Price history
¥896Latest+31.0%
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Business overview
Recurring subjects
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Key numbersShowing 8 of 18
PER
27.06How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.PBR
0.55How many times the company's net assets? Around 1x is generally considered a benchmark.ROE
2.1%Earning power. A figure above 10% is generally considered good.Dividend yield
0.0%The annual dividend as a percentage of the share price.Market capitalization
¥30bnShare price × number of shares. The value of the entire company.Equity ratio
40.3%The proportion of assets funded by money that does not have to be repaid.Operating margin
66.0%The percentage of revenue remaining from the company’s core business.Revenue growth (3 years)
15.5%The average annual growth in sales over the past three years.What to watch next
Continued growth in earnings from the real estate leasing business, including higher occupancy, rents and property management income
From the next quarterly results through the next fiscal yearImpact MediumLikelihood Medium
Progress in the business development and monetization of ASAX America (US), including clearer disclosure of its consolidated/non-consolidated classification
The next 1–2 fiscal periodsImpact HighLikelihood Low
Disclosure of the impact of the core-system overhaul, including investments related to building the new core system, in terms of cost ratios and operating productivity
From the next fiscal year onwardImpact MediumLikelihood Medium
Practical responses to changes in the external environment, including money-lending regulations and interest-rate caps, with the impact on lending terms and profitability quantified
Linked to the timing of regulatory disclosures, from quarterly to annualImpact HighLikelihood Medium
What to watch next
Who owns itTop holders total 85.5%
Listed holders 85.5%Everyone else 14.5%
株式会社フレキシブル34.56%
Kusama Tsunefumi (草間 庸文)28.50%
HIKARI TSUSHIN,INC.7.51%
株式会社UH Partners 26.04%
諸藤 周平2.80%
株式会社山和2.34%
株式会社日本カストディ銀行 (Trust Account)1.60%
草間 康子0.82%
2 other listed holders1.36%
| Holder | Ownership (%) |
|---|---|
| 株式会社フレキシブル | 34.56 |
| Kusama Tsunefumi (草間 庸文) | 28.50 |
| HIKARI TSUSHIN,INC. | 7.51 |
| 株式会社UH Partners 2 | 6.04 |
| 諸藤 周平 | 2.80 |
| 株式会社山和 | 2.34 |
| 株式会社日本カストディ銀行 (Trust Account) | 1.60 |
| 草間 康子 | 0.82 |
| 2 other listed holders | 1.36 |
This company's documents
Filings
Timely disclosures
- 2026-09-29Statutory Post-Merger Disclosure Document (株式会社フォーサイト)
- 2026-08-24Statutory Pre-Merger Disclosure Document (株式会社フォーサイト)
- 2026-08-19Notice Regarding the Absorption-Type Merger of a Wholly Owned Subsidiary (Simplified Merger / Abbreviated Merger)
- 2026-08-07Notice of Independent Officer Status
- 2026-08-07Notice of Independent Officer Status
- 2026-08-06Notice Regarding the Financial Results of an Unlisted Parent Company
- 2026-08-06Financial Results for the First Quarter of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)
- 2026-07-02Corporate Governance Report 2026/07/02
35 more
- 2026-06-30Matters Concerning Controlling Shareholders
- 2026-06-02Notice of Convocation of the 57th Annual General Meeting of Shareholders and Meeting Materials
- 2026-05-15Notice Concerning Changes in Officers
- 2026-05-14(Correction) Partial correction to the "Notice Concerning Revision to Dividend Forecast (Dividend Increase)"
- 2026-05-13Notice Concerning Revision to Dividend Forecast (Increase in Dividend)
- 2026-05-13Financial Results for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2026-02-05Summary of Financial Results for the Third Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2025-11-10Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
- 2025-08-07Notice Regarding the Publication of Consolidated Earnings Forecasts in Connection with the Transition to Consolidated Financial Statements
- 2025-08-07Summary of Consolidated Financial Results for the First Quarter of the Fiscal Year Ending March 2026 (Japanese GAAP)
- 2025-07-18Corporate Governance Report 2025/07/18
- 2025-06-30Matters Concerning Controlling Shareholders
