Price history
¥1,001Latest+475.3%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview
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Key numbersShowing 8 of 17
PER
51.85How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.PBR
0.66How many times the company's net assets? Around 1x is generally considered a benchmark.ROE
1.3%Earning power. A figure above 10% is generally considered good.Dividend yield
0.0%The annual dividend as a percentage of the share price.Market capitalization
¥110bnShare price × number of shares. The value of the entire company.Equity ratio
4.8%The proportion of assets funded by money that does not have to be repaid.Revenue growth (3 years)
14.1%The average annual growth in sales over the past three years.Forward P/E
12.19Forward P/E based on estimated earnings for the next fiscal year.What to watch next
Concrete progress in digitalization, including the plan to build generative AI and AI agents, with disclosure of business-efficiency and customer-touchpoint KPIs
Impact MediumLikelihood Medium
Further development of the Sustainability Promotion Committee's operations and TCFD/decarbonization initiatives, including updates to reporting structures and disclosures
Impact LowLikelihood Medium
Scheduled completion of the new head office building in August 2026, including the recognition of one-time costs, the start of depreciation and the ramp-up of facility operations
Around August 2026Impact MediumLikelihood Medium
Transition to a company with an audit and supervisory committee, subject to approval at the 25 June 2026 general meeting of shareholders, and implementation of the new governance structure
Late June 2026Impact LowLikelihood Medium
What to watch next
Who owns itTop holders total 37.3%
Listed holders 37.3%Everyone else 62.7%
The Master Trust Bank of Japan, Ltd. (Trust Account)13.45%
株式会社日本カストディ銀行 (Trust Account)5.00%
STATE STREET BANK AND TRUST COMPANY 505001 (standing proxy: 株式会社みずほ銀行決済営業部)4.05%
栃木銀行行員持株会4.01%
BNY GCM CLIENT ACCOUNT JPRD AC ISG(FE-AC)2.71%
Takahashi Kei (高橋 慧)2.34%
栃木銀行1.72%
明治安田生命保険相互会社1.34%
2 other listed holders2.63%
| Holder | Ownership (%) |
|---|---|
| The Master Trust Bank of Japan, Ltd. (Trust Account) | 13.45 |
| 株式会社日本カストディ銀行 (Trust Account) | 5.00 |
| STATE STREET BANK AND TRUST COMPANY 505001 (standing proxy: 株式会社みずほ銀行決済営業部) | 4.05 |
| 栃木銀行行員持株会 | 4.01 |
| BNY GCM CLIENT ACCOUNT JPRD AC ISG(FE-AC) | 2.71 |
| Takahashi Kei (高橋 慧) | 2.34 |
| 栃木銀行 | 1.72 |
| 明治安田生命保険相互会社 | 1.34 |
| 2 other listed holders | 2.63 |
This company's documents
Filings
Timely disclosures
- 2026-07-30Fiscal Year Ending March 2027 First-Quarter Financial Results Presentation
- 2026-07-30Financial Results for the First Quarter of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)
- 2026-07-16Report on Corporate Governance 2026/07/16
- 2026-06-30Corporate Governance Report 2026/06/30
- 2026-06-26Articles of Incorporation 2026/06/25
- 2026-06-25Changes to Officers and Their Assigned Duties
- 2026-06-08Notification of Independent Officers
- 2026-06-01Other Matters Subject to Electronic Provision for the 123rd Ordinary General Meeting of Shareholders (Matters Omitted from the Documents Delivered)
7 more
- 2026-06-01Notice of Convocation of the 123rd Annual General Meeting of Shareholders
- 2026-05-13Notice Regarding Changes in Officers
- 2026-05-13Financial Results Briefing Materials for the Fiscal Year Ending March 2026
- 2026-05-13Financial Results for the Fiscal Year Ending March 2026 (Japanese GAAP) (Consolidated)
- 2026-05-13Notice Regarding a Dividend Increase and a Change in the Shareholder Return Policy
- 2026-05-13Notice Concerning Partial Amendments to the Articles of Incorporation
