Komori
Bank of The Ryukyus,Limited (8399) · FactMitigatedLatest Earnings (2026-08-14): "Worsened"

Increase in the Balance of Risk-Monitored Loans

First written in FY2017-Q3. 6 of 31 entries say "Mitigated", first in FY2024-Q2. Latest entry: 2026-08-14.

31entries
10years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseOtherFY2017-Q3 – FY2024-Q12017: 320172018: 420182019: 420192020: 320202021: 420212022: 320222023: 320232024: 320242025: 120252026: 32026
Same theme, other companies
Non-Performing Loan Resolution and Corporate Rehabilitation and Operational Improvement SupportA theme 13 companies write about · 3 as a headwind · 10 as a tailwind

The whole theme swung hardest in 2020: 3 of 10 companies on the "Worse" side.

3 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-14WorsenedEarnings

    「金融再生法開示債権(単体)は、破産更生債権及びこれらに準ずる債権は減少したものの、危険債権および要管理債権が増加した結果、開示債権比率は、前年度末比0.05ポイント増加の2.48%となりました。」

    開示債権合計は単体で前年度末比10億82百万円、連結で12億18百万円増加し、開示債権比率も上昇した。
  2. FY2026MitigatedAnnual report

    「Total ¥60,977 million ¥54,441 million」

    Total risk-monitored loans decreased from ¥60,977 million at the end of the previous fiscal year to ¥54,441 million.
  3. 2026-05-12MitigatedEarnings

    「リスク管理債権 合計 60,977 57,777 54,441 △ 3,336 △ 6,536」

    連結リスク管理債権の合計額は前年度末から減少し、総与信残高に占める割合も3.03%から2.58%へ低下した。
  4. FY2026-H1MitigatedAnnual report

    「Total ¥60,977 million ¥57,777 million」

    Total risk-monitored loans decreased from ¥60,977 million at the end of the previous fiscal year to ¥57,777 million at the end of the interim period.
  5. FY2025-H1WorsenedAnnual report

    「Bankrupt and rehabilitation claims and similar claims ¥10,831 million ¥11,404 million Doubtful claims ¥27,414 million ¥33,773 million Loans past due 3 months or more ¥875 million ¥1,011 million Restructured loans ¥8,867 million ¥6,621 million Total ¥47,988 million ¥52,812 million」

    Total risk-monitored loans increased from ¥47,988 million at the end of the previous fiscal year to ¥52,812 million at the end of the interim period. In particular, doubtful claims increased from ¥27,414 million to ¥33,773 million.
  6. FY2024MitigatedAnnual report

    「Total ¥49,287 million ¥47,988 million」

    Total risk-monitored loans decreased from ¥49,287 million at the end of the previous fiscal year to ¥47,988 million. However, doubtful claims increased from ¥19,481 million to ¥27,414 million.
  7. FY2024-Q3MitigatedAnnual report

    「Bankrupt and rehabilitation claims and similar claims ¥9,774 million ¥11,119 million Doubtful claims ¥19,481 million ¥22,906 million Loans past due 3 months or more ¥710 million ¥961 million Restructured loans ¥19,321 million ¥9,860 million Total ¥49,287 million ¥44,847 million」

    Total risk-monitored loans decreased from ¥49,287 million at the end of the previous fiscal year to ¥44,847 million at the end of the third quarter. Doubtful claims and loans past due 3 months or more increased, but restructured loans decreased substantially.
  8. FY2024-Q2MitigatedAnnual report

    「Bankrupt and rehabilitation claims and similar claims ¥9,774 million ¥10,085 million Doubtful claims ¥19,481 million ¥23,199 million Loans past due 3 months or more ¥710 million ¥906 million Restructured loans ¥19,321 million ¥10,972 million Total ¥49,287 million ¥45,164 million」

    Total risk-monitored loans decreased from ¥49,287 million at the end of the previous fiscal year to ¥45,164 million at the end of the interim period. Doubtful claims and loans past due 3 months or more increased, but restructured loans decreased substantially.
  9. FY2024-Q1Balance increased in the first quarterAnnual report

    「Bankrupt and rehabilitation claims and similar claims ¥9,774 million ¥9,680 million Doubtful claims ¥19,481 million ¥20,431 million Loans past due 3 months or more ¥710 million ¥1,092 million Restructured loans ¥19,321 million ¥18,417 million Total ¥49,287 million ¥49,621 million」

