Reputation risk from investments and financing that fail to take environmental and social considerations into account
First written in FY2021. 4 of 6 entries say "Restated". Latest entry: FY2026.
7 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「The Ryukyu Bank Group has long worked to achieve a sustainable local community. To further advance these efforts, we have now established a Sustainable Investment and Lending Policy and will promote investment and lending based on the policy.」
Based on the Sustainable Investment and Lending Policy, we continue to invest in and lend to businesses with positive environmental and social impacts and restrict investment and lending to businesses with negative impacts. - FY2024MitigatedAnnual report
「The Ryukyu Bank Group has long worked to achieve a sustainable local community. To further advance these efforts, we have now established a Sustainable Investment and Lending Policy and will promote investment and lending based on the policy.」
We newly established a policy on investment and lending that considers environmental and social issues, systematising proactive investment and lending to businesses with positive impacts and restrictions on businesses with negative impacts. - FY2023-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no significant changes or new risks from the prior year's disclosure concerning reputational risk from lending and investment that fails to consider environmental and social issues. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no significant changes or new risks from the prior year's disclosure concerning reputational risk from lending and investment that fails to consider environmental and social issues. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no significant changes or new risks from the prior year's disclosure concerning reputational risk from lending and investment that fails to consider environmental and social issues. - FY2021First statedAnnual report
「If our group's initiatives significantly diverge from stakeholder expectations, this could affect our operations, business performance and financial condition through damage to our reputation and other factors.」
The disclosure identified the risk that, against a backdrop of environmental and social issues such as climate change, our consideration as a provider of finance could diverge from stakeholder expectations. It explained that lending to the fossil-fuel energy sector accounts for less than 1% of total lending.