurance and other product sales.
  14. FY2022-Q2AdvancedAnnual report

    「For the six months ended the second quarter of the current fiscal year, net fees and commissions income increased by ¥846 million year on year to ¥5,146 million, mainly due to higher securities-related business fees from the sale of investment trusts and other products and higher agency fees from the sale of insurance and other products.」

    Net fees and commissions income increased by ¥846 million year on year, driven by higher securities-related business fees from investment trusts and other products and higher agency fees from insurance and other products.
  15. FY2022-Q1AdvancedAnnual report

    「For the three months ended the first quarter of the current fiscal year, net fees and commissions income increased by ¥503 million year on year to ¥2,477 million, mainly due to higher securities-related business fees from the sale of investment trusts and other products and higher agency fees from the sale of insurance and other products.」

    Net fees and commissions income increased by ¥503 million year on year, driven by higher securities-related business fees from investment trusts and other products and higher agency fees from insurance and other products.
  16. FY2021AdvancedAnnual report

    「For the consolidated fiscal year, net fees and commissions income increased by ¥661 million year on year to ¥9,380 million, mainly due to higher fees for deposit-taking and lending services and securities-related business fees from the sale of investment trusts and other products.」

    Net fees and commissions income increased by ¥661 million year on year to ¥9,380 million, with fees for deposit-taking and lending services and securities-related business fees both increasing.
  17. FY2021-Q2AdvancedAnnual report

    「For the six months ended the second quarter of the current fiscal year, net fees and commissions income increased by ¥38 million year on year to ¥4,300 million. Fees from deposit-taking and lending services and securities-related business fees from the sale of investment trusts and other products increased, more than offsetting the decline in agency fees from the sale of insurance and other products.」

    Although agency fees from insurance and other product sales declined, net fees and commissions income increased by ¥38 million year on year due to higher fees for deposit-taking and lending services and higher securities-related business fees from the sale of investment trusts and other products.
  18. FY2021-Q1Net fees and commissions decreased year on yearAnnual report

    「For the three months ended the first quarter of the current fiscal year, net fees and commissions income declined by ¥62 million year on year to ¥1,973 million, mainly due to lower agency fees from the sale of insurance and other products.」

    While the company has identified net fees and commissions income as a core revenue source and set out plans to strengthen fees and commissions, it declined year on year, mainly due to lower agency fees from insurance and other product sales.
  19. FY2020AdvancedAnnual report

    「For the consolidated fiscal year, net fees and commissions income increased by ¥334 million year on year to ¥8,718 million, mainly due to higher fees for deposit-taking and lending services.」

    Net fees and commissions income increased by ¥334 million year on year, mainly due to higher fees for deposit-taking and lending services.
  20. FY2020-Q3RestatedAnnual report

    「For the nine months ended the third quarter of the current fiscal year, net fees and commissions income increased by ¥56 million year on year to ¥6,356 million, mainly due to higher fees for deposit-taking and lending services.」

    The increase in net fees and commissions income has continued, driven by higher fees for deposit-taking and lending services.
  21. FY2020-Q2AdvancedAnnual report

    「For the six months ended the second quarter of the current fiscal year, net fees and commissions income increased by ¥86 million year on year to ¥4,262 million, mainly due to higher fees for deposit-taking and lending services.」

    Net fees and commissions income increased year on year, driven by higher fees for deposit-taking and lending services.
  22. FY2020-Q1Net fees and commissions income declined due to lower securities-related business feesAnnual report

    「For the three months ended the first quarter of the current fiscal year, net fees and commissions income declined by ¥27 million year on year to ¥2,035 million, mainly due to lower securities-related business fees from the sale of investment trusts and other products.」

    While the company has identified net fees and commissions income as a core revenue source and set out plans to strengthen fees and commissions, net fees and commissions income declined by ¥27 million year on year in the first quarter due to lower securities-related business fees from the sale of investment trusts and other products.
  23. FY2019RestatedAnnual report

    「Net fees and commissions profit (net fees and commissions) increased by ¥18 million from the previous fiscal year, mainly due to higher fee income from deposit-taking and lending services.」

    An annual increase in net fees and commissions profit was observed, driven by fee income from deposit-taking and lending services.
  24. FY2019-Q3AdvancedAnnual report

    「Net fees and commissions income increased by ¥87 million year on year to ¥4,504 million, mainly due to higher fees for deposit-taking and lending services. For the nine months ended the third quarter of the current fiscal year, net fees and commissions income increased by ¥93 million year on year to ¥6,300 million, mainly due to higher fees for deposit-taking and lending services.」

    Net fees and commissions income and net fees and commissions increased year on year, mainly due to higher fees for deposit-taking and lending services.
  25. FY2019-Q2AdvancedAnnual report

    「Net fees and commissions income increased by ¥132 million year on year to ¥2,962 million, mainly due to increases in fees for deposit-taking and lending services and fees from the sale of insurance and other products.」

    Net fees and commissions income increased year on year, driven by higher fees for deposit-taking and lending services and fees from the sale of insurance and other products.
  26. FY2018First statedAnnual report

    「We also regard net fees and commissions income as a core revenue source and will seek to strengthen various fees and commissions, focusing on the sale of financial products.」

    For the first time, a policy of positioning net fees and commissions income as a core revenue source and strengthening fees and commissions, particularly through financial product sales, was explicitly stated.
Moved together

"Increase in Deposits and Total Deposits" moved the same way as this thread, in the same document, in 14 of its 26 moves.

1412121099★123456
  1. ★This thread
  2. 1Increase in Deposits and Total Deposits14×
  3. 2Decline in Outstanding Loans12×
  4. 3Expanding Lending to Mid-Sized and Smaller Businesses and Strengthening Personal Loans12×
  5. 4Existence and Balance of Risk-Monitored Loans10×
  6. 5Impairment Losses Due to Falling Land Prices and Lower Operating Cash Flow9×
  7. 6Increase in cash and cash equivalents9×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Yamanashi Chuo Bank yet.
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.