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Summary of Financial Results for the First Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Consolidated ordinary profit increased by ¥579 million year on year to ¥3,495 million, while quarterly net income attributable to owners of the parent increased by ¥542 million to ¥2,571 million. Higher net interest income, mainly due to increased loan yields, and the recognition of reversal gains on loan-loss allowances boosted profit.

Worth reading
32Immaterial
Scored from 3 of 6 sections
Direction
Improvement
Direction inferred from the company’s description.
Scale
579
¥ million
Wording
Definitive
How definitive the wording is.

Results for this period

First quarterConsolidatedJapanese GAAP
Ordinary income3,495¥ millionProgress 43.7%
Net income attributable to owners of the parent2,571¥ millionProgress 47.6%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Financial position at period-end
Total assets—
Equity ratioEquity ratio 10.1%vs. prior year-end +0.2pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥8,000 million
Net income¥5,400 million
Factors Behind Changes in Business Performance

貸出金利回りの上昇による預貸金収支の増加、有価証券利息配当金の増加等による資金利益の増加、貸倒引当金戻入益の計上。人件費等の経費の増加や株式等損益の減少は利益を押し下げた。

Breakdown of extraordinary income (loss)Extraordinary Gains and Losses ¥-2 million
Availability of Supplementary Financial Results MaterialsYes
Results for this period
ItemDetails
Fiscal Period ClassificationFirst quarter
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Ordinary income¥3,495 million
Profit attributable to owners of the parent¥2,571 million
Equity ratioEnd of the current fiscal period 10.13 / End of previous period 9.94
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥8,000 million / Net income ¥5,400 million
Breakdown of extraordinary income (loss)Extraordinary Gains and Losses ¥-2 million
Availability of Supplementary Financial Results MaterialsYes
Factors Behind Changes in Business Performance貸出金利回りの上昇による預貸金収支の増加、有価証券利息配当金の増加等による資金利益の増加、貸倒引当金戻入益の計上。人件費等の経費の増加や株式等損益の減少は利益を押し下げた。
Items this document does not state (28)
Period CoveredNet SalesOperating profitNet income per shareOperating MarginTotal assetsNet assetsCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastAnnual Dividend ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationImpairment lossDisclosure regarding the going concern assumptionChange in accounting policyChanges in the scope of consolidationMaterial subsequent eventsAvailability of Financial Results BriefingIssued Shares at Period-EndTreasury Shares at Period-End

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

貸出金利回りの上昇による預貸金収支の増加、有価証券利息配当金の増加等による資金利益の増加、貸倒引当金戻入益の計上があったため。一方、人件費等の経費増加や株式等損益の減少があった。

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Summary of Financial Results for the First Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated) | Bank of The Ryukyus,Limited (8399) timely disclosure | Komori