Worth reading
38Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
12.5
%Wording
Conditional
How definitive the wording is.Results for this period
Third quarter2024年４月１日～2024年12月31日Non-consolidated (standalone)Japanese GAAPNet Sales5,615¥ millionYear on year +12.5%Progress 77.5%
Operating profit3,924¥ millionYear on year +12.9%Progress 78.4%
Ordinary income4,027¥ millionYear on year +20.4%Progress 80.5%
Net income attributable to owners of the parent2,635¥ millionYear on year +21.6%Progress 81.0%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share79.92円
Financial position at period-end
Total assets115,033¥ million
of which net assets 48,303 ¥ millionEquity ratio 42.0%vs. prior year-end -0.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥7,242 million (YoY +7.2%)
Operating profit¥5,004 million (YoY +5.4%)
Ordinary income¥5,004 million (YoY -1.1%)
Net income¥3,254 million (YoY -1.1%)
Annual Dividend Forecast¥20.00 → ¥20.00（0.0）
Factors Behind Changes in Business Performance
期中平均貸付金残高の増加等による営業貸付金利息の増加、手数料収入及び解約違約金の増加、為替差損益及びデリバティブ評価損益の変動による営業外損益の改善。
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Breakdown of extraordinary income (loss)Extraordinary income Gain on sale of non-current assets ¥1,189 thousand, Gain on sale of membership rights ¥13,413 thousand / Extraordinary loss Not disclosed
Depreciation and amortization¥66,516 thousand
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End32,980,500 Shares
Treasury Shares at Period-End4,500 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Non-consolidated (standalone) |
| Period Covered | 2024年４月１日～2024年12月31日 |
| Net Sales | ¥5,615 million (YoY +12.5%) |
| Operating profit | ¥3,924 million (YoY +12.9%) |
| Ordinary income | ¥4,027 million (YoY +20.4%) |
| Profit attributable to owners of the parent | ¥2,635 million (YoY +21.6%) |
| Net income per share | 79.92円 |
| Equity ratio | End of the current fiscal period 42 / End of previous period 42.3 |
| Total assets | ¥115,033 million |
| Net assets | ¥48,303 million |
| Full-year earnings forecast | Net Sales ¥7,242 million (YoY +7.2%) / Operating profit ¥5,004 million (YoY +5.4%) / Ordinary income ¥5,004 million (YoY -1.1%) / Net income ¥3,254 million (YoY -1.1%) |
| Annual Dividend Forecast | ¥20.00 → ¥20.00（0.0） |
| Depreciation and amortization | ¥66,516 thousand |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on sale of non-current assets ¥1,189 thousand, Gain on sale of membership rights ¥13,413 thousand / Extraordinary loss Not disclosed |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 32,980,500 Shares |
| Treasury Shares at Period-End | 4,500 Shares |
| Factors Behind Changes in Business Performance | 期中平均貸付金残高の増加等による営業貸付金利息の増加、手数料収入及び解約違約金の増加、為替差損益及びデリバティブ評価損益の変動による営業外損益の改善。 |
Items this document does not state (15)
Operating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogImpairment lossChanges in the scope of consolidationMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.期中平均貸付金残高の増加により営業貸付金利息が増加し、手数料収入及び解約違約金の増加でその他の営業収益も増加しました。また、為替差損益及びデリバティブ評価損益の変動により営業外損益が改善しました。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.