    Total risk-monitored loans increased from ¥49,287 million at the end of the previous fiscal year to ¥49,621 million at the end of the first quarter. Doubtful claims and loans past due 3 months or more increased, while restructured loans decreased.
  10. FY2023-Q3Balance increased in the third quarterAnnual report

    「Total ¥46,696 million ¥47,006 million」

    Total risk-monitored loans increased from ¥46,696 million at the end of the previous fiscal year to ¥47,006 million at the end of the third quarter.
  11. FY2023-Q1Balance increased in the first quarterAnnual report

    「Total ¥46,696 million ¥47,329 million」

    Total risk-monitored loans increased from ¥46,696 million at the end of the previous fiscal year to ¥47,329 million at the end of the first quarter. Restructured loans also increased from ¥17,937 million to ¥18,622 million.
  12. FY2022Balance decreased for the full fiscal yearAnnual report

    「Total ¥51,156 million ¥46,696 million」

    Total disclosed loans decreased from ¥51,156 million at the end of the previous fiscal year to ¥46,696 million. Restructured loans also decreased from ¥23,439 million to ¥17,937 million.
  13. FY2022-Q3Balance decreased in the third quarterAnnual report

    「Total ¥48,949 million ¥43,595 million」

    Total risk-monitored loans decreased from ¥48,949 million at the end of the previous fiscal year to ¥43,595 million at the end of the third quarter. Restructured loans also decreased from ¥23,430 million to ¥17,306 million.
  14. FY2022-Q2Balance decreased during the interim periodAnnual report

    「Total ¥48,949 million ¥44,168 million」

    Total risk-monitored loans decreased from ¥48,949 million at the end of the previous fiscal year to ¥44,168 million at the end of the interim period.
  15. FY2022-Q1Updated the first-quarter balance of risk-monitored loansAnnual report

    「Total ¥48,949 million ¥49,303 million」

    Total risk-monitored loans increased from ¥48,949 million at the end of the previous fiscal year to ¥49,303 million at the end of the first quarter.
  16. FY2021High loan balance throughout the fiscal yearAnnual report

    「Total ¥42,778 million ¥48,949 million」

    Total risk-monitored loans increased from ¥42,778 million at the end of the previous fiscal year to ¥48,949 million. Although this was down from ¥53,128 million at the end of the third quarter, it remained above the previous year's level.
  17. FY2021-Q3Sharp increase in risk-monitored loans in the third quarterAnnual report

    「Restructured loans ¥18,140 million ¥28,266 million Total ¥42,778 million ¥53,128 million」

    Total risk-monitored loans increased from ¥42,778 million at the end of the previous fiscal year to ¥53,128 million at the end of the third quarter. Restructured loans also increased from ¥18,140 million to ¥28,266 million.
  18. FY2021-Q2Sharp increase in risk-monitored loans in the first quarterAnnual report

    「Total ¥42,778 million ¥52,188 million」

    Total risk-monitored loans increased from ¥42,778 million at the end of the previous fiscal year to ¥52,188 million at the end of the interim period.
  19. FY2021-Q1Sharp increase in risk-monitored loans in the first quarterAnnual report

    「Total ¥42,778 million ¥50,810 million」

    Total risk-monitored loans increased from ¥42,778 million at the end of the previous fiscal year to ¥50,810 million at the end of the first quarter. Restructured loans also increased from ¥18,140 million to ¥25,755 million.
  20. FY2020-Q3Balance increased in the third quarterAnnual report

    「Total ¥28,127 million ¥29,558 million」

    The total balance of risk-monitored loans increased from ¥28.127 billion at the previous year-end to ¥29.558 billion at the end of the third quarter. Restructured loans also increased from ¥2.387 billion to ¥2.471 billion.
  21. FY2020-Q2Balance increased during the interim periodAnnual report

    「Total ¥28,127 million ¥30,585 million」

    The total balance of risk-monitored loans increased from ¥28.127 billion at the previous year-end to ¥30.585 billion at the end of the interim period. Restructured loans also increased from ¥2.387 billion to ¥3.162 billion.
  22. FY2020-Q1Balance increased in the first quarterAnnual report

