Price history
¥2,925Latest+310.8%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview
Recurring subjects
No threads yetThis company's filings have not been read yet. We are adding them progressively.
Companies sharing a theme
News
Key numbersShowing 8 of 17
PER
42.3How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.PBR
0.86How many times the company's net assets? Around 1x is generally considered a benchmark.ROE
2.0%Earning power. A figure above 10% is generally considered good.Dividend yield
0.0%The annual dividend as a percentage of the share price.Market capitalization
¥126bnShare price × number of shares. The value of the entire company.Equity ratio
4.7%The proportion of assets funded by money that does not have to be repaid.Revenue growth (3 years)
13.1%The average annual growth in sales over the past three years.Forward P/E
12.61Forward P/E based on estimated earnings for the next fiscal year.What to watch next
Disclosure of progress toward the cumulative sustainable finance target for 2023-2030 of ¥500 billion, including ¥300 billion in environmental finance
Next earnings or annual disclosure, approximately from the fiscal year ending March 2027 onwardImpact MediumLikelihood Medium
Review of performance indicators for digital initiatives, including the Ryugin mobile banking app, CAFU, and the use of generative AI, such as the proportion of contracts completed without a branch visit, sales productivity, and efficiency gains
Full-year fiscal 2026 through results for the fiscal year ending March 2027Impact MediumLikelihood Medium
Business promotion following completion and grand opening of the new head office building, including growth in corporate and retail transactions and changes in fee income
April 2026 through full-year fiscal 2026Impact MediumLikelihood Low
Quantitative explanation of foreign-exchange and market risks, including the impact of foreign-currency-denominated assets and liabilities, hedging operations, and their contribution to earnings
Quarterly disclosure datesImpact HighLikelihood Medium
What to watch next
Who owns itTop holders total 34.0%
Listed holders 34.0%Everyone else 66.0%
The Master Trust Bank of Japan, Ltd. (Trust Account)12.92%
Custody Bank of Japan, Ltd. (Trust Account).5.40%
QR Fund Investment Limited Partnership3.11%
琉球銀行行員持株会2.64%
豊里 友成2.60%
STATE STREET BANK AND TRUST COMPANY 5052231.93%
BNP PARIBAS LUXEMBOURG/2S/JASDEC/FIM/LUXEMBOURG FUNDS/UCITS ASSETS1.51%
JP MORGAN CHASE BANK 3857811.35%
2 other listed holders2.52%
| Holder | Ownership (%) |
|---|---|
| The Master Trust Bank of Japan, Ltd. (Trust Account) | 12.92 |
| Custody Bank of Japan, Ltd. (Trust Account). | 5.40 |
| QR Fund Investment Limited Partnership | 3.11 |
| 琉球銀行行員持株会 | 2.64 |
| 豊里 友成 | 2.60 |
| STATE STREET BANK AND TRUST COMPANY 505223 | 1.93 |
| BNP PARIBAS LUXEMBOURG/2S/JASDEC/FIM/LUXEMBOURG FUNDS/UCITS ASSETS | 1.51 |
| JP MORGAN CHASE BANK 385781 | 1.35 |
| 2 other listed holders | 2.52 |
This company's documents
Filings
Timely disclosures
- 2026-10-16Notice Regarding Completion of Payment for the Disposal of Treasury Shares as Restricted Stock Incentives for the Group Employee Stock Ownership Association and Partial Forfeiture
- 2026-08-14Summary of Financial Results for the First Quarter of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)
- 2026-07-24Notice Regarding Unrealized Losses on Securities at the End of the First Quarter of the Fiscal Year Ending March 2027
- 2026-07-24Notice Regarding the Disposal of Treasury Shares as Restricted Stock Incentives for the Group’s Employee Stock Ownership Association
- 2026-07-17Notice of Completion of Payment for the Disposal of Treasury Shares as Restricted Stock Compensation
- 2026-06-24Notice Regarding the Disposal of Treasury Shares as Restricted Stock Compensation
- 2026-06-10Notice of Independent Officer Status
