3768 · Information and Communications, Services and Others
2026-11-04T00:00:00.000 · Monthly close
Riskmonster.com is a corporate group providing a range of services centered on intercompany credit management. Its main business comprises the following 4 segments, with credit management services as its core business. While operating primarily in Japan, the group also provides business portal site services, including groupware, education-related services, BPO services, and other services including overseas operations. Under its long-term vision, Rismon G-30, the group has formulated its Ninth Medium-Term Management Plan for fiscal 2026–2028, targeting revenue of ¥4.5 billion, operating income of ¥500 million, and an EBITDA margin of 30% in fiscal 2028. Accordingly, it is implementing a medium-term plan beginning in fiscal 2026 and has adopted targets of 7% ROE and 3% DOE as its shareholder return policy. Details of business conditions, history, subsequent events, and material contracts are presented in separate sections.
134 records
The RM Commercial Registry Research Report is a service that provides research findings on commercial registry records in report form. Its launch in April 2025 is explicitly stated.
The Individual Search for Antisocial Forces Screening function searches individuals for antisocial forces screening. Its launch in April 2025 is explicitly stated.
The e-learning course addressing amendments to the Subcontracting Act and the Freelance Act is an educational service providing learning content on legal amendments and their implementation. It is listed as having been launched in June 2025.
Aggressive Monster is provided as a sales list creation service. It is stated to have been renewed in July 2025.
A credit management service that analyzes domestic and overseas corporate databases and databases of bankrupt companies, and provides RM ratings, RM credit limits and other information.
The service combines permissible amounts and other criteria based on member companies' financial strength and ratings to provide limits for credit decisions.
The cloud-based financial statement analysis system is a data analytics platform designed to support financial statement analysis and audits. Financial statement AI-OCR, for which a patent has been obtained, has also been introduced to enhance document reading and analysis.
J-MOTTO is provided as a groupware service, including customization and integration options in addition to its core functions. It is repeatedly identified as a core offering of the business portal site business.
This initiative uses a corporate information database for ChatGPT to provide information summaries and comments. ChatGPT plugin-related functionality is explicitly mentioned, expanding the presentation of information through conversational AI.
Risk Monster Industry-Specific Credit Review Notes, in its web app version, provides notes organizing industry-specific review perspectives and decision-making information. Its launch in May 2025 is explicitly stated.
The RM Chinese Corporate Compliance Check Report researches compliance-related information on Chinese companies and provides it in report form. Its launch in September 2025 is explicitly stated.
e-Credit Navigator is a credit management ASP, cloud service and related consulting offering that analyzes corporate databases and databases of bankrupt companies and provides RM ratings, RM credit limits and other information. It is a core product supporting the quantification and operation of credit decisions.