Komori
Bank of The Ryukyus,Limited (8399) · RiskMitigated

Risk of Decline in Capital Adequacy Ratio

First written in FY2016. 13 of 30 entries say "Mitigated", first in FY2018-Q2. Latest entry: 2026-08-14.

30entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorse2016: 320162017: 320172018: 420182019: 420192020: 320202021: 320212022: 220222023: 220232024: 220242025: 120252026: 32026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 44 companies write about · 37 as a headwind · 13 as a tailwind

The whole theme swung hardest in 2017: 8 of 37 companies on the "Worse" side.

23 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 44 companies compared. The sentences above are computed from all 44.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-14MitigatedEarnings

    「利益の積み上げ等により、連結自己資本比率は2026年3月末比0.23ポイント上昇の10.24%となり、単体自己資本比率は2026年3月末比0.24ポイント上昇の9.82%となりました。」

    連結・単体の自己資本比率が前年度末から上昇した。
  2. FY2026MitigatedAnnual report

    「31 March 2026 1. Consolidated capital adequacy ratio (2/3) 9.99 1. Capital adequacy ratio (2/3) 9.58」

    The consolidated capital adequacy ratio was 9.99% and the standalone capital adequacy ratio was 9.58%, remaining well above the 4% domestic standard.
  3. 2026-05-12MitigatedEarnings

    「2026年3月末 9.58% 9.99% △0.13% 0.10%」

    国内基準の連結自己資本比率は9.99%となり、2025年3月末の9.94%を上回った。
  4. FY2026-H1MitigatedAnnual report

    「30 September 2025 1. Consolidated capital adequacy ratio (2/3) 10.17 2. Consolidated capital amount 1,464 3. Risk-weighted assets 14,397 4. Consolidated total required capital 575 30 September 2025 1. Capital adequacy ratio (2/3) 9.71 2. Standalone capital amount 1,266」

    The consolidated capital adequacy ratio at the end of the interim period was 10.17% and the standalone capital adequacy ratio was 9.71%, both up from the end of the previous fiscal year. Both also exceeded the 4% domestic standard.
  5. FY2025-H1Update of the interim equity ratioAnnual report

    「30 September 2024 1. Consolidated capital adequacy ratio (2/3) 9.65 2. Consolidated capital amount 1,417 3. Risk-weighted assets 14,683 4. Consolidated total required capital 587 Standalone capital adequacy ratio (domestic standards) 30 September 2024 1. Capital adequacy ratio (2/3) 9.23 2. Standalone capital amount 1,225」

    The consolidated capital adequacy ratio at the end of the interim period was 9.65%, up from 9.57% at the end of the previous fiscal year, while the standalone capital adequacy ratio was 9.23%.
  6. FY2024WorsenedAnnual report

    「31 March 2024 1. Consolidated capital adequacy ratio (2/3) 9.57 2. Consolidated capital amount 1,400」

    The consolidated capital adequacy ratio was 9.57%, down from 9.67% at the end of the previous fiscal year. However, it remained substantially above the domestic standard of 4%.
  7. FY2024-Q2MitigatedAnnual report

    「30 September 2023 1. Consolidated capital adequacy ratio (2/3) 9.86 2. Consolidated capital amount 1,396 3. Risk-weighted assets 14,163 4. Total required consolidated capital 566 Non-consolidated capital adequacy ratio (domestic standard) 30 September 2023 1. Capital adequacy ratio (2/3) 9.49」

    At the end of the interim period, the consolidated capital adequacy ratio was 9.86% and the non-consolidated capital adequacy ratio was 9.49%, up from 9.67% and 8.71%, respectively, at the end of the previous fiscal year. Both also remained above the domestic standard of 4% or more.
  8. FY2023-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding the risk of a decline in the capital adequacy ratio.
  9. FY2023-Q1RestatedAnnual report

    「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there have been no material changes or new risks since the previous year's disclosure regarding the risk of a decline in the capital adequacy ratio.
  10. FY2022MitigatedAnnual report

    「31 March 2022 1. Consolidated capital adequacy ratio (2/3) 9.67 1. Capital adequacy ratio (2/3) 8.71」

    The consolidated capital adequacy ratio was 9.67% and the non-consolidated capital adequacy ratio was 8.71%, both remaining above the domestic standard of 4%.
  11. FY2022-Q2MitigatedAnnual report

    「Consolidated capital adequacy ratio (domestic standard)                (Units: ¥100 million, %) 30 September 2021 1. Consolidated capital adequacy ratio (2/3) 9.59 2. Consolidated capital amount 1,340 3. Risk-weighted assets 13,965 4. Total required consolidated capital 558 Non-consolidated capital adequacy ratio (domestic standard)                (Units: ¥100 million, %) 30 September 2021 1. Capital adequacy ratio (2/3) 8.71」

    At the end of September 2021, the consolidated capital adequacy ratio was 9.59% and the non-consolidated capital adequacy ratio was 8.71%, both above the domestic standard of 4% or more.
  12. FY2021MitigatedAnnual report

    「31 March 2021 1. Consolidated capital adequacy ratio (2/3) 9.44 1. Capital adequacy ratio (2/3) 8.60」

    The consolidated capital adequacy ratio was 9.44% and the non-consolidated capital adequacy ratio was 8.60%, both above the domestic standard of 4%. They rose from 9.35% and 8.53%, respectively, in the previous disclosure.
  13. FY2021-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there are no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  14. FY2021-Q2MitigatedAnnual report

