Komori
T

THE TOCHIGI BANK,LTD.

8550BanksMid cap
1,001JPY-16.3%
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Price history
¥1,001Latest+475.3%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

The business described in this report is the financial services business of the "Bank Group," centered on banking as a corporate entity. In addition to banking, it includes related services such as financial instruments business, leasing, credit guarantees, card services, and the generation and sale of renewable energy. Japan is its primary market, and contributing to the regional economy, particularly in Tochigi and Saitama prefectures, is a core management priority. Its sustainability initiatives include a Sustainability Policy and 3 basic policies (Environmental Policy, Human Rights Policy, and Investment and Financing Policy for the Creation of a Sustainable Society), endorsement of the TCFD Recommendations, the establishment of a Sustainability Promotion Committee, and initiatives addressing the environment, human capital, and social issues. The Group seeks to support the sustainable development of local communities and enhance corporate value as a regional financial institution by strengthening earnings through digitalization and DX/AI initiatives, improved capital efficiency, and increased fee income from M&A and business succession services.

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Key numbersShowing 8 of 17
PER
51.85How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
0.66How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
1.3%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥110bnShare price × number of shares. The value of the entire company.
Equity ratio
4.8%The proportion of assets funded by money that does not have to be repaid.
Revenue growth (3 years)
14.1%The average annual growth in sales over the past three years.
Forward P/E
12.19Forward P/E based on estimated earnings for the next fiscal year.
What to watch next
Concrete progress in digitalization, including the plan to build generative AI and AI agents, with disclosure of business-efficiency and customer-touchpoint KPIs
Impact MediumLikelihood Medium
Further development of the Sustainability Promotion Committee's operations and TCFD/decarbonization initiatives, including updates to reporting structures and disclosures
Impact LowLikelihood Medium
Scheduled completion of the new head office building in August 2026, including the recognition of one-time costs, the start of depreciation and the ramp-up of facility operations
Around August 2026Impact MediumLikelihood Medium
Transition to a company with an audit and supervisory committee, subject to approval at the 25 June 2026 general meeting of shareholders, and implementation of the new governance structure
Late June 2026Impact LowLikelihood Medium
What to watch next
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Who owns itTop holders total 37.3%
Listed holders 37.3%Everyone else 62.7%
The Master Trust Bank of Japan, Ltd. (Trust Account)13.45%
株式会社日本カストディ銀行 (Trust Account)5.00%
STATE STREET BANK AND TRUST COMPANY 505001 (standing proxy: 株式会社みずほ銀行決済営業部)4.05%
栃木銀行行員持株会4.01%
BNY GCM CLIENT ACCOUNT JPRD AC ISG(FE-AC)2.71%
Takahashi Kei (高橋 慧)2.34%
栃木銀行1.72%
明治安田生命保険相互会社1.34%
2 other listed holders2.63%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd. (Trust Account)13.45
株式会社日本カストディ銀行 (Trust Account)5.00
STATE STREET BANK AND TRUST COMPANY 505001 (standing proxy: 株式会社みずほ銀行決済営業部)4.05
栃木銀行行員持株会4.01
BNY GCM CLIENT ACCOUNT JPRD AC ISG(FE-AC)2.71
Takahashi Kei (高橋 慧)2.34
栃木銀行1.72
明治安田生命保険相互会社1.34
2 other listed holders2.63
This company's documents
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