Funding Risk Arising from Deteriorating Market Conditions and Creditworthiness
First written in FY2016. 15 of 19 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 3 of 15 companies on the "Worse" side.
3 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Our banking group continuously monitors trends in deposits and other items and has established response measures for when the risk materializes. We therefore believe that the impact on our liquidity position is limited.」
The disclosure reconfirms liquidity management through continuous monitoring of deposit trends, response measures and risk limits for net cash and deposits. - FY2024WorsenedAnnual report
「In fiscal 2023, in light of the failures of US financial institutions and other events, we enhanced our liquidity risk management because the spread of internet banking, mobile applications and other services raised concerns that funds could flow out at a rate exceeding previous assumptions. Specifically, we set risk limits for net cash and deposits and established new funding requirements based on deposit balances and other information for customers using internet banking and similar services.」
In light of the failures of US financial institutions and other events, the disclosure newly highlights concerns about outflows of funds through the internet exceeding assumptions and enhances risk limits and other controls. - FY2023-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks since the previous year's disclosure regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2021MitigatedAnnual report
「As we monitor trends in deposits and other items and have established response measures for when the risk materializes, we believe the impact on our liquidity position is limited.」
The disclosure assumes liquidity risk from a decline in deposits during an infectious disease outbreak, while stating that the impact is limited through monitoring deposit trends and implementing response measures. - FY2021-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2021-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2020-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2020-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2020-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks since the previous fiscal year regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2019-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2019-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2018-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2017-Q3RestatedAnnual report
「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure reconfirms that there are no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2017-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or new risks regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2017-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」
The disclosure states that there have been no material changes or newly arising risks since the previous fiscal year regarding funding risk due to deterioration in market conditions and creditworthiness. - FY2016First statedAnnual report
「If the performance, financial condition or credit ratings of our banking group deteriorate, or if market conditions change significantly, we may have difficulty securing the funds required for our operations, be forced to raise funds at significantly higher interest rates than usual, or face difficulty raising funds, which could adversely affect the operations, performance and financial condition of our banking group.」
The disclosure describes limit management for required liquidity and the deposit-to-loan ratio, as well as a response framework based on four levels of funding stress.