Riskmonster.com

Riskmonster.com is a corporate group providing a range of services centered on intercompany credit management. Its main business comprises the following 4 segments, with credit management services as its core business. While operating primarily in Japan, the group also provides business portal site services, including groupware, education-related services, BPO services, and other services including overseas operations. Under its long-term vision, Rismon G-30, the group has formulated its Ninth Medium-Term Management Plan for fiscal 2026–2028, targeting revenue of ¥4.5 billion, operating income of ¥500 million, and an EBITDA margin of 30% in fiscal 2028. Accordingly, it is implementing a medium-term plan beginning in fiscal 2026 and has adopted targets of 7% ROE and 3% DOE as its shareholder return policy. Details of business conditions, history, subsequent events, and material contracts are presented in separate sections.