Worth reading
46Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
11.3
営業収益の対前期増減率（%）Wording
Conditional
How definitive the wording is.Results for this period
Full year2024年４月１日〜2025年３月31日Non-consolidated (standalone)Japanese GAAPNet Sales7,519¥ millionYear on year +11.3%Progress 93.6%
Operating profit5,214¥ millionYear on year +9.9%Progress 98.2%
Ordinary income5,174¥ millionYear on year +2.2%Progress 98.1%
Net income attributable to owners of the parent3,386¥ millionYear on year +3.0%Progress 99.4%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share102.69円
Operating Margin69.3%
Financial position at period-end
Total assets118,272¥ million
of which net assets 49,054 ¥ millionEquity ratio 41.5%vs. prior year-end -0.8pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating-3,742
Investment-1,709
Financials+5,180
Net change-271
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥5,173 million
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥8,030 million (YoY +6.8%)
Operating profit¥5,310 million (YoY +1.8%)
Ordinary income¥5,272 million (YoY +1.9%)
Net income¥3,407 million (YoY +0.6%)
Annual Dividend Forecast¥20 → ¥20（0.0%）
Payout ratio19.5%（2025年３月期実績）、19.4%（2026年３月期予想）
Shareholder Return Policy配当性向は概ね20％
Factors Behind Changes in Business Performance
営業貸付金利息は期中平均貸付金残高の増加及び平均貸付金利の上昇等により増加。手数料収入・解約違約金も増加した一方、金融費用、広告宣伝費等が増加。
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Material subsequent eventsNo applicable matters.
Breakdown of extraordinary income (loss)Gain on sale of non-current assets ¥1,189 thousand, Gain on sale of membership rights ¥17,004 thousand
Depreciation and amortization¥89,652 thousand
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNo
Issued Shares at Period-End32,980,500
Treasury Shares at Period-End4,500
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Non-consolidated (standalone) |
| Period Covered | 2024年４月１日〜2025年３月31日 |
| Net Sales | ¥7,519 million (YoY +11.3%) |
| Operating profit | ¥5,214 million (YoY +9.9%) |
| Ordinary income | ¥5,174 million (YoY +2.2%) |
| Profit attributable to owners of the parent | ¥3,386 million (YoY +3.0%) |
| Net income per share | 102.69円 |
| Operating Margin | 69.3% |
| Equity ratio | End of the current fiscal period 41.5% / End of previous period 42.3% |
| Total assets | ¥118,272 million |
| Net assets | ¥49,054 million |
| Cash flows from operating activities | ¥-3,742 million |
| Cash flows from investing activities | ¥-1,709 million |
| Cash flows from financing activities | ¥5,180 million |
| Cash and cash equivalents at end of period | ¥5,173 million |
| Full-year earnings forecast | Net Sales ¥8,030 million (YoY +6.8%) / Operating profit ¥5,310 million (YoY +1.8%) / Ordinary income ¥5,272 million (YoY +1.9%) / Net income ¥3,407 million (YoY +0.6%) |
| Annual Dividend Forecast | ¥20 → ¥20（0.0%） |
| Payout ratio | 19.5%（2025年３月期実績）、19.4%（2026年３月期予想） |
| Shareholder Return Policy | 配当性向は概ね20％ |
| Depreciation and amortization | ¥89,652 thousand |
| Breakdown of extraordinary income (loss) | Gain on sale of non-current assets ¥1,189 thousand, Gain on sale of membership rights ¥17,004 thousand |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 32,980,500 |
| Treasury Shares at Period-End | 4,500 |
| Factors Behind Changes in Business Performance | 営業貸付金利息は期中平均貸付金残高の増加及び平均貸付金利の上昇等により増加。手数料収入・解約違約金も増加した一方、金融費用、広告宣伝費等が増加。 |
Items this document does not state (7)
Revision to Earnings ForecastSegment revenueSegment profitRegional salesOrders received and order backlogImpairment lossChanges in the scope of consolidation
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.営業貸付金残高や期中平均貸付金残高の増加、平均貸付金利の上昇、手数料収入・解約違約金の増加などにより営業収益が増加した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.