- 2025-06-03Notice of Convocation of the 56th Annual General Meeting of Shareholders and General Meeting Materials
- 2025-05-01Fiscal Year Ended March 2025: Financial Results〔Japanese GAAP〕(Non-consolidated)
- 2025-04-07Notice Regarding Personnel Changes
- 2025-04-04Notice Concerning Changes in Officers
- 2025-02-04Fiscal Year Ending March 2025: Third-Quarter Financial Results〔Japanese GAAP〕(Non-consolidated)
- 2024-10-31Financial Results for the Second Quarter (Six-Month Period) of the Fiscal Year Ended March 2025 [Japanese GAAP] (Non-consolidated)
- 2024-08-05Fiscal Year Ending March 2025: First-Quarter Financial Results〔Japanese GAAP〕(Non-consolidated)
- 2024-06-27Corporate Governance Report 2024/06/27
- 2024-06-26Matters Concerning Controlling Shareholders
- 2024-06-04Notice of Convocation for the 55th Annual General Meeting of Shareholders and Meeting Materials
- 2024-05-10Notice Concerning Changes in Officers
- 2024-05-10Notice Regarding Dividend from Retained Earnings
- 2024-05-01Notice Regarding the Financial Results of an Unlisted Parent Company
- 2024-05-01Notice Concerning Revision to Dividend Forecast (Increase in Dividend)
- 2024-05-012024年3月期 決算短信〔日本基準〕(非連結)
- 2024-01-312024年3月期 第3四半期決算短信〔日本基準〕(非連結)
- 2023-11-29Notice Concerning a Capital Increase by a Subsidiary (Resulting in It Becoming a Specified Subsidiary)
- 2023-10-31Summary of Financial Results for the Second Quarter of the Fiscal Year Ended March 2024 [Japanese GAAP] (Non-consolidated)
- 2023-10-23Notice Regarding Personnel Changes
- 2023-08-23Notice Concerning the Receipt of a Credit Rating
- 2023-08-07Notice Regarding Personnel Changes
- 2023-07-312024年3月期 第1四半期決算短信〔日本基準〕(非連結)
- 2023-06-30Corporate Governance Report 2023/06/30
Threads
- 2026-09-29Improving Management and Operational Efficiency by Consolidating the Real Estate Leasing Business
- 2026-08-06Sales expansion through proactive customer acquisition
- 2026-08-06Maintaining the loan balance with a focus on asset quality
- 2026-08-06Building a high-quality loan balance and strengthening the funding base
- 2026-08-06Risk of Real Estate Market Deterioration and Declining Collateral Values
- 2026-08-06Increase in funding costs due to higher funding rates
- 2026-08-06Downside risks to economic conditions stemming from the slowdown in emerging-market economies and the UK's EU withdrawal issue
- 2026-08-06Year-on-year increases in operating revenue and profit
62 more
- 2026-08-06Increase in other operating revenue driven by fee income and cancellation penalties
- 2026-07-02Strengthening Oversight Functions Through the Transition to a Company with an Audit and Supervisory Committee
- 2026-07-02Commitment to treating compliance as one of management's highest priorities
- 2026-07-02Strengthening Audit Functions through Collaboration among the Internal Audit Office, Audit and Supervisory Committee, and Accounting Auditor
- 2026-07-02Ensuring Proper Business Operations through the Establishment and Operation of Internal Control Systems
- 2026-07-02Visualizing the Board of Directors' Knowledge and Experience through a Skills Matrix
- 2026-06-30Protection of Minority Shareholders in Transactions with Controlling Shareholders
- 2026-06-23Steady growth through financial soundness and low-cost management
- 2026-06-23Expanding the Guarantee Business Through Partnerships with Financial Institutions
- 2026-06-23Shareholder returns targeting a payout ratio of approximately 20%
- 2026-06-23Loan loss risk arising from changes in collateral values and customers’ repayment capacity
- 2026-06-23Diversification of Funding Methods Through Borrowing and Receivables Securitization
- 2026-06-23Concentration of Stores in the Kanto Region and Natural Disaster and Event Risks
- 2026-06-23Exposure from Outstanding Debt Guarantees in the Guarantee Business
- 2026-06-23Replacement of Core Systems
- 2026-06-23Expansion of Fixed Assets Through the Acquisition of Rental Real Estate
- 2026-06-23Female Employee and Female Management Ratios: 2030 Targets
- 2026-06-23Expansion of Fixed Assets Due to an Increase in Held-to-Maturity Securities
