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The Tochigi Bank (8550) · RiskRestated

Changes in Laws, Regulations and Policies

First written in FY2016. 16 of 17 entries say "Restated". Latest entry: FY2023-Q3.

17entries
8years
0from disclosures
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ProgressHeldSoftenedWorseRestatedFY2016 – FY2023-Q32016: 120162017: 320172018: 320182019: 320192020: 320202021: 220212022: 120222023: 1
Same theme, other companies
Regulatory compliance for financial services, including cards, banking, securities and insuranceA theme 34 companies write about · 38 as a headwind · 0 as a tailwind

The whole theme swung hardest in 2025: 2 of 10 companies on the "Worse" side.

24 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 34 companies compared. The sentences above are computed from all 34.
Full recordFilings, disclosures and news, newest first
  1. FY2023-Q3RestatedAnnual report

    「No new business or other risks arose during the nine months ended 31 December. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律、規則、政策、実務慣行、解釈等の変更リスクについて、前事業年度記載から重要な変更はないと記載している。
  2. FY2023-Q1RestatedAnnual report

    「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律、規則、政策、実務慣行、解釈等の変更リスクについて、前事業年度記載から重要な変更はないと記載している。
  3. FY2022-Q2RestatedAnnual report

    「There are no applicable matters.」

    事業等のリスク欄では該当事項がないとされ、法律、規則、政策、実務慣行、解釈等の変更について新たな変化は示されていない。
  4. FY2022-Q1RestatedAnnual report

    「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律、規則、政策、実務慣行、解釈等の変更リスクについて、前事業年度記載から重要な変更はないと記載している。
  5. FY2021-Q1RestatedAnnual report

    「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律、規則、政策、実務慣行、解釈等の変更リスクについて、前事業年度記載から重要な変更はないと記載している。
  6. FY2020RestatedAnnual report

    「将来において法律、規則、政策、実務慣行、解釈等の変更が行われた場合には、当行の業務運営、業績及び財政状態に悪影響を及ぼす可能性があります。」

    The disclosure continues to cover the risk of changes in laws, regulations, policies, business practices and interpretations.
  7. FY2020-Q3RestatedAnnual report

    「No new business or other risks arose during the nine months ended 31 December. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、新たな発生や重要な変更はないと記載している。
  8. FY2020-Q2RestatedAnnual report

    「There are no applicable matters.」

    法律・規則・政策等の変更リスクについて、新たな変化は示されていない。
  9. FY2020-Q1RestatedAnnual report

    「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、新たな発生や重要な変更はないと記載している。
  10. FY2019-Q3RestatedAnnual report

    「No new business or other risks arose during the nine months ended 31 December. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、前事業年度記載のリスクに重要な変更がないとされている。
  11. FY2019-Q1RestatedAnnual report

    「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、前事業年度記載のリスクに重要な変更がないとされている。
  12. FY2018RestatedAnnual report

    「将来において法律、規則、政策、実務慣行、解釈等の変更が行われた場合には、当行の業務運営、業績及び財政状態に悪影響を及ぼす可能性があります。」

    The disclosure continues to cover the risk of changes in laws, regulations, policies, business practices and interpretations.
  13. FY2018-Q3RestatedAnnual report

    「No new business or other risks arose during the nine months ended [the current third quarter]. There have also been no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、前事業年度記載のリスクに重要な変更がないとされている。
  14. FY2018-Q2RestatedAnnual report

    「There are no applicable matters.」

    事業等のリスク欄では該当事項がないとされ、法律・規則・政策等の変更について新たな変化は示されていない。
  15. FY2018-Q1RestatedAnnual report

    「During the first quarter of the current consolidated fiscal year, there were no newly arising business or other risks. In addition, there were no material changes to the business or other risks described in the annual securities report for the previous fiscal year.」

    法律・規則・政策等の変更リスクについて、前事業年度記載のリスクに重要な変更がないとされている。
  16. FY2017RestatedAnnual report

    「将来において法律、規則、政策、実務慣行、解釈等の変更が行われた場合には、当行の業務運営、業績及び財政状態に悪影響を及ぼす可能性があります。」

    The disclosure continues to cover the risk of changes in laws, regulations, policies, business practices and interpretations.
  17. FY2016First statedAnnual report

    「将来において法律、規則、政策、実務慣行、解釈等の変更が行われた場合には、当行の業務運営、業績及び財政状態に悪影響を及ぼす可能性があります。」

    法令・規則だけでなく、政策、実務慣行、解釈の変更もリスク要因としている。
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Changes in Laws, Regulations and Policies | THE TOCHIGI BANK,LTD. (8550) | Komori