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Revision of earnings forecasts8399Bank of The Ryukyus,LimitedBanks

Notice Regarding Revisions to the Earnings Forecast and Expected Differences from the Results for the Same Period of the Previous Year

The Company raised its consolidated and non-consolidated forecasts for ordinary income and interim net income for the cumulative second quarter of the fiscal year ending March 2027. Ordinary revenue is expected to exceed the previous year's result for the same period, but the full-year forecast is unchanged.

Worth reading
55In focus
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Direction
Improvement
Direction inferred from the company’s description.
Scale
33.1
%
Wording
Avoiding a definitive answer
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Revised forecast

Fiscal year ending March 2027 · Second quarter (cumulative)Previous forecast published 12 May 2026
Net Sales—→—million (ordinary income)
—
Ordinary income—→—million
—
Profit attributable to owners of the parent—→—million yen (interim net income)
—
Net income per share—→—yen
—

The bar length represents the relative magnitude of change, based on the item that changed the most in this document.

Reason for the revision

The Company will raise its consolidated and non-consolidated earnings forecasts because, among other factors, profit at the bank on a non-consolidated basis is expected to exceed the initial forecast due to increased interest on loans and interest and dividends on securities.

Previous-period resultsConsolidated: ordinary income ¥7,411 million, interim net income attributable to owners of the parent ¥5,285 million, interim earnings per share ¥128.85 / non-consolidated: ordinary income ¥6,566 million, interim net income ¥4,769 million, interim earnings per share ¥116.27. Ordinary revenue was ¥39,262 million on a consolidated basis and ¥27,138 million on a non-consolidated basis.
Consolidated / non-consolidatedConsolidated / Non-consolidated
Revised forecast
ItemDetails
Net SalesConsolidated ordinary revenue 6,808; non-consolidated ordinary revenue 5,555
Ordinary incomeConsolidated 6,300 / non-consolidated 5,900 → Consolidated 8,384 / non-consolidated 7,417(Consolidated 33.1% / non-consolidated 25.7%)
Profit attributable to owners of the parentConsolidated 4,300 / non-consolidated 4,100 → Consolidated 5,672 / non-consolidated 5,088(Consolidated 31.9% / non-consolidated 24.1%)
Net income per shareConsolidated ¥104.86 / non-consolidated ¥99.98 → Consolidated ¥138.29 / non-consolidated ¥124.05
Fiscal Period CoveredFiscal year ending March 2027
Period CoveredSecond quarter (cumulative)
Publication date of previous forecast12 May 2026
Previous-period resultsConsolidated: ordinary income ¥7,411 million, interim net income attributable to owners of the parent ¥5,285 million, interim earnings per share ¥128.85 / non-consolidated: ordinary income ¥6,566 million, interim net income ¥4,769 million, interim earnings per share ¥116.27. Ordinary revenue was ¥39,262 million on a consolidated basis and ¥27,138 million on a non-consolidated basis.
Reason for the revisionThe Company will raise its consolidated and non-consolidated earnings forecasts because, among other factors, profit at the bank on a non-consolidated basis is expected to exceed the initial forecast due to increased interest on loans and interest and dividends on securities.
Consolidated / non-consolidatedConsolidated / Non-consolidated
Items this document does not state (3)
Operating profitDetails and amount of extraordinary lossDividend forecast revision

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Because interest on loans and interest and dividends on securities at the bank on a non-consolidated basis are expected to increase, resulting in profit exceeding the initial forecast.

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Notice Regarding Revisions to the Earnings Forecast and Expected Differences from the Results for the Same Period of the Previous Year | Bank of The Ryukyus,Limited (8399) timely disclosure | Komori