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Bank of The Ryukyus,Limited (8399) · FactAdvanced

Credit Card and Credit Guarantee Businesses as Reportable Segments

First written in FY2021-Q3. 2 of 5 entries say "Advanced", first in FY2021. Latest entry: FY2023-Q3.

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3years
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2021-Q3AdvancedFY2021RestatedFY2022-Q2 – FY2023-Q12021: 320212022: 120222023: 12023
Same theme, other companies
Credit card and credit guarantee businesses established as an independent reportable segmentA theme 10 companies write about · 0 as a headwind · 3 as a tailwind

The whole theme swung hardest in 2024: 3 of 6 companies on the "Worse" side.

0 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2023-Q3AdvancedAnnual report

    「The Group had previously reported banking, leasing, credit card and credit guarantee businesses as its reportable segments. Following the consolidation of 株式会社リウコム as a subsidiary from the current third quarter of the consolidated fiscal year, it reviewed its reportable segments. As a result, it changed the method of presentation to add the IT business as a reportable segment in addition to the existing reportable segments.」

    Following the consolidation of 株式会社リウコム as a subsidiary, the IT business was added as an independent reportable segment.
  2. FY2023-Q1RestatedAnnual report

    「The Group had previously reported banking and leasing as its reportable segments. From the previous consolidated fiscal year, however, it changed the method of presentation to report the credit card and credit guarantee businesses, which had previously been included in Other, as reportable segments because their quantitative significance had increased.」

    The classification of the credit card and credit guarantee businesses as independent reportable segments has continued.
  3. FY2022-Q2RestatedAnnual report

    「The Group had previously reported banking and leasing as its reportable segments. From the previous consolidated fiscal year, however, it changed the method of presentation to report the credit card and credit guarantee businesses, which had previously been included in Other, as reportable segments because their quantitative significance had increased.」

    The classification of the credit card and credit guarantee businesses as independent reportable segments has continued.
  4. FY2021AdvancedAnnual report

    「The Group had previously reported banking and leasing as its reportable segments. From the current consolidated fiscal year, however, it has reported the credit card and credit guarantee businesses, which had previously been included in Other, as reportable segments because their quantitative significance had increased.」

    The credit card and credit guarantee businesses were reflected as independent reportable segments in the full-year financial information, finalizing the change in segment classification in the annual disclosure.
  5. FY2021-Q3First statedAnnual report

    「The Group had previously reported banking and leasing as its reportable segments. However, from the current third quarter of the consolidated fiscal year, it changed the method of presentation to report the credit card and credit guarantee businesses, which had previously been included in Other, as reportable segments because their quantitative significance had increased.」

    Because the credit card and credit guarantee businesses had become quantitatively significant, the Group changed the method of presentation from the current third quarter of the consolidated fiscal year to show them as independent reportable segments.
Moved together

"Stimulating funding demand through financing that supports business partners' growth" moved the same way as this thread, in the same document, in 2 of its 5 moves.

22★12
  1. ★This thread
  2. 1Stimulating funding demand through financing that supports business partners' growth2×
  3. 2Diversification of Revenue Sources and Expansion of Business Scope2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Credit Card and Credit Guarantee Businesses as Reportable Segments | Bank of The Ryukyus,Limited (8399) | Komori