    「Consolidated capital adequacy ratio (domestic standard)                (Units: ¥100 million, %) 30 September 2020 1. Consolidated capital adequacy ratio (2/3) 9.35 2. Consolidated capital amount 1,296 Non-consolidated capital adequacy ratio (domestic standard)                (Units: ¥100 million, %) 30 September 2020 1. Capital adequacy ratio (2/3) 8.53」

    At the end of September 2020, the consolidated capital adequacy ratio was 9.35% and the non-consolidated capital adequacy ratio was 8.53%, both remaining above the domestic standard of 4% or more.
  15. FY2021-Q1RestatedAnnual report

    「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  16. FY2020-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there are no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  17. FY2020-Q2MitigatedAnnual report

    「30 September 2019 1. Consolidated capital adequacy ratio (2/3) 9.24 2. Consolidated capital amount 1,261 30 September 2019 1. Capital adequacy ratio (2/3) 8.47 2. Non-consolidated capital amount 1,111」

    The consolidated capital adequacy ratio rose from 9.07% at the end of the previous fiscal year to 9.24%, while the non-consolidated capital adequacy ratio was 8.47%. Both were above the domestic standard of 4% or more.
  18. FY2020-Q1RestatedAnnual report

    「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or new risks since the previous fiscal year regarding the risk of a decline in the capital adequacy ratio.
  19. FY2019WorsenedAnnual report

    「31 March 2019 1. Consolidated capital adequacy ratio (2/3) 9.07 2. Consolidated capital amount 1,236」

    The consolidated capital adequacy ratio declined from 9.40% at the end of the previous fiscal year to 9.07%. However, it remains above the domestic standard of 4% or more.
  20. FY2019-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there are no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  21. FY2019-Q2MitigatedAnnual report

    「30 September 2018 1. Consolidated capital adequacy ratio (2/3) 9.65 2. Consolidated capital amount 1,300」

    The consolidated capital adequacy ratio rose from 9.40% at the end of the previous fiscal year to 9.65%, while the non-consolidated capital adequacy ratio was 8.93%. Both were above the domestic standard.
  22. FY2019-Q1RestatedAnnual report

    「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  23. FY2018MitigatedAnnual report

    「31 March 2018 1. Consolidated capital adequacy ratio (2/3) 9.40 2. Consolidated capital amount 1,218」

    The consolidated capital adequacy ratio rose from 9.22% in the previous annual disclosure to 9.40%, remaining above the domestic standard of 4% or more.
  24. FY2018-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  25. FY2018-Q2MitigatedAnnual report

    「30 September 2017 1. Consolidated capital adequacy ratio (2/3) 9.67 30 September 2017 1. Capital adequacy ratio (2/3) 8.86」

    The consolidated capital adequacy ratio rose from 9.22% to 9.67%, while the non-consolidated capital adequacy ratio rose from 8.42% to 8.86%, remaining above the domestic standard of 4% or more. quantified is true and materialized is false.
  26. FY2017WorsenedAnnual report

    「Our banking group is required to maintain a capital adequacy ratio of at least 4%, the domestic standard prescribed in the Order Establishing Capital Adequacy Ratio Standards Pursuant to Article 14-2 of the Banking Act (Financial Services Agency Notification No. 19 of 2006).」

    Against the domestic standard of 4% or more, the disclosure reports a consolidated capital adequacy ratio of 9.22% and a non-consolidated capital adequacy ratio of 8.42%. Although these declined from 9.52% and 8.75%, respectively, in the previous disclosure, they remain above the minimum standard.
  27. FY2017-Q3RestatedAnnual report

    「During the cumulative third quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure reconfirms that there are no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  28. FY2017-Q2RestatedAnnual report

    「During the cumulative second quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or new risks regarding the risk of a decline in the capital adequacy ratio.
  29. FY2017-Q1RestatedAnnual report

    「During the cumulative first quarter under review, there were no material changes or newly arising risks from those described in the annual securities report for the previous fiscal year regarding business and other risks that could materially affect investors' decisions.」

    The disclosure states that there have been no material changes or newly arising risks since the previous fiscal year regarding the risk of a decline in the capital adequacy ratio.
  30. FY2016First statedAnnual report

    「Our banking group works to maintain an appropriate and sufficient level of capital adequacy. At present, our capital adequacy ratio is substantially above the minimum standard. However, the materialization of the various business and other risks described in this section could cause the capital adequacy ratio to decline.」

    Against the domestic standard of 4% or more, the disclosure reports a consolidated capital adequacy ratio of 9.52% and a non-consolidated capital adequacy ratio of 8.75%.
Moved together

"Stimulating funding demand through financing that supports business partners' growth" moved the same way as this thread, in the same document, in 11 of its 30 moves.

1186665★123456
  1. ★This thread
  2. 1Stimulating funding demand through financing that supports business partners' growth11×
  3. 2Diversification of Revenue Sources and Expansion of Business Scope8×
  4. 3Price Fluctuation Risk of Securities Held6×
  5. 4Stable Dividend Policy Taking into Account Retained Earnings and Shareholder Returns6×
  6. 5Credit Concentration Risk in the Okinawa Prefectural Economy and Specific Industries6×
  7. 6Incentive Design Through Stock Option Grants to Officers and Employees5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Bank of The Ryukyus,Limited yet. It last moved in the Earnings of 2026-08-14: "Mitigated".
News
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Risk of Decline in Capital Adequacy Ratio | Bank of The Ryukyus,Limited (8399) | Komori