Risk of Serious System Failures
First written in FY2016. 15 of 19 entries say "Restated". Latest entry: FY2026.
Bank of The Ryukyus,Limited moved to the "Worse" side of this theme in 2026, 1 year after the typical company in this theme (2025).
The whole theme swung hardest in 2020: 2 of 8 companies on the "Worse" side.
5 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「We have implemented technical and organizational safeguards in connection with the introduction of advanced technologies such as AI. However, if inappropriate output or errors in business processing occur, the operations, performance and financial condition of our banking group could be adversely affected.」
In addition to system failures and cyberattacks, the disclosure identifies inappropriate AI output and business-processing errors associated with the introduction of AI as new risks. - FY2024MitigatedAnnual report
「Our banking group established a Cyber Security Incident Response Team (CSIRT) to respond to cyberattacks and other threats from outside the group, and is working to ensure safe system operations and strengthen security through information sharing with external organizations, cyber-security training and measures to address system vulnerabilities.」
The disclosure details cyber-security measures including the CSIRT, information sharing with external organizations, training and vulnerability management. - FY2023-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding the risk of major system failures. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding the risk of major system failures. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks since the previous year's disclosure regarding the risk of major system failures. - FY2021MitigatedAnnual report
「We established a Cyber Security Incident Response Team (CSIRT) and are working to ensure safe system operations and strengthen security through measures including system vulnerability assessments and cyber-security training.」
The disclosure describes specific measures added to conventional system-failure controls, including establishing a CSIRT, conducting vulnerability assessments and providing cyber-security training. - FY2021-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding the risk of major system failures. - FY2021-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding the risk of major system failures. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding the risk of major system failures. - FY2020-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding the risk of major system failures. - FY2020-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding the risk of major system failures. - FY2020-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks since the previous fiscal year regarding the risk of major system failures. - FY2019-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks regarding the risk of major system failures. - FY2019-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding the risk of major system failures. - FY2018-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding the risk of major system failures. - FY2017-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding the risk of major system failures. - FY2017-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding the risk of major system failures. - FY2017-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or newly arising risks since the previous fiscal year regarding the risk of major system failures. - FY2016First statedAnnual report
「However, in the event of a major system failure or other such incident, the operations, performance and financial condition of our banking group could be adversely affected.」
The group has established system risk management policies and rules, backup arrangements and a crisis management plan.