Komori
Revision of earnings forecasts8399Bank of The Ryukyus,LimitedBanks

Notice Concerning Revisions to Earnings Forecast and Dividend Forecast

The forecasts for ordinary profit and net income for the six months ending September 2025 and the full fiscal year ending March 2026 were revised upward on both a consolidated and non-consolidated basis. The interim and year-end dividends were also raised from ¥20 to ¥27 per share, increasing the annual dividend forecast from ¥40 to ¥54.

Worth reading
54Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
90.8
%(個別・第2四半期累計の中間純利益増減率)
Wording
Conditional
How definitive the wording is.

Revised forecast

Fiscal year ending March 2026 · Cumulative second quarter, Full yearPrevious forecast published 13 May 2025
Ordinary incomeConsolidated / cumulative second quarter4,300→7,411million
+72.3%
Ordinary incomeConsolidated - full year9,500→11,500million
+21.1%
Ordinary incomeNon-consolidated / cumulative second quarter3,700→6,566million
+77.5%
Ordinary incomeNon-consolidated - full year8,000→10,500million
+31.3%
Profit attributable to owners of the parentConsolidated / cumulative second quarter2,900→5,285million
+82.2%
Profit attributable to owners of the parentConsolidated - full year6,500→8,000million
+23.1%
Profit attributable to owners of the parentNon-consolidated / cumulative second quarter2,500→4,769million
+90.8%
Profit attributable to owners of the parentNon-consolidated - full year5,400→7,500million
+38.9%
Net income per shareConsolidated / cumulative second quarter70.13→128.85yen and sen
+83.7%
Net income per shareConsolidated - full year157.18→195.02yen and sen
+24.1%
Net income per shareNon-consolidated / cumulative second quarter60.45→116.27yen and sen
+92.3%
Net income per shareNon-consolidated - full year130.58→182.83yen and sen
+40.0%

The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.

Reason for the revision

銀行単体において、貸出金利息や有価証券利息配当金の増加等を主因に本業のコア業務純益が順調に推移していることなどから、第2四半期累計期間の連結及び個別業績予想を上方修正する。通期の修正は主に第2四半期の修正によるもの。

Previous-period resultsConsolidated / cumulative second quarter Ordinary income ¥5,074 million; per-share figures in yen and sen / Interim net income ¥3,509 million; per-share figures in yen and sen / Interim net income per share ¥84.81 million; per-share figures in yen and sen / Consolidated - full year Ordinary income ¥8,328 million; per-share figures in yen and sen / Net income for the current fiscal year ¥5,751 million; per-share figures in yen and sen / Net income per share ¥139.03 million; per-share figures in yen and sen / Non-consolidated / cumulative second quarter Ordinary income ¥4,387 million; per-share figures in yen and sen / Interim net income ¥3,116 million; per-share figures in yen and sen / Interim net income per share ¥75.31 million; per-share figures in yen and sen / Non-consolidated - full year Ordinary income ¥6,965 million; per-share figures in yen and sen / Net income for the current fiscal year ¥4,975 million; per-share figures in yen and sen / Net income per share ¥120.27 million; per-share figures in yen and sen
Dividend forecast revisionEnd of the second quarter 20 円 00 銭から27 円 00 銭へ修正 / End of period 20 円 00 銭から27 円 00 銭へ修正 / Annual 40 円 00 銭から54 円 00 銭へ修正
Consolidated / non-consolidatedConsolidated / non-consolidated (standalone)
Revised forecast
ItemDetails
Ordinary incomeConsolidated / cumulative second quarter 4,300 / Consolidated - full year 9,500 / Non-consolidated / cumulative second quarter 3,700 / Non-consolidated - full year 8,000 → Consolidated / cumulative second quarter 7,411 / Consolidated - full year 11,500 / Non-consolidated / cumulative second quarter 6,566 / Non-consolidated - full year 10,500(Consolidated / cumulative second quarter 72.3% / Consolidated - full year 21.1% / Non-consolidated / cumulative second quarter 77.5% / Non-consolidated - full year 31.3%)
Profit attributable to owners of the parentConsolidated / cumulative second quarter 2,900 / Consolidated - full year 6,500 / Non-consolidated / cumulative second quarter 2,500 / Non-consolidated - full year 5,400 → Consolidated / cumulative second quarter 5,285 / Consolidated - full year 8,000 / Non-consolidated / cumulative second quarter 4,769 / Non-consolidated - full year 7,500(Consolidated / cumulative second quarter 82.2% / Consolidated - full year 23.1% / Non-consolidated / cumulative second quarter 90.8% / Non-consolidated - full year 38.9%)
Net income per shareConsolidated / cumulative second quarter 70.13 / Consolidated - full year 157.18 / Non-consolidated / cumulative second quarter 60.45 / Non-consolidated - full year 130.58 → Consolidated / cumulative second quarter 128.85 / Consolidated - full year 195.02 / Non-consolidated / cumulative second quarter 116.27 / Non-consolidated - full year 182.83
Fiscal Period CoveredFiscal year ending March 2026
Period CoveredCumulative second quarter, Full year
Publication date of previous forecast13 May 2025
Previous-period resultsConsolidated / cumulative second quarter Ordinary income ¥5,074 million; per-share figures in yen and sen / Interim net income ¥3,509 million; per-share figures in yen and sen / Interim net income per share ¥84.81 million; per-share figures in yen and sen / Consolidated - full year Ordinary income ¥8,328 million; per-share figures in yen and sen / Net income for the current fiscal year ¥5,751 million; per-share figures in yen and sen / Net income per share ¥139.03 million; per-share figures in yen and sen / Non-consolidated / cumulative second quarter Ordinary income ¥4,387 million; per-share figures in yen and sen / Interim net income ¥3,116 million; per-share figures in yen and sen / Interim net income per share ¥75.31 million; per-share figures in yen and sen / Non-consolidated - full year Ordinary income ¥6,965 million; per-share figures in yen and sen / Net income for the current fiscal year ¥4,975 million; per-share figures in yen and sen / Net income per share ¥120.27 million; per-share figures in yen and sen
Reason for the revision銀行単体において、貸出金利息や有価証券利息配当金の増加等を主因に本業のコア業務純益が順調に推移していることなどから、第2四半期累計期間の連結及び個別業績予想を上方修正する。通期の修正は主に第2四半期の修正によるもの。
Dividend forecast revisionEnd of the second quarter 20 円 00 銭から27 円 00 銭へ修正 / End of period 20 円 00 銭から27 円 00 銭へ修正 / Annual 40 円 00 銭から54 円 00 銭へ修正
Consolidated / non-consolidatedConsolidated / non-consolidated (standalone)
Items this document does not state (3)
Net SalesOperating profitDetails and amount of extraordinary loss

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

銀行単体で貸出金利息や有価証券利息配当金の増加などを主因に本業のコア業務純益が順調に推移しているため。通期の業績予想修正は主に第2四半期の修正によるもので、利益が当初予想を上回る見込みとなったことから配当予想も増額した。

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Notice Concerning Revisions to Earnings Forecast and Dividend Forecast | Bank of The Ryukyus,Limited (8399) timely disclosure | Komori