- 2026-06-23Foreign exchange gains and derivative valuation losses associated with foreign-currency-denominated bonds and dollar funding
- 2026-06-23Commencement of Preparation of Interim Consolidated Financial Statements Following the Consolidation of ASAX America
- 2026-05-13Growth centered on the real estate-secured loan business as the core source of earnings
- 2026-05-13Building adjacent businesses by leveraging expertise in real estate-secured loans
- 2026-05-13Strengthening the corporate brand through greater name recognition
- 2025-11-12Change of Audit Firm
- 2025-06-24Stricter Credit Screening and Revaluation of Collateral Real Estate
- 2025-06-24Developing Sales Personnel through New-Graduate Recruitment and 3 Years of Training
- 2025-06-24Allocation of retained earnings to operating loans
- 2025-06-24Risk Management Under Risk Management Regulations and a Response Headquarters
- 2025-06-24Intensifying competition from new entrants, including companies from other industries and financial institutions
- 2025-06-24Risk of Customer Attrition from Negative Media Coverage and Rumors
- 2025-06-24Risk of Violations of the Moneylending Business Act and Other Laws and Regulatory Changes
- 2025-06-24Risk of a reduction in the maximum lending rate
- 2025-06-24Risk of Leakage or Misuse of Customer Information
- 2025-06-24Difficulty Raising Funds and Higher Funding Costs Due to Changes in the Financial Environment
- 2025-06-24Mitigation of interest rate risk through interest rate swaps and other instruments
- 2025-06-24Risk of Loss of Benefit of Time Due to Breach of Financial Covenants
- 2025-06-24Risks of System Failures, Unauthorized Access and Administrative Incidents
- 2025-06-24Human Resources Risk Associated with the New Graduate Hiring and Long-Term Development Model
- 2025-06-24Building Trust-Based Relationships with Stakeholders at the Core
- 2025-06-24Shareholder Returns Under the Shareholder Benefit Program
- 2025-06-24Daily cash management with a focus on maintaining an appropriate balance between liquidity on hand and interest-bearing debt
- 2025-06-24Business Continuity During the Pandemic Through Remote Work and Staggered Working Hours
- 2025-06-24Establishment of a Policy for Determining Directors’ Compensation
- 2025-06-24Transfer to the Standard Market Following the Tokyo Stock Exchange Market-Segment Review
- 2025-06-24Restructuring the store network through relocations and closures
- 2025-06-24Sustainability Management and Solving Social Issues Through Business Activities
- 2025-06-24Board-led framework for assessing sustainability issues and risks
- 2025-06-24Branch Disruptions and Rising Credit Costs Due to Climate Change and Natural Disasters
- 2025-06-24No Quantitative Sustainability Targets Currently Set; Disclosure When Materiality Increases
- 2025-06-24Recognizing the increase in loan demand associated with climate change measures as a business opportunity
- 2025-06-24Planned adoption of lease accounting standards for the fiscal year ending March 2028
- 2025-06-24Application of accounting standards for income taxes
- 2025-06-24Impact of the Introduction of the Special Defense Corporate Tax on Deferred Tax Assets
- 2024-11-08Expanding Sales Operations by Opening New Stores
- 2024-06-26Adoption of the Revenue Recognition Accounting Standard from the Fiscal Year Ending March 2022
- 2024-02-02Risk of losses from refunds relating to past excess interest
- 2023-06-29Risk of a deterioration in the real estate market and office closures due to COVID-19
- 2022-06-28Adoption of the accounting standard for fair value measurement from the fiscal year ending March 2022
- 2021-06-29Application of the Accounting Standard for Disclosure of Accounting Estimates from the Fiscal Year Ending March 2021
- 2020-06-26Application of the Accounting Standard for Disclosure of Accounting Policies from the Fiscal Year Ending March 2021
- 2019-06-27Lowering the Investment Unit and Improving Share Liquidity Through a Stock Split
- 2019-06-27Changes in the Presentation of Deferred Tax Assets Following Application of Amendments to the Tax-Effect Accounting Standard