全面リニューアル of the Credit Management Service
First written in FY2022. 5 of 12 entries say "Advanced", first in FY2023-Q1. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026AdvancedAnnual report
「Total revenue from the credit management services business was ¥2,050.226 million, or 103.3% of the previous consolidated fiscal year’s level, and segment profit was ¥353.523 million, or 142.6%.」
Revenue and profit increased in the credit management service based on the proprietary database, and the Company promoted embedded business use, including continuous monitoring and API integration. - 2026-05-13AdvancedRevision of earnings forecasts
「By promoting the use of continuous monitoring services by existing members and workflow-integrated use, including API integration, we worked to increase customer spending and the rate of continued use.」
In the credit management services business, the company promoted continuous monitoring and workflow-integrated use through API integration, seeking to increase customer spending and continued usage rates. - FY2026-H1AdvancedAnnual report
「Segment profit exceeded the previous year’s level because revenue increased, and although the Company continued to strengthen the acquisition of corporate information to enhance the service system and proprietary database, fixed costs were reduced by writing off fixed assets at the end of the previous fiscal year that were no longer expected to be used, while other costs were also contained.」
Revenue from the credit management service was ¥984.051 million and segment profit was ¥172.786 million. Profit exceeded the previous year’s level, partly because fixed costs were reduced through the write-off of fixed assets. - FY2025-H1WorsenedAnnual report
「In the interim consolidated accounting period, total revenue from the credit management services business was ¥980.148 million, or 99.2% of the previous year’s level, and segment profit was ¥119.251 million, or 83.3%.」
Although new memberships and use of ｅ－与信ナビ after the price revision progressed as planned, lower use by existing members and higher corporate information acquisition costs and service system enhancement costs resulted in lower revenue and profit. - FY2024AdvancedAnnual report
「In June 2024, the “Commercial Registry PDF” was added to “ｅ－与信ナビ,” a credit assessment tool, expanding the data provided, and prices were revised downward by 25%.」
As a measure following the transition to services based on the proprietary database, the Company expanded the data provided and announced and implemented a 25% price reduction for “ｅ－与信ナビ.” - FY2024-Q3WorsenedAnnual report
「In the cumulative third quarter consolidated accounting period, total revenue from the credit management services business was ¥1,486.699 million, or 93.8% of the previous year’s level, and segment profit was ¥206.412 million, or 66.2%. Membership applications continued to exceed plan, and use of the antisocial forces screening heat map increased, but this was not sufficient to offset revenue from the members who had left in the previous fiscal year, resulting in lower revenue. Segment profit fell significantly below the previous year’s level because revenue declined, the Company continued to strengthen the acquisition of corporate information to enhance its proprietary database, increasing the related costs, and costs to enhance the service system and personnel expenses to strengthen service delivery also increased.」
Although membership applications and use of the antisocial forces screening heat map increased, the business could not offset revenue from members who had left, resulting in lower revenue. Profit also declined significantly owing to higher database acquisition costs, system enhancement costs and personnel expenses. - FY2024-Q2WorsenedAnnual report
「In the cumulative second quarter consolidated accounting period, total revenue from the credit management services business was ¥987.597 million, or 92.8% of the previous year’s level, and segment profit was ¥143.204 million, or 62.7%.」
Although membership applications for the credit management services business exceeded plan and use of the antisocial forces screening heat map increased, the business could not offset revenue from members who had left. Revenue declined, while higher database acquisition costs, system enhancement costs and personnel expenses also contributed to a significant fall in profit from the previous year. - FY2024-Q1WorsenedAnnual report
「Segment profit fell significantly below the previous year’s level because revenue declined, the Company continued to strengthen the acquisition of corporate information to enhance its proprietary database, increasing the related costs, and costs to enhance the service system and personnel expenses to strengthen service delivery also increased.」
Although the shift toward services centered on the proprietary database continued, lower revenue and higher costs for obtaining corporate information, enhancing the system and personnel expenses resulted in credit management service profit of ¥50.651 million, or 63.4% of the previous year’s level. - FY2023-Q3The benefits of the transition to the proprietary database and lower profit continuedAnnual report
「Segment profit was ¥311.876 million, or 83.5% of the previous year’s level. Although the cost of obtaining corporate information declined as services were shifted to a model centered on the proprietary database, revenue decreased, while costs to enhance the service system, personnel expenses to strengthen service delivery and marketing expenses increased.」
Although the transition to services centered on the proprietary database reduced the cost of obtaining corporate information, lower revenue and higher system enhancement costs, personnel expenses and marketing expenses caused profit from the credit management service to fall below the previous year’s level. - FY2023-Q2Benefits from the transition to the proprietary database coexist with lower revenueAnnual report
「Segment profit was ¥228.565 million, or 92.0% of the previous year’s level. Although the cost of obtaining corporate information declined as services were shifted to a model centered on the proprietary database, revenue decreased, while costs to enhance the service system, personnel expenses to strengthen service delivery and marketing expenses increased.」
Although the transition to services centered on the proprietary database reduced the cost of obtaining corporate information, lower revenue and higher system enhancement costs, personnel expenses and marketing expenses caused profit from the credit management service to fall below the previous year’s level. - FY2023-Q1AdvancedAnnual report
「Segment profit declined as the cost of obtaining corporate information decreased following the transition to services centered on our proprietary database, although」
The transition to services centered on the proprietary database progressed following the full-scale renewal, and a reduction in the cost of obtaining corporate information was confirmed. - FY2022First statedAnnual report
「Full renewal of the credit management service (February)」
The Company discontinued services incorporating corporate information from Tokyo Shoko Research and fully renewed the credit management service around its proprietary database.