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Bank of The Ryukyus,Limited (8399) · InitiativeAdvanced

Improving Productivity through IT Utilization and Systems Investment

First written in FY2016. 10 of 12 entries say "Advanced", first in FY2017-Q2. Latest entry: FY2026.

12entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017 – FY20262016: 220162017: 220172018: 120182019: 120192020: 020202021: 120212022: 120222023: 020232024: 120242025: 020252026: 32026
Same theme, other companies

The whole theme swung hardest in 2021: 1 of 9 companies on the "Worse" side.

10 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 17 companies compared. The sentences above are computed from all 17.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「The bank considers it an important theme to improve ROE by thoroughly utilizing generative AI and data to improve operational efficiency and create capacity, then allocating that capacity on a priority basis to branch support and new business areas.」

    The bank set out a policy of linking generative AI and data utilization to operational efficiency improvements and reallocating personnel to branch support and new businesses. Capital expenditures in the banking business totaled ¥7,852 million.
  2. FY2024AdvancedAnnual report

    「In banking, the bank made capital expenditures, including systems-related investments, aimed at improving productivity through the acquisition of a temporary head office and the use of IT. As a result, capital expenditures in the banking business for the consolidated fiscal year totaled ¥12,850 million.」

    The bank acquired a temporary head office and invested in productivity improvements through IT utilization, with capital expenditures in the banking business totaling ¥12,850 million.
  3. FY2022AdvancedAnnual report

    「In banking, the bank made capital expenditures, including systems-related investments, aimed at improving productivity through the use of IT. As a result, capital expenditures in the banking business for the consolidated fiscal year totaled ¥1,793 million.」

    The bank made capital expenditures in the banking business aimed at utilizing IT, with investment for the fiscal year totaling ¥1,793 million.
  4. FY2021AdvancedAnnual report

    「As a result, capital expenditures in the banking business for the consolidated fiscal year totaled ¥2,863 million.」

    The bank made capital expenditures aimed at improving productivity through IT utilization, with capital expenditures in the banking business totaling ¥2,863 million for the fiscal year.
  5. FY2019AdvancedAnnual report

    「In banking, the bank made systems-related investments and invested in facilities for new branches, with the investments aimed at improving productivity through the use of IT. As a result, capital expenditures for the consolidated fiscal year totaled ¥3,055 million.」

    The bank invested in productivity improvements through IT utilization and in new branches, with capital expenditures for the fiscal year totaling ¥3,055 million.
  6. FY2018AdvancedAnnual report

    「In banking, the bank made systems-related investments aimed at improving productivity through the use of IT and invested in facilities for new branches. As a result, capital expenditures for the consolidated fiscal year totaled ¥2,815 million.」

    The bank made systems-related investments in new branch facilities and IT utilization, with capital expenditures for the fiscal year totaling ¥2,815 million.
  7. FY2017AdvancedAnnual report

    「In banking, the bank made systems-related investments aimed at improving productivity through the use of IT and investing in facilities for new branches. As a result, capital expenditures for the consolidated fiscal year totaled ¥2,606 million.」

    The bank made systems-related investments in new branch facilities and IT utilization, with capital expenditures for the fiscal year totaling ¥2,606 million.
  8. FY2017-Q3RestatedAnnual report

    「To expand its IT infrastructure, the bank provided approximately 1,000 smartphones to officers and employees at head office and branches in April 2016. In August 2016, it became the first bank in Japan to introduce the internet telephony service Skype for Business on all tablets distributed to branches, establishing a framework for direct communication with customers both inside and outside the bank.」

    The filing reiterates measures already implemented to establish a foundation for productivity improvements and customer service through IT utilization.
  9. FY2017-Q2AdvancedAnnual report

    「To expand its IT infrastructure, the bank provided approximately 1,000 smartphones to officers and employees at head office and branches in April 2016. In August 2016, it became the first bank in Japan to introduce the internet telephony service Skype for Business on all tablets distributed to branches, establishing a framework for direct communication with customers both inside and outside the bank.」

    The filing describes specific completed measures to expand the IT infrastructure, namely providing approximately 1,000 smartphones and introducing Skype for Business on all branch tablets.
  10. FY2016First statedAnnual report

    「In banking, the bank made systems-related investments aimed at improving productivity through the use of IT.」

    Capital expenditures for the fiscal year totaled ¥3,829 million. IT was explicitly identified as a means of improving productivity.
Moved together

"Stimulating funding demand through financing that supports business partners' growth" moved the same way as this thread, in the same document, in 8 of its 12 moves.

866644★123456
  1. ★This thread
  2. 1Stimulating funding demand through financing that supports business partners' growth8×
  3. 2Diversification of Revenue Sources and Expansion of Business Scope6×
  4. 3Policy of contributing to the regional economy as a core financial institution in Okinawa Prefecture6×
  5. 4Enhancing Customer Value Through Stronger Front-Line Capabilities6×
  6. 5Promoting the shift from savings to investment4×
  7. 6Risk of Decline in Capital Adequacy Ratio4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Bank of The Ryukyus,Limited yet. It last moved in the General Meetings of Shareholders of 2026-05-30: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Improving Productivity through IT Utilization and Systems Investment | Bank of The Ryukyus,Limited (8399) | Komori