- 2026-05-30Other Matters Provided Electronically in Connection with the Notice of Convocation of the 2026 Ordinary General Meeting of Shareholders (Matters Omitted from the Delivered Document)
22 more
- 2026-05-30Notice of Convocation of the 2026 Annual General Meeting of Shareholders
- 2026-05-12Consolidated Financial Results for the Fiscal Year Ending March 2026 (Japanese GAAP)
- 2026-05-12Notice Regarding the Revision of Financial Targets under the Medium-Term Management Plan "Empower 2025"
- 2026-05-12Notice Regarding the Revision of the Shareholder Return Policy
- 2026-04-23Notice of Changes to Directors
- 2026-04-23Notice Concerning Unrealized Losses on Securities at the Fiscal Year-End of March 2026
- 2026-04-23Notice Regarding Expected Variance from Results for the Previous Fiscal Year
- 2026-04-23Notice Regarding Revisions to Earnings Forecasts and the Year-End Dividend Forecast (Increase)
- 2026-04-20Corporate Governance Report 2026/04/20
- 2026-02-10Summary of Financial Results for the Third Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2026-01-28Notice Concerning Unrealized Losses on Securities at the End of the Third Quarter of the Fiscal Year Ending March 2026
- 2025-11-11Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2025-11-05Notice regarding expected differences from the results for the same period of the previous fiscal year
- 2025-10-24Notice Regarding Revisions to Earnings Forecasts and Dividend Forecast
- 2025-08-13(Correction) Partial correction to the "Summary of Financial Results for the Fiscal Year Ended March 2025 [Japanese GAAP] (Consolidated)"
- 2025-08-13Summary of Financial Results for the First Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2025-05-13Summary of Consolidated Financial Results for the Fiscal Year Ended March 2025 under Japanese GAAP
- 2025-02-10Summary of Financial Results for the Third Quarter of the Fiscal Year Ending March 2025 [Japanese GAAP] (Consolidated)
- 2024-10-24Notice Regarding Revision of Earnings Forecasts
- 2024-08-13Summary of Financial Results for the First Quarter of the Fiscal Year Ending March 2025 [Japanese GAAP] (Consolidated)
- 2024-05-10Summary of Consolidated Financial Results for the Fiscal Year Ended March 2024 under Japanese GAAP
- 2024-02-07Summary of Financial Results for the Third Quarter of the Fiscal Year Ending March 2024 [Japanese GAAP] (Consolidated)
Threads
- 2026-10-16Incentive Design Through Stock Option Grants to Officers and Employees
- 2026-08-14Stimulating funding demand through financing that supports business partners' growth
- 2026-08-14Promoting the shift from savings to investment
- 2026-08-14Diversification of Revenue Sources and Expansion of Business Scope
- 2026-08-14Impact on Earnings and Financial Condition from Unexpected Interest-Rate Changes
- 2026-08-14Price Fluctuation Risk of Securities Held
- 2026-08-14Risk of Decline in Capital Adequacy Ratio
- 2026-08-14Increase in the Balance of Risk-Monitored Loans
91 more
- 2026-08-14Development of the IT Business Through Making 株式会社リウコム a Wholly Owned Subsidiary and Support for DX at Regional Companies
- 2026-06-17Policy of contributing to the regional economy as a core financial institution in Okinawa Prefecture
- 2026-06-17Enhancing Customer Value Through Stronger Front-Line Capabilities
- 2026-06-17Improving Productivity through IT Utilization and Systems Investment
- 2026-06-17Improving Convenience at Branches, ATMs and Through Internet Banking
- 2026-06-17Expansion of financial services centered on banking
- 2026-06-17Stable Dividend Policy Taking into Account Retained Earnings and Shareholder Returns
- 2026-06-17Capital Policy Focused on Enhancing Shareholder Value Over Time
- 2026-06-17Strengthening the Board of Directors’ Objectivity and Accountability Through the Involvement of Independent Officers