- 2026-03-26Notice Regarding the Transition to a Company with an Audit and Supervisory Committee
Threads
- 2026-09-14Supporting SMEs and Revitalizing the Regional Economy
- 2026-09-14Shareholdings for Business Relationships and Business Alliances
- 2026-07-30Expanding the Lending Platform Through a Thoroughgoing Retail Strategy
- 2026-07-30Stable Funding Through a Diversified Deposit Base
- 2026-07-30Stable Investment in Securities, Primarily Government Bonds
- 2026-07-30Maintaining stable dividends
- 2026-07-30Increase in Nonperforming Loans and Credit Costs Due to Deterioration in Borrower Conditions
- 2026-07-30Market Risk from Interest Rate, Price and Foreign Exchange Fluctuations
83 more
- 2026-07-30Declines in Ordinary Income and Ordinary Profit
- 2026-07-30A Virtuous Cycle of Regional Revitalization and Earnings Through Customer-Oriented Financial Services
- 2026-07-30Increase in Fees and Commissions Income
- 2026-07-30Strengthening the Earnings Base Through Lending, Deposits and Fee-Based Businesses
- 2026-07-30Expanding Revenue and Profit in the Financial Instruments Business
- 2026-07-30Other Operating Income and Expenses Moving Into Deficit
- 2026-07-30Growth in Revenue and Profit From Leasing, Card and Other Businesses
- 2026-07-30The Transition to a World of Positive Interest Rates and Higher Policy Rates
- 2026-07-30Harnessing Regional Financial Strength Through the 12th Medium-Term Management Plan
- 2026-07-30Operational Reform and Data Utilization Infrastructure Through DX and AI
- 2026-07-16Transition to a Company with an Audit and Supervisory Committee
- 2026-06-19Balance sheet strengthening and streamlined, more efficient management
- 2026-06-19Operational Efficiency and Labor Savings
- 2026-06-19Improving Services Through Branch and IT Investment
- 2026-06-19Transparent and Highly Efficient Corporate Management
- 2026-06-19Ensuring Compliance
- 2026-06-19Separating Oversight and Execution through an Executive Officer System
- 2026-06-19Strengthening Oversight Through Multiple Outside Directors
- 2026-06-19Medium- to Long-Term Incentives Through Stock-Based Stock Options
- 2026-06-19Strengthening the Enterprise-Wide Risk Management Framework
- 2026-06-19Shrinking Regional Markets and Intensifying Competition Among Financial Institutions
- 2026-06-19Operational Risks Including System Failures, Administrative Incidents and Information Leaks
- 2026-06-19Risk of a Decline in the Capital Adequacy Ratio and Falling Below Regulatory Standards
- 2026-06-19Risk of Damage to and Impairment of Fixed Assets
- 2026-06-19Downside Risks in Emerging Economies and Global Economic Uncertainty From Brexit
- 2026-06-19Strengthening human resources development
- 2026-06-19Involvement of Outside Officers and Transparency in Nomination and Compensation Through the Governance Council
- 2026-06-19Performance-Linked Compensation System Using Net Income Attributable to Owners of the Parent as a Metric
- 2026-06-19Expansion of Total Assets and Liabilities Through Increases in Cash and Deposits
- 2026-06-19Promoting Women’s Advancement and Reviewing Human Resources Systems
- 2026-06-19Physical and transition risks arising from climate change
- 2026-06-19Support for the TCFD Recommendations, CO2 Reduction and ESG Lending
- 2026-06-19Operating cash flow turned negative due to a decrease in borrowings, among other factors
- 2026-06-19Investing Cash Flow Moving Into Deficit Due to Securities Purchases
- 2026-06-19Delivering New Value Through the Eleventh Medium-Term Management Plan
- 2026-06-19Managing the organization with purpose as the basis for decision-making and action
- 2026-06-19Enhancing Corporate Value Based on the Cost of Capital and Capital Profitability
