Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Net interest income increased due to higher net interest income from loans and deposits resulting from higher loan yields, as well as higher interest and dividends on securities. Personnel expenses and operating expenses increased.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥4,365 million (YoY +24.9%) |
| Profit attributable to owners of the parent | ¥2,981 million (YoY +15.9%) |
| Net income per share | ¥72.71 |
| Equity ratio | End of the current fiscal period 4.7 / End of previous period 4.7 |
| Total assets | ¥3,151,302 million |
| Net assets | ¥146,607 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥14,900 million (YoY +14.1%) / Net income ¥10,000 million (YoY +10.1%) |
| Annual Dividend Forecast | ¥88 → ¥98 |
| Segment revenue | Banking ¥15,790 million, Leasing ¥5,140 million, Credit card business ¥772 million, Credit guarantees ¥95 million, IT Business ¥897 million |
| Segment profit | Banking ¥4,037 million, Leasing ¥263 million, Credit card business ¥172 million, Credit guarantees ¥75 million, IT Business ¥-11 million |
| Depreciation and amortization | ¥1,036 million |
| Impairment loss | 非開示 |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount Not disclosed / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥15 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 43,108,470 |
| Treasury Shares at Period-End | 2,102,046 |
| Factors Behind Changes in Business Performance | Net interest income increased due to higher net interest income from loans and deposits resulting from higher loan yields, as well as higher interest and dividends on securities. Personnel expenses and operating expenses increased. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to factors including higher interest on loans and interest and dividends on securities, while personnel expenses and operating expenses also increased. The increase in net interest income, driven by higher net interest income from loans and deposits due to higher loan yields and by higher interest and dividends on securities, contributed to the increase in ordinary profit.