- 2026-06-17Credit Concentration Risk in the Okinawa Prefectural Economy and Specific Industries
- 2026-06-17Foreign Exchange Risk
- 2026-06-17Market Risk Associated with Derivatives Transactions
- 2026-06-17Funding Risk Arising from Deteriorating Market Conditions and Creditworthiness
- 2026-06-17Operational Risk Arising from Inaccurate or Inappropriate Administrative Procedures
- 2026-06-17Risk of Serious System Failures
- 2026-06-17Recoverability risk of deferred tax assets
- 2026-06-17Risk of changes in assumptions for retirement benefit obligations and pension assets
- 2026-06-17Shareholdings Held to Support Business Relationships and Contribute to Regional Economies
- 2026-06-17Expansion of Okinawa Prefecture's Economy Driven by Tourism and Improving Employment
- 2026-06-17Increase in Ordinary Income and Ordinary Profit, and Decrease in Profit Attributable to Owners of the Parent
- 2026-06-17Increase in Loans and Decline in Deposits and Securities
- 2026-06-17Flexible Capital Policy through Share Repurchases
- 2026-06-17Increase in Segment Revenue and Profit from Banking and Leasing
- 2026-06-17Refinement of the Method for Calculating Expected Loss Rates
- 2026-06-17Recognition of Impairment Losses on Operating and Idle Assets
- 2026-06-17Outstanding Undrawn Loan Commitments and Credit Risk Mitigation Management
- 2026-06-17Joint operations under the Okinawa Economic Revitalization Partnership with The Bank of Okinawa
- 2026-06-17Reputation risk from investments and financing that fail to take environmental and social considerations into account
- 2026-06-17Credit and operational impacts of physical and transition risks from climate change
- 2026-06-1760% reduction in Scope 1 and 2 GHG emissions by FY2030
- 2026-06-17Supporting Regional Decarbonization through ZEH-, ZEB- and BELS-Compliant Financing
- 2026-06-17Achieving a virtuous cycle in the regional economy through the Medium-Term Management Plan “Value2023”
- 2026-06-17Developing and Reskilling Specialist Talent and Improving the Workplace Environment through Human Capital Management
- 2026-06-17Signing the Principles for Responsible Banking (PRB) and Operating the Business with a Focus on ESG Impact
- 2026-06-17Circulation of Environmental Value Within Local Communities Through J-Credit Operations and Management
- 2026-06-17Risk of Information Leakage and Declining Performance by External Service Providers
- 2026-06-17Design of Performance-Linked Compensation Using ROE, Market Capitalization, and ESG
- 2026-06-17Change to accounting treatment without direct write-downs of bad debt
- 2026-06-17Improving ROE and Creating a Virtuous Cycle in Regional Economies through the Medium-Term Management Plan “Empower 2025”
- 2026-06-17Improving Operational Efficiency Through Generative AI and Data Utilization and Reallocating Human Capacity
- 2026-06-17Advancing Data-Driven Sales Through CRM/SFA “CAFU”
- 2026-06-17Long-Term Goals for Scope 3 Reduction and Sustainable Investment and Financing
- 2026-06-17Supporting regional healthcare through collaboration with medical associations on the succession of medical practices
- 2026-06-17Planned Adoption of Lease Accounting Standards from the Fiscal Year Ending March 2028
- 2026-05-30Group-Wide Internal Control and Risk Management Framework
- 2026-05-12Promoting Cashless Payments through the Ryugin Visa Debit Card and Merchant Network
- 2025-11-26Changes in the Management Environment and New Challenges Resulting from Negative Interest Rate Policies and Other Factors
- 2025-11-26Gradual Recovery in the Domestic Economy
- 2025-11-26Increase in Total Assets and Net Assets
- 2025-11-26Significant Increase in Cash and Cash Equivalents Due to Increases in Deposits and Other Factors
- 2024-11-26Dissolution and liquidation of Ryugin Business Service Co., Ltd.