    「Total ¥28,127 million ¥29,311 million」

    The total balance of risk-monitored loans increased from ¥28.127 billion at the previous year-end to ¥29.311 billion at the end of the first quarter. Restructured loans also increased from ¥2.387 billion to ¥3.286 billion.
  23. FY2019Balance decreased for the full fiscal yearAnnual report

    「Total ¥28,751 million ¥28,127 million」

    The total balance of risk-monitored loans decreased from ¥28.751 billion at the previous year-end to ¥28.127 billion. Restructured loans also decreased from ¥2.875 billion to ¥2.387 billion.
  24. FY2019-Q3Balance decreased in the third quarterAnnual report

    「Total ¥28,751 million ¥28,103 million」

    The total balance of risk-monitored loans decreased from ¥28.751 billion at the previous year-end to ¥28.103 billion at the end of the third quarter. Restructured loans also decreased from ¥2.875 billion to ¥2.598 billion.
  25. FY2019-Q2Balance decreased during the interim periodAnnual report

    「Total ¥28,751 million ¥27,678 million」

    The total balance of risk-monitored loans decreased from ¥28.751 billion at the previous year-end to ¥27.678 billion at the end of the interim period. Restructured loans also decreased from ¥2.875 billion to ¥2.462 billion.
  26. FY2019-Q1Balance decreased in the first quarterAnnual report

    「Total ¥28,751 million ¥28,393 million」

    The total balance of risk-monitored loans decreased from ¥28.751 billion at the previous year-end to ¥28.393 billion at the end of the first quarter. Restructured loans also decreased from ¥2.875 billion to ¥2.769 billion.
  27. FY2018Balance decreased for the full fiscal yearAnnual report

    「Total ¥30,898 million ¥28,751 million」

    The total balance of risk-monitored loans decreased from ¥30,898 million at the previous year-end to ¥28,751 million. Restructured loans also decreased from ¥3,486 million to ¥2,875 million.
  28. FY2018-Q3Balance decreased in the third quarterAnnual report

    「Total ¥30,898 million ¥29,354 million」

    The total balance of risk-monitored loans decreased from ¥30.898 billion at the end of the previous consolidated fiscal year to ¥29.354 billion at the end of the third quarter. Restructured loans also decreased from ¥3.486 billion to ¥3.285 billion.
  29. FY2018-Q2Balance decreased during the interim periodAnnual report

    「The totals of bankrupt loans, delinquent loans, loans delinquent for three months or more, and restructured loans are as follows. Total ¥30,898 million ¥29,905 million」

    The total balance of risk-monitored loans decreased from ¥30.898 billion at the end of the previous consolidated fiscal year to ¥29.905 billion at the end of the interim period. Meanwhile, restructured loans increased from ¥3.486 billion to ¥3.630 billion.
  30. FY2017Balance decreased for the full fiscal yearAnnual report

    「The totals of bankrupt loans, delinquent loans, loans delinquent for three months or more, and restructured loans are as follows.」

    The total balance of risk-monitored loans decreased from ¥31.559 billion at the previous year-end to ¥30.898 billion. Meanwhile, restructured loans increased from ¥2.879 billion to ¥3.486 billion.
  31. FY2017-Q3First statedAnnual report

    「Risk-monitored loans included in loans outstanding are as follows.」

    The total balance of risk-monitored loans increased from ¥31.559 billion at the end of the previous consolidated fiscal year to ¥32.808 billion at the end of the third quarter. By category, restructured loans increased from ¥2.879 billion to ¥6.763 billion.
Moved together

"Stimulating funding demand through financing that supports business partners' growth" moved the same way as this thread, in the same document, in 5 of its 31 moves.

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  1. ★This thread
  2. 1Stimulating funding demand through financing that supports business partners' growth5×
  3. 2Stable Dividend Policy Taking into Account Retained Earnings and Shareholder Returns5×
  4. 3Credit Concentration Risk in the Okinawa Prefectural Economy and Specific Industries5×
  5. 4Diversification of Revenue Sources and Expansion of Business Scope4×
  6. 5Risk of Decline in Capital Adequacy Ratio4×
  7. 6Development of the IT Business Through Making 株式会社リウコム a Wholly Owned Subsidiary and Support for DX at Regional Companies4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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No upcoming earnings preview for Bank of The Ryukyus,Limited yet. It last moved in the Earnings of 2026-08-14: "Worsened".
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