Intensifying competition from new entrants, including companies from other industries and financial institutions
First written in FY2016. 29 of 30 entries say "Restated". Latest entry: FY2025.
The whole theme swung hardest in 2026: 31 of 91 companies on the "Worse" side.
- FY2025RestatedAnnual report
「However, going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2024RestatedAnnual report
「However, going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2024-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2024-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2023RestatedAnnual report
「Going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2023-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2023-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2023-Q1RestatedAnnual report
「During the six months ended [current first quarter], there was no emergence of new business or other risks, nor any material change in the business or other risks described in the annual securities report for the previous fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2022RestatedAnnual report
「However, going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2022-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2022-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2022-Q1RestatedAnnual report
「During the six months ended [current first quarter], there was no emergence of new business or other risks, nor any material change in the business or other risks described in the annual securities report for the previous fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2021RestatedAnnual report
「However, going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2021-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2021-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2021-Q1RestatedAnnual report
「During the six months ended [current first quarter], there was no emergence of new business or other risks, nor any material change in the business or other risks described in the annual securities report for the previous fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2020-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2020-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions. - FY2020-Q1RestatedAnnual report
「During the six months ended [current first quarter], there was no emergence of new business or other risks, nor any material change in the business or other risks described in the annual securities report for the previous fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2019RestatedAnnual report
「Going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company continues to identify intensifying competition to acquire customers due to new entrants, including companies in other industries and financial institutions, as a risk. - FY2019-Q3RestatedAnnual report
「During the cumulative third-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2019-Q2RestatedAnnual report
「During the cumulative second-quarter period, there were no new business risks and no material changes in the business risks described in the annual securities report for the preceding fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2019-Q1RestatedAnnual report
「During the six months ended [current first quarter], there was no emergence of new business or other risks, nor any material change in the business or other risks described in the annual securities report for the previous fiscal year.」
The Company considers that there have been no material changes in the risk of intensifying competition due to new entrants, including companies in other industries and financial institutions. - FY2018-Q3RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
The Company continues to be concerned about intensifying competition to acquire customers. - FY2018-Q2RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
The Company continues to be concerned about intensifying competition to acquire customers. - FY2018-Q1RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
While continuing to be concerned about intensifying competition to acquire customers, the Company continues to develop its customer base with emphasis on the quality of its receivables. - FY2017-Q3RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
The Company continues to be concerned about intensifying competition to acquire customers. - FY2017-Q2RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
The Company continues to be concerned about intensifying competition to acquire customers. - FY2017-Q1RestatedAnnual report
「Against this backdrop, despite concerns over intensifying competition for customer acquisition, we continued to acquire customers with the soundness of receivables as our priority, as before.」
The Company continues to be concerned about intensifying competition to acquire customers. - FY2016First statedAnnual report
「Going forward, if competition to acquire customers intensifies as companies from other industries or the same industry, including financial institutions, enter this market, and the Company is unable to acquire enough high-quality customers or loses high-quality customers to competitors, this may affect its financial condition and operating results.」
The Company identifies difficulty acquiring and the loss of high-quality customers due to new entrants as a competitive risk.