- 2026-06-19Promoting Employee Engagement and Healthy Management
- 2026-06-19Hedging Interest Rate Risk on Securities Using Interest Rate Swaps
- 2026-06-19Risks of Delays in Responding to AI Technology and of Its Use
- 2026-06-08Establishing Independence Criteria for Outside Officers
- 2026-06-01Effective Governance Through Corporate Governance Guidelines
- 2026-06-01Addressing Material Issues through the Sustainability Promotion Committee and Working Groups
- 2026-05-13Share Repurchases as a Flexible Capital Policy
- 2026-05-13Consolidated Net Income of at Least ¥4 Billion and a Consolidated Capital Adequacy Ratio in the 12% Range
- 2025-11-12Price Impacts From Rising Costs and the Consumption Tax Increase
- 2025-11-12Estimating Loan Loss Allowances to Reflect the Impact of COVID-19
- 2025-06-23Strengthening Audit Functions Through an Independent Audit Department and Audit & Supervisory Board Office
- 2025-06-23Evolution into a bank that excels at solving challenges under the Tenth Medium-Term Management Plan
- 2025-06-23Adoption of the Lease Accounting Standard from the Fiscal Year Ending March 2028
- 2024-11-12Preparing to Adopt Accounting Standards for Income Taxes, Comprehensive Income and Tax Effect Accounting
- 2024-06-27Strengthening the sales and operations platform
- 2024-06-27Funding Risk Due to Deteriorating Market Conditions and Credit Standing
- 2024-06-27Deterioration of Tochigi Prefecture’s Economy and Natural Disasters and Infectious Diseases
- 2024-06-27Establishing a sustainable business model over the medium to long term
- 2024-06-27Compliance Framework Based on the Compliance Committee and Internal Whistleblowing System
- 2024-06-27Providing Objective Opinions Through Outside Officers’ Participation in Management Meetings
- 2024-06-27Administrative, Systems and Information-Leakage Risks From Outsourcing
- 2024-06-27Risks Related to Anti-Money Laundering and Countering the Financing of Terrorism
- 2024-06-27Risk of Labor Shortages, Attrition and Failure to Achieve Human Capital Initiatives
- 2024-06-27Losses Arising from Legal Risks
- 2024-06-27Reputational Risk From Damage to Reputation and Rumors
- 2023-11-14Managing Subsidiaries Under the Affiliated Company Management Regulations
- 2023-02-06Pressure on Earnings From Failure to Achieve a Competitive Advantage
- 2023-02-06Changes in Laws, Regulations and Policies
- 2023-02-06Changes in Assumptions Underlying Defined Benefit Obligations and Costs
- 2023-02-06Recoverability of Deferred Tax Assets
- 2023-02-06Impact of External Rating Downgrades on Capital and Funding
- 2023-02-06Changes in Reportable Segments: Banking, Leasing and Card Businesses
- 2022-08-05Future Adoption of the Accounting Standard for Revenue Recognition
- 2022-06-29Regional Sustainability Through Alignment of SDGs, ESG and Corporate Activities
- 2021-08-03Future Adoption of the Fair Value Measurement Standard
- 2020-06-26Customer-focused growth under the Ninth Medium-Term Management Plan
- 2020-06-26Transformation to demonstrate our distinctiveness
- 2020-06-26Ensuring Business Continuity Through a Contingency Plan
- 2020-06-26Application of Disclosure Standards for Accounting Policies and Accounting Estimates
- 2020-06-26Funding Support and Infection-Control Measures in Response to COVID-19
- 2019-02-06Improving Corporate Productivity Against a Backdrop of Labor Shortages and Work-Style Reform
- 2018-11-14Making Utsunomiya Securities a Subsidiary
- 2017-06-29New Growth Through the Eighth Medium-Term Management Plan
- 2017-06-29Rebuilding a Robust Management Structure
- 2017-06-29Strategic Allocation of Management Resources
- 2016-06-29Expansion of Investment in Regional Revitalization and Agricultural Corporations