- 2024-11-26Adoption of the accounting standard for corporate taxes
- 2024-06-25Risk to Revenue from Intensifying Competition in the Financial Industry
- 2024-06-25Continuation of Accounting Assumptions Regarding the Impact of COVID-19
- 2024-06-25Expanding Non-Face-to-Face Services Through Proprietary App Development and the TSUBASA Alliance
- 2024-06-25Risk of Deficiencies in Anti-Money Laundering and Counter-Terrorist Financing Frameworks
- 2024-06-25Climate Change Governance and Scenario Analysis by the Sustainability Committee
- 2024-06-25Review of the ALM Framework and Securities Investment in a Positive-Interest-Rate Environment
- 2024-06-25Joint business operations through the jointly funded company “ゆいパートナーサービス” with Okinawa Kaiho Bank
- 2024-06-25Business continuity and performance impact risks arising from geopolitical tensions around Okinawa Prefecture
- 2024-02-09Economic and Performance Impacts of the Spread of COVID-19
- 2023-02-13Risk of Changes in Laws, Regulations, Policies and Accounting Systems
- 2023-02-13Deterioration in Market Trading and Financing Conditions Due to a Rating Downgrade
- 2023-02-13Risk of customer and market-participant defection due to reputational damage and loss of credibility
- 2023-02-13Compliance Risk Arising from Non-Compliance with Laws and Regulations
- 2023-02-13Risk of Customer and Confidential Information Leakage
- 2023-02-13Risk of Business Performance Impact from Legal and Regulatory Violations and Litigation
- 2023-02-13Credit Card and Credit Guarantee Businesses as Reportable Segments
- 2023-02-13Business Continuity Risk from Natural Disasters, Including Major Typhoons and Large-Scale Earthquakes
- 2023-02-13Business Continuity Risk from the Spread of Infectious Diseases
- 2023-02-13Risk of Business Strategies Failing to Deliver
- 2023-02-13Application of the Accounting Standard for Fair Value Measurement
- 2022-06-28Realizing a Customer-Centric Revenue Model through “Customer Centric 2017”
- 2022-06-28Planned application of the Accounting Standard for Revenue Recognition in fiscal 2021
- 2022-06-28Provision of Funds through COVID-19 Response Financing
- 2022-06-28The true leading bank and customer-oriented earnings model under the Medium-Term Management Plan "SINKA 2020"
- 2022-06-28Supporting business continuity for business partners through an investment in 株式会社琉球キャピタル
- 2022-02-10Transition from a Defined-Benefit Corporate Pension Plan to a Defined-Contribution Pension Plan
- 2021-06-22Sustainable Growth and Enhancement of Corporate Value Over the Medium to Long Term
- 2021-06-22Business Scale and Earnings Targets for Fiscal 2017 in “Customer Centric 2017”
- 2019-06-27Raising Capital Through Public Offerings and Third-Party Allotments
- 2019-06-27Reducing funding costs through the early redemption of subordinated bonds
- 2017-11-24Strengthening Group Coordination and Local Presence by Making 株式会社琉球リース a Wholly Owned Subsidiary
- 2017-06-28Demonstrating the Group's collective strength under the Medium-Term Management Plan "Shared Value 2015"
- 2017-06-28Improving management efficiency and streamlining by bringing administrative outsourcing operations in-house
- 2017-02-10Expansion of the retail platform through making 株式会社OCS a wholly owned subsidiary
- 2017-02-10Dissolution and Liquidation of りゅうぎんオフィスサービス株式会社
- 2017-02-10Change in depreciation method for building fixtures and structures from the declining-balance method to the straight-line method
- 2017-02-10Building a 24/7/365 money transfer system using FinTech and blockchain
- 2016-06-28Development of New Financial Services through Collaboration with OCS
- 2016-06-28Sustainable Growth Through Transparent, Fair and Swift Decision-Making